Compare Elkfork, KY Car Insurance Rates (2021)

Car insurance in Elkfork, KY averages $466 a month. Elkfork, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elkfork car insurance rates, compare quotes from the top car insurance companies in Elkfork, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Elkfork, KY are $5,590/year
  • The cheapest car insurance company in Elkfork is USAA
  • The cheapest car insurance company in Elkfork for teen drivers is USAA

If you need to buy Elkfork, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Elkfork, KY is right here.

You’ll find Elkfork car insurance rates, the cheapest Elkfork, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Elkfork, Kentucky car insurance rates to Henderson car insurance rates, Hopkinsville car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Elkfork, KY car insurance today? Enter your ZIP code for fast, free Elkfork car insurance quotes.

Cheapest Elkfork, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elkfork, KY car insurance rates? Every Elkfork, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elkfork, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,342 $5,233 $4,866 $5,213 $22,284 $24,729 $5,808 $6,076
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,474 $3,779 $2,956 $3,317 $14,075 $15,593 $3,624 $3,766
Nationwide $4,176 $4,157 $3,786 $3,938 $9,154 $11,310 $4,716 $4,913
Progressive $2,513 $2,385 $2,255 $2,259 $12,419 $14,116 $3,126 $3,208
State Farm $1,865 $1,865 $1,653 $1,653 $4,994 $6,217 $2,077 $2,279
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $1,830 $1,836 $1,649 $1,680 $4,861 $5,119 $2,312 $2,535

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Minimum Car Insurance in Elkfork, KY

Every driver must carry the minimum car insurance in Elkfork, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Elkfork, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elkfork, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elkfork, KY. Compare credit history car insurance rates in Elkfork from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elkfork, Kentucky

Insurance Company Poor Fair Good
Allstate $13,257 $9,086 $7,489
GEICO $7,256 $3,623 $2,361
Liberty Mutual $9,082 $5,534 $4,354
Nationwide $7,064 $5,496 $4,746
Progressive $5,905 $5,151 $4,800
State Farm $4,077 $2,469 $1,930
Travelers $8,281 $7,017 $6,998
USAA $4,060 $2,272 $1,851

Cheapest Elkfork, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elkfork, KY to rates for a clean record with top companies.

Annual Elkfork, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,070 $10,802 $11,659 $9,244
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $5,266 $8,120 $6,303 $5,603
Nationwide $4,602 $5,931 $7,482 $5,060
Progressive $4,365 $6,477 $4,985 $5,314
State Farm $2,602 $3,049 $2,825 $2,825
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,057 $2,908 $3,474 $2,473

Cheapest Elkfork, KY Car Insurance for Teen Drivers

Teen car insurance in Elkfork, KY can be expensive. Take a look at rates from the top car insurance companies in Elkfork for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elkfork, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,284 $24,729
GEICO $7,170 $8,568
Liberty Mutual $14,075 $15,593
Nationwide $9,154 $11,310
Progressive $12,419 $14,116
State Farm $4,994 $6,217
Travelers $15,522 $25,211
USAA $4,861 $5,119

Cheapest Elkfork, KY Car Insurance for Seniors

Take a look at Elkfork, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elkfork, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,866 $5,213
GEICO $3,742 $3,389
Liberty Mutual $2,956 $3,317
Nationwide $3,786 $3,938
Progressive $2,255 $2,259
State Farm $1,653 $1,653
Travelers $2,977 $2,976
USAA $1,649 $1,680

Cheapest Elkfork, KY Car Insurance Rates After a DUI

A DUI in Elkfork, KY increases car insurance rates. Compare Elkfork, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elkfork, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,659
GEICO $7,199
Liberty Mutual $6,303
Nationwide $7,482
Progressive $4,985
State Farm $2,825
Travelers $9,692
USAA $3,474

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Cheapest Elkfork, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elkfork, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elkfork, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,944 $9,944
GEICO $4,371 $4,456
Liberty Mutual $6,323 $6,323
Nationwide $5,769 $5,769
Progressive $5,285 $5,285
State Farm $2,754 $2,897
Travelers $7,432 $7,432
USAA $2,626 $2,829

The Best Cheap Car Insurance Companies in Elkfork, KY

Take a look at a side-by-side comparison of the top car insurance companies in Elkfork, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elkfork, Kentucky

Insurance Company Average Annual Rates
Allstate $9,944
GEICO $4,413
Liberty Mutual $6,323
Nationwide $5,769
Progressive $5,285
State Farm $2,825
Travelers $7,432
USAA $2,728

Category Winners: Cheapest Car Insurance in Elkfork, Kentucky

Find the cheapest car insurance companies in Elkfork, KY for each category right here.

Best Annual Car Insurance Rates by Company in Elkfork, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Elkfork, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elkfork car insurance rates. Find the cheapest Elkfork, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elkfork, Kentucky

Insurance Company Low Medium High
Allstate $8,741 $9,880 $11,211
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,963 $6,276 $6,730
Nationwide $5,740 $5,677 $5,890
Progressive $4,901 $5,211 $5,743
State Farm $2,679 $2,819 $2,978
Travelers $6,981 $7,454 $7,860
USAA $2,605 $2,721 $2,858

Compare Car Insurance Quotes in Elkfork, KY

Ready to find affordable Elkfork, Kentucky car insurance today? Enter your ZIP code for fast, free Elkfork, KY car insurance quotes.

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