Compare Elko, GA Car Insurance Rates (2021)

Car insurance in Elko, GA averages $390 a month. Elko, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elko car insurance rates, compare quotes from the top car insurance companies in Elko, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elko for teen drivers is GEICO
  • The cheapest car insurance company in Elko is GEICO
  • Average car insurance rates in Elko, GA are $4,682/year

If you need to buy Elko, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Elko, GA is right here.

You’ll find Elko car insurance rates, the cheapest Elko, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Elko, Georgia car insurance rates to Albany car insurance rates, Smyrna car insurance rates, and Atlanta car insurance rates.

Ready to find affordable Elko, GA car insurance today? Enter your ZIP code for fast, free Elko car insurance quotes.

Cheapest Elko, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elko, GA car insurance rates? Every Elko, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elko, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $1,510 $1,491 $1,463 $1,463 $4,487 $5,376 $1,947 $2,157
Liberty Mutual $4,935 $5,371 $4,040 $4,588 $21,094 $23,560 $5,226 $5,555
Nationwide $4,010 $4,150 $3,940 $4,342 $12,456 $16,087 $4,886 $5,314
Progressive $2,723 $2,540 $2,327 $2,426 $7,880 $8,749 $3,149 $3,307
State Farm $2,078 $2,078 $1,871 $1,871 $5,579 $7,336 $2,283 $2,460
USAA $1,557 $1,554 $1,456 $1,457 $5,582 $6,586 $1,931 $2,127

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Minimum Car Insurance in Elko, GA

Every driver must carry the minimum car insurance in Elko, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Elko, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elko, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elko, GA. Compare credit history car insurance rates in Elko from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elko, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $3,128 $2,198 $2,135
Liberty Mutual $13,304 $8,175 $6,410
Nationwide $8,230 $6,650 $5,814
Progressive $4,738 $4,005 $3,669
State Farm $4,522 $2,822 $2,239
USAA $3,610 $2,551 $2,182

Cheapest Elko, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elko, GA to rates for a clean record with top companies.

Annual Elko, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $1,676 $2,099 $4,295 $1,878
Liberty Mutual $7,064 $9,645 $11,081 $9,395
Nationwide $5,298 $6,223 $9,638 $6,434
Progressive $3,292 $5,607 $3,824 $3,827
State Farm $2,906 $3,482 $3,194 $3,194
USAA $2,135 $2,702 $3,909 $2,379

Cheapest Elko, GA Car Insurance for Teen Drivers

Teen car insurance in Elko, GA can be expensive. Take a look at rates from the top car insurance companies in Elko for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elko, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $4,487 $5,376
Liberty Mutual $21,094 $23,560
Nationwide $12,456 $16,087
Progressive $7,880 $8,749
State Farm $5,579 $7,336
USAA $5,582 $6,586

Cheapest Elko, GA Car Insurance for Seniors

Take a look at Elko, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elko, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $1,463 $1,463
Liberty Mutual $4,040 $4,588
Nationwide $3,940 $4,342
Progressive $2,327 $2,426
State Farm $1,871 $1,871
USAA $1,456 $1,457

Cheapest Elko, GA Car Insurance Rates After a DUI

A DUI in Elko, GA increases car insurance rates. Compare Elko, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elko, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,103
GEICO $4,295
Liberty Mutual $11,081
Nationwide $9,638
Progressive $3,824
State Farm $3,194
USAA $3,909

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Cheapest Elko, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elko, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elko, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,887 $4,070
GEICO $2,444 $2,530
Liberty Mutual $9,296 $9,296
Nationwide $6,898 $6,898
Progressive $4,138 $4,138
State Farm $3,194 $3,194
USAA $2,655 $2,907

The Best Cheap Car Insurance Companies in Elko, GA

Take a look at a side-by-side comparison of the top car insurance companies in Elko, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elko, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $2,487
Liberty Mutual $9,296
Nationwide $6,898
Progressive $4,138
State Farm $3,194
USAA $2,781

Category Winners: Cheapest Car Insurance in Elko, Georgia

Find the cheapest car insurance companies in Elko, GA for each category right here.

Best Annual Car Insurance Rates by Company in Elko, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Elko, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elko car insurance rates. Find the cheapest Elko, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elko, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $2,311 $2,498 $2,652
Liberty Mutual $8,905 $9,246 $9,738
Nationwide $6,793 $7,016 $6,885
Progressive $3,819 $4,077 $4,517
State Farm $2,963 $3,197 $3,424
USAA $2,647 $2,766 $2,931

Compare Car Insurance Quotes in Elko, GA

Ready to find affordable Elko, Georgia car insurance today? Enter your ZIP code for fast, free Elko, GA car insurance quotes.

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