Compare Elkton, OH Car Insurance Rates (2021)

Car insurance in Elkton, OH averages $226 a month. Elkton, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elkton car insurance rates, compare quotes from the top car insurance companies in Elkton, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elkton is USAA
  • Average car insurance rates in Elkton, OH after a DUI are $3,147/year
  • Average car insurance rates in Elkton, OH are $2,718/year

If you need to buy Elkton, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Elkton, OH is right here.

You’ll find Elkton car insurance rates, the cheapest Elkton, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Elkton, Ohio car insurance rates to Akron car insurance rates, Cleveland car insurance rates, and Toledo car insurance rates.

Ready to find affordable Elkton, OH car insurance today? Enter your ZIP code for fast, free Elkton car insurance quotes.

Cheapest Elkton, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elkton, OH car insurance rates? Every Elkton, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elkton, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,998 $1,998 $1,796 $1,921 $5,414 $6,194 $2,110 $2,261
American Family $963 $1,001 $882 $887 $3,000 $3,261 $1,190 $1,255
Farmers $1,892 $1,889 $1,668 $1,758 $8,304 $8,621 $2,123 $2,222
GEICO $1,220 $1,186 $1,150 $1,164 $3,237 $3,007 $1,353 $1,145
Liberty Mutual $2,055 $2,247 $1,580 $1,926 $10,577 $11,954 $2,189 $2,393
Nationwide $1,924 $1,934 $1,739 $1,751 $4,887 $6,295 $2,061 $2,395
Progressive $1,713 $1,617 $1,425 $1,472 $7,557 $8,516 $2,051 $2,120
State Farm $1,412 $1,412 $1,262 $1,262 $4,385 $5,513 $1,639 $1,876
Travelers $1,376 $1,398 $1,365 $1,359 $5,917 $9,364 $1,433 $1,637
USAA $943 $952 $894 $896 $2,871 $3,201 $1,262 $1,358

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Minimum Car Insurance in Elkton, OH

Every driver must carry the minimum car insurance in Elkton, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Elkton, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elkton, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elkton, OH. Compare credit history car insurance rates in Elkton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elkton, Ohio

Insurance Company Poor Fair Good
Allstate $3,805 $2,765 $2,315
American Family $2,066 $1,407 $1,192
Farmers $4,036 $3,403 $3,240
GEICO $2,015 $1,683 $1,350
Liberty Mutual $6,261 $3,830 $3,004
Nationwide $3,463 $2,794 $2,363
Progressive $3,719 $3,210 $2,998
State Farm $3,341 $2,065 $1,628
Travelers $3,333 $2,901 $2,710
USAA $2,008 $1,421 $1,212

Cheapest Elkton, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elkton, OH to rates for a clean record with top companies.

Annual Elkton, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,503 $3,014 $3,511 $2,819
American Family $1,489 $1,577 $1,577 $1,577
Farmers $2,935 $3,778 $3,685 $3,841
GEICO $1,146 $1,646 $2,384 $1,555
Liberty Mutual $3,669 $4,704 $4,811 $4,276
Nationwide $2,307 $2,928 $3,709 $2,549
Progressive $2,854 $3,875 $3,039 $3,467
State Farm $2,138 $2,552 $2,345 $2,345
Travelers $2,198 $2,860 $4,314 $2,552
USAA $1,186 $1,588 $2,100 $1,315

Cheapest Elkton, OH Car Insurance for Teen Drivers

Teen car insurance in Elkton, OH can be expensive. Take a look at rates from the top car insurance companies in Elkton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elkton, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,414 $6,194
American Family $3,000 $3,261
Farmers $8,304 $8,621
GEICO $3,237 $3,007
Liberty Mutual $10,577 $11,954
Nationwide $4,887 $6,295
Progressive $7,557 $8,516
State Farm $4,385 $5,513
Travelers $5,917 $9,364
USAA $2,871 $3,201

Cheapest Elkton, OH Car Insurance for Seniors

Take a look at Elkton, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elkton, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,796 $1,921
American Family $882 $887
Farmers $1,668 $1,758
GEICO $1,150 $1,164
Liberty Mutual $1,580 $1,926
Nationwide $1,739 $1,751
Progressive $1,425 $1,472
State Farm $1,262 $1,262
Travelers $1,365 $1,359
USAA $894 $896

Cheapest Elkton, OH Car Insurance Rates After a DUI

A DUI in Elkton, OH increases car insurance rates. Compare Elkton, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elkton, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,511
American Family $1,577
Farmers $3,685
GEICO $2,384
Liberty Mutual $4,811
Nationwide $3,709
Progressive $3,039
State Farm $2,345
Travelers $4,314
USAA $2,100

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Cheapest Elkton, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elkton, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elkton, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,962 $2,962
American Family $1,536 $1,574
Farmers $3,560 $3,560
GEICO $1,653 $1,713
Liberty Mutual $4,365 $4,365
Nationwide $2,873 $2,873
Progressive $3,309 $3,309
State Farm $2,287 $2,403
Travelers $2,981 $2,981
USAA $1,486 $1,608

The Best Cheap Car Insurance Companies in Elkton, OH

Take a look at a side-by-side comparison of the top car insurance companies in Elkton, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elkton, Ohio

Insurance Company Average Annual Rates
Allstate $2,962
American Family $1,555
Farmers $3,560
GEICO $1,683
Liberty Mutual $4,365
Nationwide $2,873
Progressive $3,309
State Farm $2,345
Travelers $2,981
USAA $1,547

Category Winners: Cheapest Car Insurance in Elkton, Ohio

Find the cheapest car insurance companies in Elkton, OH for each category right here.

Best Annual Car Insurance Rates by Company in Elkton, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Elkton, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elkton car insurance rates. Find the cheapest Elkton, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elkton, Ohio

Insurance Company Low Medium High
Allstate $2,871 $2,956 $3,058
American Family $1,524 $1,567 $1,574
Farmers $3,378 $3,505 $3,796
GEICO $1,625 $1,674 $1,749
Liberty Mutual $4,197 $4,388 $4,511
Nationwide $3,170 $2,786 $2,664
Progressive $3,180 $3,281 $3,466
State Farm $2,229 $2,352 $2,454
Travelers $2,895 $3,022 $3,026
USAA $1,472 $1,546 $1,624

What affects car insurance rates in Elkton, Ohio?

What factors can have an impact on Elkton, OH car insurance? There are several reasons why Elkton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elkton, Ohio.

Commute Time in Elkton

The more time you spend in your car the higher the risk of an accident. The average commute length in Elkton, OH is 37.0 minutes according to City-Data.

Compare Car Insurance Quotes in Elkton, OH

Ready to find affordable Elkton, Ohio car insurance today? Enter your ZIP code for fast, free Elkton, OH car insurance quotes.

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