Compare Elkton, OR Car Insurance Rates (2021)

Car insurance in Elkton, OR averages $261 a month. Elkton, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Elkton car insurance rates, compare quotes from the top car insurance companies in Elkton, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elkton is State Farm
  • Average car insurance rates in Elkton, OR are $3,131/year
  • The cheapest car insurance company in Elkton for teen drivers is State Farm

If you need to buy Elkton, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Elkton, OR is right here.

You’ll find Elkton car insurance rates, the cheapest Elkton, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Elkton, Oregon car insurance rates to Springfield car insurance rates, Beaverton car insurance rates, and Gresham car insurance rates.

Ready to find affordable Elkton, OR car insurance today? Enter your ZIP code for fast, free Elkton car insurance quotes.

Cheapest Elkton, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elkton, OR car insurance rates? Every Elkton, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elkton, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,527 $2,473 $2,491 $7,840 $8,721 $2,845 $2,861
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $1,822 $1,784 $1,613 $1,713 $7,370 $7,530 $2,038 $2,094
GEICO $2,196 $2,120 $2,041 $2,051 $5,637 $5,137 $2,338 $2,020
Liberty Mutual $2,593 $2,737 $2,247 $2,495 $8,257 $8,924 $2,510 $2,548
Nationwide $2,113 $2,109 $1,882 $1,971 $4,807 $6,020 $2,460 $2,595
Progressive $1,874 $1,704 $1,623 $1,671 $7,998 $8,837 $2,245 $2,137
State Farm $1,388 $1,388 $1,265 $1,265 $4,338 $5,441 $1,573 $1,809
Travelers $1,673 $1,675 $1,491 $1,545 $4,489 $5,354 $1,743 $1,763
USAA $1,561 $1,516 $1,540 $1,490 $4,725 $5,080 $2,005 $2,088

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Minimum Car Insurance in Elkton, OR

Every driver must carry the minimum car insurance in Elkton, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Elkton, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Elkton, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elkton, OR. Compare credit history car insurance rates in Elkton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elkton, Oregon

Insurance Company Poor Fair Good
Allstate $5,319 $3,754 $3,104
American Family $4,117 $3,040 $2,573
Farmers $3,763 $3,067 $2,907
GEICO $3,548 $2,943 $2,337
Liberty Mutual $5,920 $3,494 $2,703
Nationwide $3,620 $2,872 $2,492
Progressive $3,949 $3,409 $3,175
State Farm $3,222 $2,057 $1,646
Travelers $3,107 $2,406 $1,887
USAA $3,743 $2,092 $1,667

Cheapest Elkton, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elkton, OR to rates for a clean record with top companies.

Annual Elkton, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,301 $4,411 $4,535 $3,989
American Family $2,254 $3,476 $4,356 $2,888
Farmers $2,739 $3,521 $3,445 $3,277
GEICO $1,944 $3,091 $4,051 $2,684
Liberty Mutual $3,577 $4,001 $4,598 $3,979
Nationwide $2,539 $2,719 $3,848 $2,872
Progressive $2,654 $4,818 $3,414 $3,158
State Farm $2,052 $2,667 $2,257 $2,257
Travelers $2,003 $2,557 $2,862 $2,444
USAA $1,819 $2,536 $3,521 $2,127

Cheapest Elkton, OR Car Insurance for Teen Drivers

Teen car insurance in Elkton, OR can be expensive. Take a look at rates from the top car insurance companies in Elkton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elkton, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,840 $8,721
American Family $5,264 $8,240
Farmers $7,370 $7,530
GEICO $5,637 $5,137
Liberty Mutual $8,257 $8,924
Nationwide $4,807 $6,020
Progressive $7,998 $8,837
State Farm $4,338 $5,441
Travelers $4,489 $5,354
USAA $4,725 $5,080

Cheapest Elkton, OR Car Insurance for Seniors

Take a look at Elkton, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elkton, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,473 $2,491
American Family $1,903 $1,903
Farmers $1,613 $1,713
GEICO $2,041 $2,051
Liberty Mutual $2,247 $2,495
Nationwide $1,882 $1,971
Progressive $1,623 $1,671
State Farm $1,265 $1,265
Travelers $1,491 $1,545
USAA $1,540 $1,490

Cheapest Elkton, OR Car Insurance Rates After a DUI

A DUI in Elkton, OR increases car insurance rates. Compare Elkton, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elkton, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,535
American Family $4,356
Farmers $3,445
GEICO $4,051
Liberty Mutual $4,598
Nationwide $3,848
Progressive $3,414
State Farm $2,257
Travelers $2,862
USAA $3,521

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Cheapest Elkton, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elkton, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elkton, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,059 $4,059
American Family $3,194 $3,293
Farmers $3,246 $3,246
GEICO $2,893 $2,992
Liberty Mutual $4,039 $4,039
Nationwide $2,995 $2,995
Progressive $3,511 $3,511
State Farm $2,250 $2,367
Travelers $2,369 $2,564
USAA $2,429 $2,572

The Best Cheap Car Insurance Companies in Elkton, OR

Take a look at a side-by-side comparison of the top car insurance companies in Elkton, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elkton, Oregon

Insurance Company Average Annual Rates
Allstate $4,059
American Family $3,243
Farmers $3,246
GEICO $2,943
Liberty Mutual $4,039
Nationwide $2,995
Progressive $3,511
State Farm $2,308
Travelers $2,467
USAA $2,501

Category Winners: Cheapest Car Insurance in Elkton, Oregon

Find the cheapest car insurance companies in Elkton, OR for each category right here.

Best Annual Car Insurance Rates by Company in Elkton, Oregon

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Elkton, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elkton car insurance rates. Find the cheapest Elkton, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elkton, Oregon

Insurance Company Low Medium High
Allstate $3,917 $4,050 $4,211
American Family $3,228 $3,428 $3,074
Farmers $3,044 $3,204 $3,489
GEICO $2,703 $2,956 $3,169
Liberty Mutual $3,799 $4,029 $4,289
Nationwide $2,871 $3,074 $3,039
Progressive $3,397 $3,496 $3,640
State Farm $2,187 $2,310 $2,428
Travelers $2,333 $2,455 $2,611
USAA $2,393 $2,503 $2,606

What affects car insurance rates in Elkton, Oregon?

What factors can have an impact on Elkton, OR car insurance? There are several reasons why Elkton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elkton, Oregon.

Commute Time in Elkton

The more time you spend in your car the higher the risk of an accident. The average commute length in Elkton, OR is 24.2 minutes according to City-Data.

Compare Car Insurance Quotes in Elkton, OR

Ready to find affordable Elkton, Oregon car insurance today? Enter your ZIP code for fast, free Elkton, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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