Compare Elkton, TN Car Insurance Rates (2021)

Car insurance in Elkton, TN averages $323 a month. Elkton, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Elkton car insurance rates, compare quotes from the top car insurance companies in Elkton, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Elkton, TN are $3,878/year
  • The cheapest car insurance company in Elkton for teen drivers is State Farm
  • Average car insurance rates in Elkton, TN after a DUI are $4,532/year

If you need to buy Elkton, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Elkton, TN is right here.

You’ll find Elkton car insurance rates, the cheapest Elkton, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Elkton, Tennessee car insurance rates to Knoxville car insurance rates, Hendersonville car insurance rates, and Murfreesboro car insurance rates.

Ready to find affordable Elkton, TN car insurance today? Enter your ZIP code for fast, free Elkton car insurance quotes.

Cheapest Elkton, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elkton, TN car insurance rates? Every Elkton, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elkton, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,838 $2,733 $2,544 $2,642 $10,446 $11,362 $3,044 $3,158
Farmers $1,881 $1,915 $1,690 $1,844 $7,422 $7,867 $2,535 $2,703
GEICO $2,253 $2,279 $2,082 $2,082 $6,611 $6,752 $2,274 $2,344
Liberty Mutual $4,891 $129 $4,024 $4,504 $20,553 $22,846 $5,239 $5,578
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,857 $1,756 $1,511 $1,580 $8,254 $9,304 $2,238 $2,447
State Farm $1,528 $1,528 $1,373 $1,373 $4,589 $5,745 $1,724 $2,003
Travelers $1,710 $1,800 $1,552 $1,652 $4,741 $5,860 $1,822 $1,917
USAA $1,628 $1,653 $1,469 $1,465 $5,911 $6,773 $2,125 $2,269

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Minimum Car Insurance in Elkton, TN

Every driver must carry the minimum car insurance in Elkton, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Elkton, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Elkton, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elkton, TN. Compare credit history car insurance rates in Elkton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elkton, Tennessee

Insurance Company Poor Fair Good
Allstate $6,186 $4,733 $3,619
Farmers $4,149 $3,236 $3,061
GEICO $3,789 $3,238 $2,976
Liberty Mutual $12,170 $7,441 $5,801
Nationwide $3,761 $2,980 $2,643
Progressive $4,075 $3,506 $3,274
State Farm $3,605 $2,163 $1,681
Travelers $3,351 $2,626 $1,918
USAA $4,227 $2,471 $2,036

Cheapest Elkton, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elkton, TN to rates for a clean record with top companies.

Annual Elkton, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,074 $4,846 $5,819 $4,645
Farmers $2,973 $3,680 $3,753 $3,522
GEICO $2,406 $3,244 $5,282 $2,406
Liberty Mutual $6,845 $9,922 $9,216 $7,899
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $3,188 $4,133 $3,396 $3,757
State Farm $2,268 $2,698 $2,483 $2,483
Travelers $2,136 $2,738 $3,025 $2,627
USAA $2,112 $3,173 $3,742 $2,619

Cheapest Elkton, TN Car Insurance for Teen Drivers

Teen car insurance in Elkton, TN can be expensive. Take a look at rates from the top car insurance companies in Elkton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elkton, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,446 $11,362
Farmers $7,422 $7,867
GEICO $6,611 $6,752
Liberty Mutual $20,553 $22,846
Nationwide $5,414 $7,005
Progressive $8,254 $9,304
State Farm $4,589 $5,745
Travelers $4,741 $5,860
USAA $5,911 $6,773

Cheapest Elkton, TN Car Insurance for Seniors

Take a look at Elkton, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elkton, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,544 $2,642
Farmers $1,690 $1,844
GEICO $2,082 $2,082
Liberty Mutual $4,024 $4,504
Nationwide $1,818 $1,853
Progressive $1,511 $1,580
State Farm $1,373 $1,373
Travelers $1,552 $1,652
USAA $1,469 $1,465

Cheapest Elkton, TN Car Insurance Rates After a DUI

A DUI in Elkton, TN increases car insurance rates. Compare Elkton, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elkton, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,819
Farmers $3,753
GEICO $5,282
Liberty Mutual $9,216
Nationwide $4,070
Progressive $3,396
State Farm $2,483
Travelers $3,025
USAA $3,742

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Cheapest Elkton, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elkton, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elkton, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,846 $4,846
Farmers $3,482 $3,482
GEICO $3,318 $3,351
Liberty Mutual $8,471 $8,471
Nationwide $3,128 $3,128
Progressive $3,618 $3,618
State Farm $2,424 $2,542
Travelers $2,529 $2,735
USAA $2,830 $2,993

The Best Cheap Car Insurance Companies in Elkton, TN

Take a look at a side-by-side comparison of the top car insurance companies in Elkton, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elkton, Tennessee

Insurance Company Average Annual Rates
Allstate $4,846
Farmers $3,482
GEICO $3,335
Liberty Mutual $8,471
Nationwide $3,128
Progressive $3,618
State Farm $2,483
Travelers $2,632
USAA $2,912

Category Winners: Cheapest Car Insurance in Elkton, Tennessee

Find the cheapest car insurance companies in Elkton, TN for each category right here.

Best Annual Car Insurance Rates by Company in Elkton, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Elkton, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elkton car insurance rates. Find the cheapest Elkton, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elkton, Tennessee

Insurance Company Low Medium High
Allstate $4,675 $4,834 $5,028
Farmers $3,305 $3,467 $3,674
GEICO $3,196 $3,328 $3,480
Liberty Mutual $8,067 $8,463 $8,882
Nationwide $3,154 $3,057 $3,173
Progressive $3,396 $3,616 $3,843
State Farm $2,350 $2,493 $2,605
Travelers $2,477 $2,630 $2,789
USAA $2,824 $2,902 $3,009

What affects car insurance rates in Elkton, Tennessee?

What factors can have an impact on Elkton, TN car insurance? There are several reasons why Elkton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elkton, Tennessee.

Commute Time in Elkton

The more time you spend in your car the higher the risk of an accident. The average commute length in Elkton, TN is 31.8 minutes according to City-Data.

Compare Car Insurance Quotes in Elkton, TN

Ready to find affordable Elkton, Tennessee car insurance today? Enter your ZIP code for fast, free Elkton, TN car insurance quotes.

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