Compare Elkton, VA Car Insurance Rates (2021)

Car insurance in Elkton, VA averages $174 a month. Elkton, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Elkton car insurance rates, compare quotes from the top car insurance companies in Elkton, VA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Elkton is USAA
  • The cheapest car insurance company in Elkton for teen drivers is USAA
  • Average car insurance rates in Elkton, VA are $2,090/year

If you need to buy Elkton, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Elkton, VA is right here.

You’ll find Elkton car insurance rates, the cheapest Elkton, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Elkton, Virginia car insurance rates to Chesapeake car insurance rates, Virginia Beach car insurance rates, and Portsmouth car insurance rates.

Ready to find affordable Elkton, VA car insurance today? Enter your ZIP code for fast, free Elkton car insurance quotes.

Cheapest Elkton, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elkton, VA car insurance rates? Every Elkton, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elkton, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,814 $1,712 $1,804 $1,804 $5,702 $6,576 $2,363 $2,369
GEICO $1,375 $1,373 $1,304 $1,304 $2,916 $3,915 $1,600 $1,584
Nationwide $1,459 $1,468 $1,294 $1,330 $3,487 $4,496 $1,610 $1,753
Progressive $1,007 $956 $915 $917 $4,573 $5,128 $1,212 $1,235
State Farm $1,143 $1,143 $1,027 $1,027 $3,400 $4,260 $1,291 $1,492
USAA $990 $975 $926 $931 $3,049 $3,631 $1,272 $1,396

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Elkton, VA

Every driver must carry the minimum car insurance in Elkton, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Elkton, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Elkton, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elkton, VA. Compare credit history car insurance rates in Elkton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elkton, Virginia

Insurance Company Poor Fair Good
Allstate $3,676 $2,951 $2,427
GEICO $2,135 $1,815 $1,815
Nationwide $2,504 $2,009 $1,824
Progressive $2,217 $1,943 $1,818
State Farm $2,625 $1,630 $1,289
USAA $2,201 $1,500 $1,238

Cheapest Elkton, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elkton, VA to rates for a clean record with top companies.

Annual Elkton, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $3,590 $3,309 $2,911
GEICO $1,458 $1,894 $2,874 $1,458
Nationwide $1,836 $1,836 $2,693 $2,084
Progressive $1,706 $2,254 $2,032 $1,980
State Farm $1,690 $2,006 $1,848 $1,848
USAA $1,277 $1,654 $2,185 $1,469

Cheapest Elkton, VA Car Insurance for Teen Drivers

Teen car insurance in Elkton, VA can be expensive. Take a look at rates from the top car insurance companies in Elkton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elkton, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,702 $6,576
GEICO $2,916 $3,915
Nationwide $3,487 $4,496
Progressive $4,573 $5,128
State Farm $3,400 $4,260
USAA $3,049 $3,631

Cheapest Elkton, VA Car Insurance for Seniors

Take a look at Elkton, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elkton, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,804 $1,804
GEICO $1,304 $1,304
Nationwide $1,294 $1,330
Progressive $915 $917
State Farm $1,027 $1,027
USAA $926 $931

Cheapest Elkton, VA Car Insurance Rates After a DUI

A DUI in Elkton, VA increases car insurance rates. Compare Elkton, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elkton, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,309
GEICO $2,874
Nationwide $2,693
Progressive $2,032
State Farm $1,848
USAA $2,185

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Elkton, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elkton, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elkton, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,929 $3,107
GEICO $1,885 $1,957
Nationwide $2,112 $2,112
Progressive $1,993 $1,993
State Farm $1,804 $1,892
USAA $1,586 $1,707

The Best Cheap Car Insurance Companies in Elkton, VA

Take a look at a side-by-side comparison of the top car insurance companies in Elkton, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elkton, Virginia

Insurance Company Average Annual Rates
Allstate $3,018
GEICO $1,921
Nationwide $2,112
Progressive $1,993
State Farm $1,848
USAA $1,646

Category Winners: Cheapest Car Insurance in Elkton, Virginia

Find the cheapest car insurance companies in Elkton, VA for each category right here.

Best Annual Car Insurance Rates by Company in Elkton, Virginia

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Elkton, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elkton car insurance rates. Find the cheapest Elkton, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elkton, Virginia

Insurance Company Low Medium High
Allstate $2,943 $3,019 $3,092
GEICO $1,857 $1,920 $1,987
Nationwide $2,223 $2,091 $2,023
Progressive $1,907 $1,971 $2,101
State Farm $1,749 $1,844 $1,952
USAA $1,586 $1,650 $1,703

What affects car insurance rates in Elkton, Virginia?

What factors can have an impact on Elkton, VA car insurance? There are several reasons why Elkton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elkton, Virginia.

Commute Time in Elkton

The more time you spend in your car the higher the risk of an accident. The average commute length in Elkton, VA is 27.2 minutes according to City-Data.

Compare Car Insurance Quotes in Elkton, VA

Ready to find affordable Elkton, Virginia car insurance today? Enter your ZIP code for fast, free Elkton, VA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption