Compare Ellendale, MN Car Insurance Rates (2021)

Car insurance in Ellendale, MN averages $350 a month. Ellendale, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Ellendale car insurance rates, compare quotes from the top car insurance companies in Ellendale, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ellendale, MN are $4,201/year
  • Average car insurance rates in Ellendale, MN after a DUI are $5,735/year
  • The cheapest car insurance company in Ellendale is State Farm

If you need to buy Ellendale, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Ellendale, MN is right here.

You’ll find Ellendale car insurance rates, the cheapest Ellendale, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Ellendale, Minnesota car insurance rates to Rochester car insurance rates, St. Paul car insurance rates, and Brooklyn Park car insurance rates.

Ready to find affordable Ellendale, MN car insurance today? Enter your ZIP code for fast, free Ellendale car insurance quotes.

Cheapest Ellendale, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ellendale, MN car insurance rates? Every Ellendale, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ellendale, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,822 $2,712 $2,712 $6,487 $9,431 $3,433 $3,611
American Family $2,201 $2,201 $1,992 $1,992 $5,936 $8,657 $2,201 $2,493
Farmers $1,689 $1,688 $1,626 $1,724 $4,801 $4,868 $2,214 $2,135
GEICO $2,399 $2,380 $2,292 $2,228 $5,029 $6,388 $2,248 $2,327
Liberty Mutual $9,135 $9,135 $9,045 $9,045 $17,956 $26,937 $9,135 $12,711
Nationwide $1,829 $1,834 $1,630 $1,727 $4,686 $5,682 $2,149 $2,231
State Farm $1,337 $1,337 $1,191 $1,191 $2,877 $3,541 $1,548 $1,279
USAA $1,813 $1,792 $1,654 $1,645 $4,878 $5,326 $2,361 $2,500

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Minimum Car Insurance in Ellendale, MN

Every driver must carry the minimum car insurance in Ellendale, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Ellendale, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ellendale, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ellendale, MN. Compare credit history car insurance rates in Ellendale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ellendale, Minnesota

Insurance Company Poor Fair Good
Allstate $6,235 $3,386 $3,140
American Family $4,689 $3,147 $2,542
Farmers $3,240 $2,346 $2,193
GEICO $3,796 $3,103 $2,586
Liberty Mutual $17,968 $11,618 $9,076
Nationwide $3,234 $2,612 $2,316
State Farm $2,605 $1,594 $1,163
USAA $4,297 $2,106 $1,836

Cheapest Ellendale, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ellendale, MN to rates for a clean record with top companies.

Annual Ellendale, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,075 $4,480 $5,418 $4,044
American Family $2,323 $4,193 $4,687 $2,634
Farmers $2,227 $2,788 $2,829 $2,529
GEICO $2,098 $3,336 $4,965 $2,248
Liberty Mutual $9,433 $12,953 $18,990 $10,174
Nationwide $2,166 $2,865 $3,291 $2,562
State Farm $1,644 $1,930 $1,787 $1,787
USAA $2,040 $2,603 $3,915 $2,427

Cheapest Ellendale, MN Car Insurance for Teen Drivers

Teen car insurance in Ellendale, MN can be expensive. Take a look at rates from the top car insurance companies in Ellendale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ellendale, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,487 $9,431
American Family $5,936 $8,657
Farmers $4,801 $4,868
GEICO $5,029 $6,388
Liberty Mutual $17,956 $26,937
Nationwide $4,686 $5,682
State Farm $2,877 $3,541
USAA $4,878 $5,326

Cheapest Ellendale, MN Car Insurance for Seniors

Take a look at Ellendale, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ellendale, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,712 $2,712
American Family $1,992 $1,992
Farmers $1,626 $1,724
GEICO $2,292 $2,228
Liberty Mutual $9,045 $9,045
Nationwide $1,630 $1,727
State Farm $1,191 $1,191
USAA $1,654 $1,645

Cheapest Ellendale, MN Car Insurance Rates After a DUI

A DUI in Ellendale, MN increases car insurance rates. Compare Ellendale, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ellendale, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,418
American Family $4,687
Farmers $2,829
GEICO $4,965
Liberty Mutual $18,990
Nationwide $3,291
State Farm $1,787
USAA $3,915

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Cheapest Ellendale, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ellendale, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ellendale, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,254 $4,254
American Family $3,419 $3,500
Farmers $2,593 $2,593
GEICO $3,120 $3,203
Liberty Mutual $12,510 $13,265
Nationwide $2,721 $2,721
State Farm $1,739 $1,836
USAA $2,710 $2,782

The Best Cheap Car Insurance Companies in Ellendale, MN

Take a look at a side-by-side comparison of the top car insurance companies in Ellendale, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ellendale, Minnesota

Insurance Company Average Annual Rates
Allstate $4,254
American Family $3,459
Farmers $2,593
GEICO $3,162
Liberty Mutual $12,887
Nationwide $2,721
State Farm $1,787
USAA $2,746

Category Winners: Cheapest Car Insurance in Ellendale, Minnesota

Find the cheapest car insurance companies in Ellendale, MN for each category right here.

Best Annual Car Insurance Rates by Company in Ellendale, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Ellendale, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ellendale car insurance rates. Find the cheapest Ellendale, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ellendale, Minnesota

Insurance Company Low Medium High
Allstate $4,201 $4,251 $4,310
American Family $3,458 $3,556 $3,363
Farmers $2,488 $2,605 $2,686
GEICO $3,064 $3,160 $3,260
Liberty Mutual $12,579 $12,897 $13,186
Nationwide $2,573 $2,740 $2,850
State Farm $1,717 $1,793 $1,852
USAA $2,668 $2,744 $2,826

What affects car insurance rates in Ellendale, Minnesota?

What factors can have an impact on Ellendale, MN car insurance? There are several reasons why Ellendale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ellendale, Minnesota.

Commute Time in Ellendale

The more time you spend in your car the higher the risk of an accident. The average commute length in Ellendale, MN is 22.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ellendale, MN

Ready to find affordable Ellendale, Minnesota car insurance today? Enter your ZIP code for fast, free Ellendale, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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