Compare Ellendale, ND Car Insurance Rates (2021)

Car insurance in Ellendale, ND averages $338 a month. Ellendale, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ellendale car insurance rates, compare quotes from the top car insurance companies in Ellendale, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ellendale is USAA
  • The cheapest car insurance company in Ellendale for teen drivers is Nationwide
  • Average car insurance rates in Ellendale, ND after a DUI are $4,868/year

If you need to buy Ellendale, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Ellendale, ND is right here.

You’ll find Ellendale car insurance rates, the cheapest Ellendale, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Ellendale, North Dakota car insurance rates to Minot car insurance rates, Wahpeton car insurance rates, and West Fargo car insurance rates.

Ready to find affordable Ellendale, ND car insurance today? Enter your ZIP code for fast, free Ellendale car insurance quotes.

Cheapest Ellendale, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ellendale, ND car insurance rates? Every Ellendale, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ellendale, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,578 $2,580 $2,286 $2,421 $10,022 $11,813 $2,828 $3,054
American Family $2,511 $2,511 $2,269 $2,269 $5,349 $7,694 $2,511 $2,936
Farmers $1,904 $1,867 $1,700 $1,771 $6,914 $7,087 $2,170 $2,295
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $6,807 $7,353 $5,469 $6,626 $27,123 $30,234 $7,120 $7,800
Nationwide $1,737 $1,783 $1,557 $1,664 $3,825 $4,737 $1,972 $2,096
Progressive $2,009 $1,924 $1,626 $1,682 $7,161 $8,016 $2,466 $2,491
State Farm $1,412 $1,412 $1,248 $1,248 $3,947 $4,991 $1,579 $1,787
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Ellendale, ND

Every driver must carry the minimum car insurance in Ellendale, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Ellendale, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ellendale, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ellendale, ND. Compare credit history car insurance rates in Ellendale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ellendale, North Dakota

Insurance Company Poor Fair Good
Allstate $5,930 $4,506 $3,658
American Family $4,614 $3,200 $2,704
Farmers $3,716 $3,039 $2,886
GEICO $3,222 $2,595 $2,265
Liberty Mutual $17,901 $10,689 $8,360
Nationwide $2,952 $2,294 $2,018
Progressive $3,966 $3,298 $3,002
State Farm $3,081 $1,959 $1,568
USAA $2,801 $1,773 $1,511

Cheapest Ellendale, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ellendale, ND to rates for a clean record with top companies.

Annual Ellendale, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,796 $4,184 $6,389 $4,422
American Family $2,562 $3,667 $4,863 $2,932
Farmers $2,704 $3,456 $3,414 $3,280
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $10,928 $12,332 $13,395 $12,612
Nationwide $1,784 $2,465 $3,406 $2,030
Progressive $3,166 $3,869 $3,199 $3,454
State Farm $2,036 $2,370 $2,203 $2,203
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Ellendale, ND Car Insurance for Teen Drivers

Teen car insurance in Ellendale, ND can be expensive. Take a look at rates from the top car insurance companies in Ellendale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ellendale, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,022 $11,813
American Family $5,349 $7,694
Farmers $6,914 $7,087
GEICO $4,150 $5,218
Liberty Mutual $27,123 $30,234
Nationwide $3,825 $4,737
Progressive $7,161 $8,016
State Farm $3,947 $4,991
USAA $3,928 $4,747

Cheapest Ellendale, ND Car Insurance for Seniors

Take a look at Ellendale, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ellendale, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,286 $2,421
American Family $2,269 $2,269
Farmers $1,700 $1,771
GEICO $1,863 $1,884
Liberty Mutual $5,469 $6,626
Nationwide $1,557 $1,664
Progressive $1,626 $1,682
State Farm $1,248 $1,248
USAA $927 $930

Cheapest Ellendale, ND Car Insurance Rates After a DUI

A DUI in Ellendale, ND increases car insurance rates. Compare Ellendale, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ellendale, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,389
American Family $4,863
Farmers $3,414
GEICO $4,084
Liberty Mutual $13,395
Nationwide $3,406
Progressive $3,199
State Farm $2,203
USAA $2,854

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Cheapest Ellendale, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ellendale, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ellendale, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,583 $4,813
American Family $3,463 $3,549
Farmers $3,213 $3,213
GEICO $2,663 $2,724
Liberty Mutual $12,317 $12,317
Nationwide $2,421 $2,421
Progressive $3,422 $3,422
State Farm $2,144 $2,262
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Ellendale, ND

Take a look at a side-by-side comparison of the top car insurance companies in Ellendale, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ellendale, North Dakota

Insurance Company Average Annual Rates
Allstate $4,698
American Family $3,506
Farmers $3,213
GEICO $2,694
Liberty Mutual $12,317
Nationwide $2,421
Progressive $3,422
State Farm $2,203
USAA $2,028

Category Winners: Cheapest Car Insurance in Ellendale, North Dakota

Find the cheapest car insurance companies in Ellendale, ND for each category right here.

Best Annual Car Insurance Rates by Company in Ellendale, North Dakota

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ellendale, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ellendale car insurance rates. Find the cheapest Ellendale, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ellendale, North Dakota

Insurance Company Low Medium High
Allstate $4,597 $4,695 $4,801
American Family $3,614 $3,679 $3,226
Farmers $3,141 $3,200 $3,299
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,047 $12,265 $12,637
Nationwide $2,364 $2,409 $2,491
Progressive $3,326 $3,411 $3,529
State Farm $2,144 $2,209 $2,256
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Ellendale, North Dakota?

What factors can have an impact on Ellendale, ND car insurance? There are several reasons why Ellendale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ellendale, North Dakota.

Commute Time in Ellendale

The more time you spend in your car the higher the risk of an accident. The average commute length in Ellendale, ND is 12.9 minutes according to City-Data.

Compare Car Insurance Quotes in Ellendale, ND

Ready to find affordable Ellendale, North Dakota car insurance today? Enter your ZIP code for fast, free Ellendale, ND car insurance quotes.

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