Compare Ellettsville, IN Car Insurance Rates (2021)

Car insurance in Ellettsville, IN averages $268 a month. Ellettsville, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ellettsville car insurance rates, compare quotes from the top car insurance companies in Ellettsville, IN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Ellettsville, IN after a DUI are $3,800/year
  • The cheapest car insurance company in Ellettsville for teen drivers is USAA
  • The cheapest car insurance company in Ellettsville is USAA

If you need to buy Ellettsville, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Ellettsville, IN is right here.

You’ll find Ellettsville car insurance rates, the cheapest Ellettsville, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Ellettsville, Indiana car insurance rates to Evansville car insurance rates, Fort Wayne car insurance rates, and Gary car insurance rates.

Ready to find affordable Ellettsville, IN car insurance today? Enter your ZIP code for fast, free Ellettsville car insurance quotes.

Cheapest Ellettsville, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ellettsville, IN car insurance rates? Every Ellettsville, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ellettsville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,441 $2,497 $2,149 $2,350 $7,593 $9,587 $2,467 $2,683
American Family $2,177 $2,177 $1,958 $1,958 $6,007 $8,693 $2,177 $2,675
Farmers $1,466 $1,447 $1,253 $1,406 $7,896 $8,431 $1,934 $2,090
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,648 $3,648 $3,353 $3,353 $7,982 $12,050 $3,648 $5,000
Nationwide $1,517 $1,551 $1,332 $1,422 $4,383 $5,688 $1,776 $1,941
Progressive $1,691 $1,600 $1,533 $1,541 $10,054 $11,321 $2,127 $2,174
State Farm $1,490 $1,490 $1,330 $1,330 $4,562 $5,840 $1,651 $1,839
Travelers $1,111 $1,130 $1,043 $1,043 $6,870 $10,862 $1,176 $1,357
USAA $1,068 $1,050 $999 $1,001 $3,028 $3,373 $1,442 $1,535

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ellettsville, IN

Every driver must carry the minimum car insurance in Ellettsville, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Ellettsville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ellettsville, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ellettsville, IN. Compare credit history car insurance rates in Ellettsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ellettsville, Indiana

Insurance Company Poor Fair Good
Allstate $4,918 $3,665 $3,330
American Family $4,759 $3,089 $2,586
Farmers $3,778 $3,084 $2,858
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,104 $4,624 $4,277
Nationwide $2,789 $2,358 $2,206
Progressive $4,412 $3,912 $3,691
State Farm $3,558 $2,122 $1,645
Travelers $3,422 $2,901 $2,899
USAA $2,271 $1,502 $1,288

Cheapest Ellettsville, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ellettsville, IN to rates for a clean record with top companies.

Annual Ellettsville, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,164 $4,657 $4,295 $3,767
American Family $2,396 $3,826 $4,835 $2,854
Farmers $2,900 $3,381 $3,481 $3,200
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,158 $4,905 $7,696 $4,583
Nationwide $2,111 $2,715 $2,604 $2,375
Progressive $2,999 $5,268 $3,580 $4,173
State Farm $2,383 $2,617 $2,383 $2,383
Travelers $2,612 $3,226 $3,655 $2,802
USAA $1,271 $1,814 $2,084 $1,578

Cheapest Ellettsville, IN Car Insurance for Teen Drivers

Teen car insurance in Ellettsville, IN can be expensive. Take a look at rates from the top car insurance companies in Ellettsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ellettsville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,593 $9,587
American Family $6,007 $8,693
Farmers $7,896 $8,431
GEICO $4,871 $4,549
Liberty Mutual $7,982 $12,050
Nationwide $4,383 $5,688
Progressive $10,054 $11,321
State Farm $4,562 $5,840
Travelers $6,870 $10,862
USAA $3,028 $3,373

Cheapest Ellettsville, IN Car Insurance for Seniors

Take a look at Ellettsville, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ellettsville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,149 $2,350
American Family $1,958 $1,958
Farmers $1,253 $1,406
GEICO $1,547 $1,591
Liberty Mutual $3,353 $3,353
Nationwide $1,332 $1,422
Progressive $1,533 $1,541
State Farm $1,330 $1,330
Travelers $1,043 $1,043
USAA $999 $1,001

Cheapest Ellettsville, IN Car Insurance Rates After a DUI

A DUI in Ellettsville, IN increases car insurance rates. Compare Ellettsville, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ellettsville, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,295
American Family $4,835
Farmers $3,481
GEICO $3,385
Liberty Mutual $7,696
Nationwide $2,604
Progressive $3,580
State Farm $2,383
Travelers $3,655
USAA $2,084

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ellettsville, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ellettsville, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ellettsville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,971 $3,971
American Family $3,436 $3,520
Farmers $3,240 $3,240
GEICO $2,392 $2,483
Liberty Mutual $5,194 $5,477
Nationwide $2,451 $2,451
Progressive $4,005 $4,005
State Farm $2,373 $2,511
Travelers $3,074 $3,074
USAA $1,665 $1,709

The Best Cheap Car Insurance Companies in Ellettsville, IN

Take a look at a side-by-side comparison of the top car insurance companies in Ellettsville, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ellettsville, Indiana

Insurance Company Average Annual Rates
Allstate $3,971
American Family $3,478
Farmers $3,240
GEICO $2,438
Liberty Mutual $5,335
Nationwide $2,451
Progressive $4,005
State Farm $2,442
Travelers $3,074
USAA $1,687

Category Winners: Cheapest Car Insurance in Ellettsville, Indiana

Find the cheapest car insurance companies in Ellettsville, IN for each category right here.

Best Annual Car Insurance Rates by Company in Ellettsville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ellettsville, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ellettsville car insurance rates. Find the cheapest Ellettsville, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ellettsville, Indiana

Insurance Company Low Medium High
Allstate $3,778 $3,954 $4,180
American Family $3,439 $3,593 $3,402
Farmers $3,129 $3,235 $3,357
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,145 $5,319 $5,541
Nationwide $2,489 $2,431 $2,433
Progressive $3,792 $3,945 $4,278
State Farm $2,326 $2,441 $2,558
Travelers $3,012 $3,103 $3,108
USAA $1,628 $1,683 $1,750

What affects car insurance rates in Ellettsville, Indiana?

What factors can have an impact on Ellettsville, IN car insurance? There are several reasons why Ellettsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ellettsville, Indiana.

Car Theft in Ellettsville

High levels of vehicle theft can make car insurance more expensive. Ellettsville, IN car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Ellettsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Ellettsville, IN is 19.6 minutes according to City-Data.

Compare Car Insurance Quotes in Ellettsville, IN

Ready to find affordable Ellettsville, Indiana car insurance today? Enter your ZIP code for fast, free Ellettsville, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State