Compare Ellijay, GA Car Insurance Rates (2021)

Car insurance in Ellijay, GA averages $415 a month. Ellijay, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ellijay car insurance rates, compare quotes from the top car insurance companies in Ellijay, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ellijay, GA after a DUI are $6,068/year
  • Average car insurance rates in Ellijay, GA are $4,979/year
  • The cheapest car insurance company in Ellijay for teen drivers is GEICO

If you need to buy Ellijay, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Ellijay, GA is right here.

You’ll find Ellijay car insurance rates, the cheapest Ellijay, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Ellijay, Georgia car insurance rates to Marietta car insurance rates, Columbus car insurance rates, and Savannah car insurance rates.

Ready to find affordable Ellijay, GA car insurance today? Enter your ZIP code for fast, free Ellijay car insurance quotes.

Cheapest Ellijay, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ellijay, GA car insurance rates? Every Ellijay, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ellijay, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,000 $3,000 $2,875 $2,875 $7,039 $9,079 $3,361 $3,670
GEICO $1,611 $1,592 $1,562 $1,562 $4,805 $5,764 $2,088 $2,302
Liberty Mutual $5,151 $5,601 $4,210 $4,763 $21,834 $24,354 $5,479 $5,845
Nationwide $3,630 $3,752 $3,588 $3,941 $11,303 $14,550 $4,427 $4,803
Progressive $2,974 $2,735 $2,557 $2,697 $9,638 $10,682 $3,452 $3,632
State Farm $2,181 $2,181 $1,962 $1,962 $5,892 $7,726 $2,396 $2,594
USAA $2,069 $2,062 $1,917 $1,918 $7,664 $9,108 $2,581 $2,847

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Minimum Car Insurance in Ellijay, GA

Every driver must carry the minimum car insurance in Ellijay, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Ellijay, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ellijay, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ellijay, GA. Compare credit history car insurance rates in Ellijay from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ellijay, Georgia

Insurance Company Poor Fair Good
Allstate $5,658 $3,928 $3,502
GEICO $3,347 $2,352 $2,284
Liberty Mutual $13,840 $8,481 $6,642
Nationwide $7,439 $6,032 $5,276
Progressive $5,375 $4,673 $4,340
State Farm $4,765 $2,968 $2,352
USAA $4,917 $3,452 $2,943

Cheapest Ellijay, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ellijay, GA to rates for a clean record with top companies.

Annual Ellijay, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,592 $5,560 $4,517 $3,781
GEICO $1,795 $2,246 $4,590 $2,012
Liberty Mutual $7,313 $10,014 $11,524 $9,767
Nationwide $4,816 $5,648 $8,699 $5,834
Progressive $3,746 $6,667 $4,409 $4,361
State Farm $3,058 $3,665 $3,362 $3,362
USAA $2,868 $3,640 $5,377 $3,198

Cheapest Ellijay, GA Car Insurance for Teen Drivers

Teen car insurance in Ellijay, GA can be expensive. Take a look at rates from the top car insurance companies in Ellijay for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ellijay, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,039 $9,079
GEICO $4,805 $5,764
Liberty Mutual $21,834 $24,354
Nationwide $11,303 $14,550
Progressive $9,638 $10,682
State Farm $5,892 $7,726
USAA $7,664 $9,108

Cheapest Ellijay, GA Car Insurance for Seniors

Take a look at Ellijay, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ellijay, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,875 $2,875
GEICO $1,562 $1,562
Liberty Mutual $4,210 $4,763
Nationwide $3,588 $3,941
Progressive $2,557 $2,697
State Farm $1,962 $1,962
USAA $1,917 $1,918

Cheapest Ellijay, GA Car Insurance Rates After a DUI

A DUI in Ellijay, GA increases car insurance rates. Compare Ellijay, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ellijay, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,517
GEICO $4,590
Liberty Mutual $11,524
Nationwide $8,699
Progressive $4,409
State Farm $3,362
USAA $5,377

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Cheapest Ellijay, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ellijay, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ellijay, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,264 $4,460
GEICO $2,615 $2,707
Liberty Mutual $9,654 $9,654
Nationwide $6,249 $6,249
Progressive $4,796 $4,796
State Farm $3,362 $3,362
USAA $3,599 $3,943

The Best Cheap Car Insurance Companies in Ellijay, GA

Take a look at a side-by-side comparison of the top car insurance companies in Ellijay, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ellijay, Georgia

Insurance Company Average Annual Rates
Allstate $4,362
GEICO $2,661
Liberty Mutual $9,654
Nationwide $6,249
Progressive $4,796
State Farm $3,362
USAA $3,771

Category Winners: Cheapest Car Insurance in Ellijay, Georgia

Find the cheapest car insurance companies in Ellijay, GA for each category right here.

Best Annual Car Insurance Rates by Company in Ellijay, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Ellijay, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ellijay car insurance rates. Find the cheapest Ellijay, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ellijay, Georgia

Insurance Company Low Medium High
Allstate $4,020 $4,409 $4,658
GEICO $2,485 $2,672 $2,826
Liberty Mutual $9,298 $9,608 $10,058
Nationwide $6,130 $6,360 $6,258
Progressive $4,422 $4,724 $5,241
State Farm $3,145 $3,364 $3,576
USAA $3,613 $3,753 $3,946

What affects car insurance rates in Ellijay, Georgia?

What factors can have an impact on Ellijay, GA car insurance? There are several reasons why Ellijay car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ellijay, Georgia.

Commute Time in Ellijay

The more time you spend in your car the higher the risk of an accident. The average commute length in Ellijay, GA is 28.2 minutes according to City-Data.

Compare Car Insurance Quotes in Ellijay, GA

Ready to find affordable Ellijay, Georgia car insurance today? Enter your ZIP code for fast, free Ellijay, GA car insurance quotes.

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