Compare Ellis, KS Car Insurance Rates (2021)

Car insurance in Ellis, KS averages $268 a month. Ellis, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ellis car insurance rates, compare quotes from the top car insurance companies in Ellis, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ellis for teen drivers is American Family
  • Average car insurance rates in Ellis, KS after a DUI are $3,856/year
  • Average car insurance rates in Ellis, KS are $3,220/year

If you need to buy Ellis, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Ellis, KS is right here.

You’ll find Ellis car insurance rates, the cheapest Ellis, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Ellis, Kansas car insurance rates to Lenexa car insurance rates, Overland Park car insurance rates, and Lawrence car insurance rates.

Ready to find affordable Ellis, KS car insurance today? Enter your ZIP code for fast, free Ellis car insurance quotes.

Cheapest Ellis, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ellis, KS car insurance rates? Every Ellis, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ellis, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,625 $1,625 $1,466 $1,466 $3,081 $3,682 $1,625 $1,819
Farmers $2,508 $2,492 $2,246 $2,341 $6,491 $6,713 $2,803 $2,945
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,641 $1,689 $1,462 $1,575 $3,378 $4,126 $1,908 $2,028
Progressive $2,313 $2,217 $1,870 $1,942 $8,219 $9,278 $2,730 $2,913
State Farm $1,683 $1,683 $1,470 $1,470 $4,415 $5,637 $1,890 $2,131
Travelers $1,879 $1,914 $1,818 $1,845 $7,439 $11,611 $1,919 $2,279
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Ellis, KS

Every driver must carry the minimum car insurance in Ellis, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Ellis, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ellis, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ellis, KS. Compare credit history car insurance rates in Ellis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ellis, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,673 $1,896 $1,577
Farmers $4,213 $3,337 $3,151
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,467 $2,179 $2,032
Progressive $4,532 $3,785 $3,488
State Farm $3,709 $2,217 $1,717
Travelers $4,442 $3,608 $3,465
USAA $3,182 $2,079 $1,707

Cheapest Ellis, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ellis, KS to rates for a clean record with top companies.

Annual Ellis, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,011 $2,161 $2,011 $2,011
Farmers $3,019 $3,862 $3,766 $3,623
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,678 $1,927 $3,381 $1,917
Progressive $3,636 $4,250 $3,794 $4,061
State Farm $2,368 $2,727 $2,547 $2,547
Travelers $2,816 $3,652 $5,013 $3,872
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Ellis, KS Car Insurance for Teen Drivers

Teen car insurance in Ellis, KS can be expensive. Take a look at rates from the top car insurance companies in Ellis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ellis, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,081 $3,682
Farmers $6,491 $6,713
GEICO $4,439 $5,960
Liberty Mutual $10,604 $11,854
Nationwide $3,378 $4,126
Progressive $8,219 $9,278
State Farm $4,415 $5,637
Travelers $7,439 $11,611
USAA $4,580 $4,837

Cheapest Ellis, KS Car Insurance for Seniors

Take a look at Ellis, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ellis, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,466 $1,466
Farmers $2,246 $2,341
GEICO $2,443 $2,273
Liberty Mutual $2,281 $2,547
Nationwide $1,462 $1,575
Progressive $1,870 $1,942
State Farm $1,470 $1,470
Travelers $1,818 $1,845
USAA $1,272 $1,296

Cheapest Ellis, KS Car Insurance Rates After a DUI

A DUI in Ellis, KS increases car insurance rates. Compare Ellis, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ellis, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $2,011
Farmers $3,766
GEICO $4,922
Liberty Mutual $5,262
Nationwide $3,381
Progressive $3,794
State Farm $2,547
Travelers $5,013
USAA $3,352

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Cheapest Ellis, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ellis, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ellis, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,022 $2,075
Farmers $3,567 $3,567
GEICO $3,027 $3,159
Liberty Mutual $4,739 $4,739
Nationwide $2,226 $2,226
Progressive $3,935 $3,935
State Farm $2,484 $2,611
Travelers $3,838 $3,838
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Ellis, KS

Take a look at a side-by-side comparison of the top car insurance companies in Ellis, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ellis, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,049
Farmers $3,567
GEICO $3,093
Liberty Mutual $4,739
Nationwide $2,226
Progressive $3,935
State Farm $2,547
Travelers $3,838
USAA $2,323

Category Winners: Cheapest Car Insurance in Ellis, Kansas

Find the cheapest car insurance companies in Ellis, KS for each category right here.

Best Annual Car Insurance Rates by Company in Ellis, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Ellis, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ellis car insurance rates. Find the cheapest Ellis, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ellis, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,074 $2,152 $1,919
Farmers $3,431 $3,551 $3,720
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,341 $2,202 $2,135
Progressive $3,744 $3,905 $4,156
State Farm $2,457 $2,554 $2,631
Travelers $3,648 $3,843 $4,023
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Ellis, Kansas?

What factors can have an impact on Ellis, KS car insurance? There are several reasons why Ellis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ellis, Kansas.

Commute Time in Ellis

The more time you spend in your car the higher the risk of an accident. The average commute length in Ellis, KS is 17.7 minutes according to City-Data.

Compare Car Insurance Quotes in Ellis, KS

Ready to find affordable Ellis, Kansas car insurance today? Enter your ZIP code for fast, free Ellis, KS car insurance quotes.

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