Compare Ellsinore, MO Car Insurance Rates (2021)

Car insurance in Ellsinore, MO averages $285 a month. Ellsinore, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ellsinore car insurance rates, compare quotes from the top car insurance companies in Ellsinore, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ellsinore is Nationwide
  • Average car insurance rates in Ellsinore, MO after a DUI are $3,964/year
  • Average car insurance rates in Ellsinore, MO are $3,416/year

If you need to buy Ellsinore, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Ellsinore, MO is right here.

You’ll find Ellsinore car insurance rates, the cheapest Ellsinore, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Ellsinore, Missouri car insurance rates to Florissant car insurance rates, St. Louis car insurance rates, and Kansas City car insurance rates.

Ready to find affordable Ellsinore, MO car insurance today? Enter your ZIP code for fast, free Ellsinore car insurance quotes.

Cheapest Ellsinore, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ellsinore, MO car insurance rates? Every Ellsinore, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ellsinore, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,251 $2,251 $2,000 $2,000 $6,072 $7,921 $2,251 $2,642
Farmers $2,606 $2,610 $2,334 $2,463 $10,398 $10,790 $2,961 $3,110
GEICO $2,080 $2,312 $1,618 $2,032 $6,247 $6,623 $1,946 $1,974
Liberty Mutual $2,693 $2,919 $2,220 $2,489 $9,355 $10,386 $2,833 $3,022
Nationwide $1,470 $1,506 $1,312 $1,394 $3,745 $4,812 $1,679 $1,820
Progressive $2,049 $1,916 $1,674 $1,724 $6,562 $7,390 $2,506 $2,573
State Farm $1,950 $1,950 $1,728 $1,728 $5,402 $6,818 $2,186 $2,493
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

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Minimum Car Insurance in Ellsinore, MO

Every driver must carry the minimum car insurance in Ellsinore, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Ellsinore, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ellsinore, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ellsinore, MO. Compare credit history car insurance rates in Ellsinore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ellsinore, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,481 $3,143 $2,645
Farmers $5,334 $4,428 $4,215
GEICO $4,289 $2,791 $2,231
Liberty Mutual $6,449 $3,930 $3,090
Nationwide $2,620 $2,157 $1,875
Progressive $3,826 $3,159 $2,912
State Farm $4,089 $2,731 $2,275
USAA $4,216 $1,958 $1,402

Cheapest Ellsinore, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ellsinore, MO to rates for a clean record with top companies.

Annual Ellsinore, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,594 $3,686 $4,470 $2,944
Farmers $4,077 $4,986 $4,883 $4,691
GEICO $2,475 $3,131 $4,146 $2,664
Liberty Mutual $3,256 $4,683 $4,825 $5,194
Nationwide $1,750 $2,235 $2,972 $1,912
Progressive $2,865 $3,814 $3,170 $3,348
State Farm $2,801 $3,262 $3,032 $3,032
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Ellsinore, MO Car Insurance for Teen Drivers

Teen car insurance in Ellsinore, MO can be expensive. Take a look at rates from the top car insurance companies in Ellsinore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ellsinore, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $6,072 $7,921
Farmers $10,398 $10,790
GEICO $6,247 $6,623
Liberty Mutual $9,355 $10,386
Nationwide $3,745 $4,812
Progressive $6,562 $7,390
State Farm $5,402 $6,818
USAA $4,587 $5,609

Cheapest Ellsinore, MO Car Insurance for Seniors

Take a look at Ellsinore, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ellsinore, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $2,000 $2,000
Farmers $2,334 $2,463
GEICO $1,618 $2,032
Liberty Mutual $2,220 $2,489
Nationwide $1,312 $1,394
Progressive $1,674 $1,724
State Farm $1,728 $1,728
USAA $1,391 $1,422

Cheapest Ellsinore, MO Car Insurance Rates After a DUI

A DUI in Ellsinore, MO increases car insurance rates. Compare Ellsinore, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ellsinore, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,470
Farmers $4,883
GEICO $4,146
Liberty Mutual $4,825
Nationwide $2,972
Progressive $3,170
State Farm $3,032
USAA $3,392

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Cheapest Ellsinore, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ellsinore, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ellsinore, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,389 $3,458
Farmers $4,659 $4,659
GEICO $3,040 $3,168
Liberty Mutual $4,490 $4,490
Nationwide $2,217 $2,217
Progressive $3,299 $3,299
State Farm $2,960 $3,104
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Ellsinore, MO

Take a look at a side-by-side comparison of the top car insurance companies in Ellsinore, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ellsinore, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,423
Farmers $4,659
GEICO $3,104
Liberty Mutual $4,490
Nationwide $2,217
Progressive $3,299
State Farm $3,032
USAA $2,526

Category Winners: Cheapest Car Insurance in Ellsinore, Missouri

Find the cheapest car insurance companies in Ellsinore, MO for each category right here.

Best Annual Car Insurance Rates by Company in Ellsinore, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Nationwide
With 1 Speeding Violation Nationwide

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Cheapest Ellsinore, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ellsinore car insurance rates. Find the cheapest Ellsinore, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ellsinore, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,328 $3,532 $3,410
Farmers $4,367 $4,613 $4,997
GEICO $2,917 $3,124 $3,271
Liberty Mutual $4,228 $4,510 $4,731
Nationwide $2,091 $2,237 $2,324
Progressive $2,966 $3,304 $3,627
State Farm $2,867 $3,038 $3,191
USAA $2,420 $2,517 $2,640

What affects car insurance rates in Ellsinore, Missouri?

What factors can have an impact on Ellsinore, MO car insurance? There are several reasons why Ellsinore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ellsinore, Missouri.

Commute Time in Ellsinore

The more time you spend in your car the higher the risk of an accident. The average commute length in Ellsinore, MO is 27.0 minutes according to City-Data.

Compare Car Insurance Quotes in Ellsinore, MO

Ready to find affordable Ellsinore, Missouri car insurance today? Enter your ZIP code for fast, free Ellsinore, MO car insurance quotes.

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