Compare Ellston, IA Car Insurance Rates (2021)

Car insurance in Ellston, IA averages $262 a month. Ellston, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Ellston car insurance rates, compare quotes from the top car insurance companies in Ellston, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ellston is USAA
  • The cheapest car insurance company in Ellston for teen drivers is USAA
  • Average car insurance rates in Ellston, IA after a DUI are $3,796/year

If you need to buy Ellston, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Ellston, IA is right here.

You’ll find Ellston car insurance rates, the cheapest Ellston, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Ellston, Iowa car insurance rates to West Des Moines car insurance rates, Council Bluffs car insurance rates, and Iowa City car insurance rates.

Ready to find affordable Ellston, IA car insurance today? Enter your ZIP code for fast, free Ellston car insurance quotes.

Cheapest Ellston, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ellston, IA car insurance rates? Every Ellston, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ellston, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $2,294 $2,294 $2,044 $2,044 $6,011 $8,510 $2,294 $2,774
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,156 $2,346 $1,891 $2,300 $10,106 $11,385 $2,443 $2,698
Nationwide $1,886 $1,942 $1,676 $1,797 $4,255 $5,540 $2,125 $2,319
Progressive $1,932 $1,883 $1,591 $1,643 $4,372 $4,954 $2,331 $2,515
State Farm $1,571 $1,571 $1,364 $1,364 $4,021 $5,129 $1,761 $1,991
Travelers $2,696 $2,754 $2,610 $2,621 $11,965 $19,213 $2,795 $3,315
USAA $1,259 $1,282 $1,148 $1,184 $3,268 $3,494 $1,517 $1,682

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Minimum Car Insurance in Ellston, IA

Every driver must carry the minimum car insurance in Ellston, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Ellston, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ellston, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ellston, IA. Compare credit history car insurance rates in Ellston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ellston, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $4,511 $3,312 $2,775
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,308 $3,880 $3,058
Nationwide $3,281 $2,555 $2,242
Progressive $3,165 $2,522 $2,270
State Farm $3,342 $2,067 $1,630
Travelers $6,748 $5,756 $5,484
USAA $2,447 $1,671 $1,444

Cheapest Ellston, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ellston, IA to rates for a clean record with top companies.

Annual Ellston, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,553 $3,715 $4,858 $3,005
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,816 $4,711 $4,818 $4,316
Nationwide $1,935 $2,801 $3,838 $2,197
Progressive $2,144 $3,460 $2,320 $2,687
State Farm $2,188 $2,506 $2,347 $2,347
Travelers $4,378 $5,819 $7,800 $5,988
USAA $1,423 $1,897 $2,467 $1,631

Cheapest Ellston, IA Car Insurance for Teen Drivers

Teen car insurance in Ellston, IA can be expensive. Take a look at rates from the top car insurance companies in Ellston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ellston, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $6,011 $8,510
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,106 $11,385
Nationwide $4,255 $5,540
Progressive $4,372 $4,954
State Farm $4,021 $5,129
Travelers $11,965 $19,213
USAA $3,268 $3,494

Cheapest Ellston, IA Car Insurance for Seniors

Take a look at Ellston, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ellston, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $2,044 $2,044
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,891 $2,300
Nationwide $1,676 $1,797
Progressive $1,591 $1,643
State Farm $1,364 $1,364
Travelers $2,610 $2,621
USAA $1,148 $1,184

Cheapest Ellston, IA Car Insurance Rates After a DUI

A DUI in Ellston, IA increases car insurance rates. Compare Ellston, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ellston, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,710
American Family $4,858
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,818
Nationwide $3,838
Progressive $2,320
State Farm $2,347
Travelers $7,800
USAA $2,467

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Cheapest Ellston, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ellston, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ellston, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,491 $3,575
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,415 $4,415
Nationwide $2,693 $2,693
Progressive $2,653 $2,653
State Farm $2,290 $2,403
Travelers $5,996 $5,996
USAA $1,786 $1,922

The Best Cheap Car Insurance Companies in Ellston, IA

Take a look at a side-by-side comparison of the top car insurance companies in Ellston, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ellston, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,533
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,415
Nationwide $2,693
Progressive $2,653
State Farm $2,347
Travelers $5,996
USAA $1,854

Category Winners: Cheapest Car Insurance in Ellston, Iowa

Find the cheapest car insurance companies in Ellston, IA for each category right here.

Best Annual Car Insurance Rates by Company in Ellston, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Ellston, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ellston car insurance rates. Find the cheapest Ellston, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ellston, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,572 $3,728 $3,299
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,236 $4,406 $4,604
Nationwide $2,822 $2,674 $2,582
Progressive $2,528 $2,659 $2,770
State Farm $2,246 $2,358 $2,436
Travelers $5,593 $6,091 $6,304
USAA $1,764 $1,860 $1,939

What affects car insurance rates in Ellston, Iowa?

What factors can have an impact on Ellston, IA car insurance? There are several reasons why Ellston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ellston, Iowa.

Commute Time in Ellston

The more time you spend in your car the higher the risk of an accident. The average commute length in Ellston, IA is 20.0 minutes according to City-Data.

Compare Car Insurance Quotes in Ellston, IA

Ready to find affordable Ellston, Iowa car insurance today? Enter your ZIP code for fast, free Ellston, IA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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