Compare Ellsworth, MI Car Insurance Rates (2021)

Car insurance in Ellsworth, MI averages $786 a month. Ellsworth, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Ellsworth car insurance rates, compare quotes from the top car insurance companies in Ellsworth, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ellsworth for teen drivers is USAA
  • Average car insurance rates in Ellsworth, MI after a DUI are $15,908/year
  • Average car insurance rates in Ellsworth, MI are $9,437/year

If you need to buy Ellsworth, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Ellsworth, MI is right here.

You’ll find Ellsworth car insurance rates, the cheapest Ellsworth, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Ellsworth, Michigan car insurance rates to Sterling Heights car insurance rates, Troy car insurance rates, and Ann Arbor car insurance rates.

Ready to find affordable Ellsworth, MI car insurance today? Enter your ZIP code for fast, free Ellsworth car insurance quotes.

Cheapest Ellsworth, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ellsworth, MI car insurance rates? Every Ellsworth, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ellsworth, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,178 $18,178 $17,007 $17,007 $43,020 $43,020 $19,109 $19,109
Farmers $3,307 $3,307 $3,090 $3,090 $7,541 $7,541 $3,716 $3,716
GEICO $3,705 $3,705 $3,780 $3,780 $10,474 $10,474 $3,545 $3,545
Liberty Mutual $13,423 $13,423 $13,290 $13,290 $31,542 $31,542 $13,423 $13,423
Nationwide $4,680 $4,680 $4,166 $4,166 $12,064 $12,064 $5,117 $5,117
Progressive $2,848 $2,653 $2,519 $2,808 $10,335 $11,015 $3,313 $3,071
State Farm $6,359 $6,359 $5,858 $5,858 $21,794 $21,794 $7,453 $7,453
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,372 $2,255 $2,232 $2,115 $5,726 $5,456 $2,888 $2,781

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Minimum Car Insurance in Ellsworth, MI

Every driver must carry the minimum car insurance in Ellsworth, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Ellsworth, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ellsworth, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ellsworth, MI. Compare credit history car insurance rates in Ellsworth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ellsworth, Michigan

Insurance Company Poor Fair Good
Allstate $37,251 $20,462 $15,271
Farmers $5,765 $3,882 $3,593
GEICO $6,908 $5,082 $4,137
Liberty Mutual $28,338 $16,372 $9,047
Nationwide $8,198 $6,128 $5,194
Progressive $5,559 $4,681 $4,221
State Farm $16,798 $8,512 $5,788
Travelers $8,169 $7,922 $7,822
USAA $4,814 $2,759 $2,112

Cheapest Ellsworth, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ellsworth, MI to rates for a clean record with top companies.

Annual Ellsworth, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,781 $15,856 $53,166 $16,511
Farmers $3,712 $4,728 $4,663 $4,551
GEICO $1,894 $4,005 $12,106 $3,498
Liberty Mutual $12,457 $15,103 $28,109 $16,009
Nationwide $5,553 $7,442 $6,765 $6,267
Progressive $4,094 $5,362 $4,824 $5,001
State Farm $6,692 $7,970 $16,915 $9,887
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,604 $3,236 $4,237 $2,835

Cheapest Ellsworth, MI Car Insurance for Teen Drivers

Teen car insurance in Ellsworth, MI can be expensive. Take a look at rates from the top car insurance companies in Ellsworth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ellsworth, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,020 $43,020
Farmers $7,541 $7,541
GEICO $10,474 $10,474
Liberty Mutual $31,542 $31,542
Nationwide $12,064 $12,064
Progressive $10,335 $11,015
State Farm $21,794 $21,794
Travelers $16,137 $16,137
USAA $5,726 $5,456

Cheapest Ellsworth, MI Car Insurance for Seniors

Take a look at Ellsworth, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ellsworth, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,007 $17,007
Farmers $3,090 $3,090
GEICO $3,780 $3,780
Liberty Mutual $13,290 $13,290
Nationwide $4,166 $4,166
Progressive $2,519 $2,808
State Farm $5,858 $5,858
Travelers $4,589 $4,589
USAA $2,232 $2,115

Cheapest Ellsworth, MI Car Insurance Rates After a DUI

A DUI in Ellsworth, MI increases car insurance rates. Compare Ellsworth, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ellsworth, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $53,166
Farmers $4,663
GEICO $12,106
Liberty Mutual $28,109
Nationwide $6,765
Progressive $4,824
State Farm $16,915
Travelers $12,382
USAA $4,237

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Cheapest Ellsworth, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ellsworth, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ellsworth, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,328 $24,328
Farmers $4,413 $4,413
GEICO $5,254 $5,498
Liberty Mutual $17,304 $18,535
Nationwide $6,507 $6,507
Progressive $4,820 $4,820
State Farm $10,094 $10,638
Travelers $7,926 $8,017
USAA $3,191 $3,265

The Best Cheap Car Insurance Companies in Ellsworth, MI

Take a look at a side-by-side comparison of the top car insurance companies in Ellsworth, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ellsworth, Michigan

Insurance Company Average Annual Rates
Allstate $24,328
Farmers $4,413
GEICO $5,376
Liberty Mutual $17,919
Nationwide $6,507
Progressive $4,820
State Farm $10,366
Travelers $7,971
USAA $3,228

Category Winners: Cheapest Car Insurance in Ellsworth, Michigan

Find the cheapest car insurance companies in Ellsworth, MI for each category right here.

Best Annual Car Insurance Rates by Company in Ellsworth, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ellsworth, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ellsworth car insurance rates. Find the cheapest Ellsworth, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ellsworth, Michigan

Insurance Company Low Medium High
Allstate $23,774 $24,378 $24,834
Farmers $4,290 $4,403 $4,547
GEICO $5,040 $5,330 $5,758
Liberty Mutual $17,501 $17,878 $18,379
Nationwide $6,846 $6,388 $6,286
Progressive $4,682 $4,826 $4,952
State Farm $9,895 $10,424 $10,779
Travelers $7,889 $7,978 $8,047
USAA $3,130 $3,236 $3,318

What affects car insurance rates in Ellsworth, Michigan?

What factors can have an impact on Ellsworth, MI car insurance? There are several reasons why Ellsworth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ellsworth, Michigan.

Commute Time in Ellsworth

The more time you spend in your car the higher the risk of an accident. The average commute length in Ellsworth, MI is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in Ellsworth, MI

Ready to find affordable Ellsworth, Michigan car insurance today? Enter your ZIP code for fast, free Ellsworth, MI car insurance quotes.

Free Car Insurance Comparison

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