Compare Ellsworth, NE Car Insurance Rates (2021)

Car insurance in Ellsworth, NE averages $297 a month. Ellsworth, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ellsworth car insurance rates, compare quotes from the top car insurance companies in Ellsworth, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ellsworth is American Family
  • Average car insurance rates in Ellsworth, NE are $3,565/year
  • Average car insurance rates in Ellsworth, NE after a DUI are $4,161/year

If you need to buy Ellsworth, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Ellsworth, NE is right here.

You’ll find Ellsworth car insurance rates, the cheapest Ellsworth, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Ellsworth, Nebraska car insurance rates to Fremont car insurance rates, North Platte car insurance rates, and Norfolk car insurance rates.

Ready to find affordable Ellsworth, NE car insurance today? Enter your ZIP code for fast, free Ellsworth car insurance quotes.

Cheapest Ellsworth, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ellsworth, NE car insurance rates? Every Ellsworth, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ellsworth, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,661 $1,661 $1,513 $1,513 $2,776 $4,080 $1,625 $1,757
Farmers $2,384 $2,373 $2,140 $2,250 $8,966 $9,240 $2,702 $2,837
GEICO $3,833 $3,768 $3,747 $3,606 $7,445 $9,812 $3,441 $3,354
Liberty Mutual $3,568 $3,876 $2,812 $3,418 $14,887 $16,723 $3,765 $4,186
Nationwide $1,802 $1,869 $1,608 $1,730 $3,946 $4,956 $2,050 $2,223
Progressive $2,153 $2,095 $1,764 $1,827 $7,954 $8,996 $2,584 $2,770
State Farm $1,563 $1,563 $1,362 $1,362 $4,125 $5,281 $1,723 $1,951
USAA $1,413 $1,419 $1,272 $1,329 $4,191 $5,050 $1,849 $2,083

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Minimum Car Insurance in Ellsworth, NE

Every driver must carry the minimum car insurance in Ellsworth, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Ellsworth, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ellsworth, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ellsworth, NE. Compare credit history car insurance rates in Ellsworth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ellsworth, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,775 $1,899 $1,545
Farmers $4,718 $3,902 $3,715
GEICO $5,585 $4,834 $4,208
Liberty Mutual $9,634 $5,782 $4,547
Nationwide $3,046 $2,403 $2,120
Progressive $4,345 $3,623 $3,335
State Farm $3,438 $2,061 $1,600
USAA $3,114 $2,093 $1,770

Cheapest Ellsworth, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ellsworth, NE to rates for a clean record with top companies.

Annual Ellsworth, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,027 $2,211 $2,027 $2,027
Farmers $3,480 $4,454 $4,344 $4,167
GEICO $3,081 $4,482 $6,834 $5,106
Liberty Mutual $5,717 $6,708 $7,298 $6,895
Nationwide $1,773 $2,583 $3,717 $2,019
Progressive $3,209 $4,679 $3,585 $3,598
State Farm $2,207 $2,526 $2,366 $2,366
USAA $1,772 $2,216 $3,309 $2,006

Cheapest Ellsworth, NE Car Insurance for Teen Drivers

Teen car insurance in Ellsworth, NE can be expensive. Take a look at rates from the top car insurance companies in Ellsworth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ellsworth, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,776 $4,080
Farmers $8,966 $9,240
GEICO $7,445 $9,812
Liberty Mutual $14,887 $16,723
Nationwide $3,946 $4,956
Progressive $7,954 $8,996
State Farm $4,125 $5,281
USAA $4,191 $5,050

Cheapest Ellsworth, NE Car Insurance for Seniors

Take a look at Ellsworth, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ellsworth, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,513 $1,513
Farmers $2,140 $2,250
GEICO $3,747 $3,606
Liberty Mutual $2,812 $3,418
Nationwide $1,608 $1,730
Progressive $1,764 $1,827
State Farm $1,362 $1,362
USAA $1,272 $1,329

Cheapest Ellsworth, NE Car Insurance Rates After a DUI

A DUI in Ellsworth, NE increases car insurance rates. Compare Ellsworth, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ellsworth, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,027
Farmers $4,344
GEICO $6,834
Liberty Mutual $7,298
Nationwide $3,717
Progressive $3,585
State Farm $2,366
USAA $3,309

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Cheapest Ellsworth, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ellsworth, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ellsworth, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,056 $2,090
Farmers $4,112 $4,112
GEICO $4,799 $4,953
Liberty Mutual $6,654 $6,654
Nationwide $2,523 $2,523
Progressive $3,768 $3,768
State Farm $2,306 $2,427
USAA $2,298 $2,353

The Best Cheap Car Insurance Companies in Ellsworth, NE

Take a look at a side-by-side comparison of the top car insurance companies in Ellsworth, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ellsworth, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,073
Farmers $4,112
GEICO $4,876
Liberty Mutual $6,654
Nationwide $2,523
Progressive $3,768
State Farm $2,366
USAA $2,326

Category Winners: Cheapest Car Insurance in Ellsworth, Nebraska

Find the cheapest car insurance companies in Ellsworth, NE for each category right here.

Best Annual Car Insurance Rates by Company in Ellsworth, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Ellsworth, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ellsworth car insurance rates. Find the cheapest Ellsworth, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ellsworth, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,056 $2,135 $2,028
Farmers $3,954 $4,059 $4,322
GEICO $4,799 $4,872 $4,956
Liberty Mutual $6,500 $6,625 $6,839
Nationwide $2,586 $2,509 $2,474
Progressive $3,614 $3,759 $3,930
State Farm $2,278 $2,363 $2,459
USAA $2,255 $2,322 $2,400

Compare Car Insurance Quotes in Ellsworth, NE

Ready to find affordable Ellsworth, Nebraska car insurance today? Enter your ZIP code for fast, free Ellsworth, NE car insurance quotes.

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