Compare Elm Grove, LA Car Insurance Rates (2021)

Car insurance in Elm Grove, LA averages $406 a month. Elm Grove, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Elm Grove car insurance rates, compare quotes from the top car insurance companies in Elm Grove, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elm Grove is USAA
  • The cheapest car insurance company in Elm Grove for teen drivers is USAA
  • Average car insurance rates in Elm Grove, LA after a DUI are $5,603/year

If you need to buy Elm Grove, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Elm Grove, LA is right here.

You’ll find Elm Grove car insurance rates, the cheapest Elm Grove, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Elm Grove, Louisiana car insurance rates to Lake Charles car insurance rates, Monroe car insurance rates, and Lafayette car insurance rates.

Ready to find affordable Elm Grove, LA car insurance today? Enter your ZIP code for fast, free Elm Grove car insurance quotes.

Cheapest Elm Grove, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elm Grove, LA car insurance rates? Every Elm Grove, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elm Grove, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,816 $3,816 $3,927 $3,927 $8,396 $10,626 $4,221 $4,581
GEICO $2,898 $3,327 $3,414 $4,139 $10,849 $11,512 $2,816 $2,758
Progressive $3,142 $2,934 $2,641 $2,832 $12,868 $14,311 $3,618 $3,740
State Farm $2,531 $2,531 $2,324 $2,324 $7,661 $9,596 $2,831 $3,201
USAA $2,335 $2,295 $2,263 $2,245 $7,058 $8,317 $2,877 $3,152

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Minimum Car Insurance in Elm Grove, LA

Every driver must carry the minimum car insurance in Elm Grove, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Elm Grove, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elm Grove, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elm Grove, LA. Compare credit history car insurance rates in Elm Grove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elm Grove, Louisiana

Insurance Company Poor Fair Good
Allstate $7,120 $4,881 $4,240
GEICO $6,200 $5,382 $4,060
Progressive $6,496 $5,583 $5,203
State Farm $5,738 $3,677 $2,961
USAA $5,284 $3,364 $2,805

Cheapest Elm Grove, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elm Grove, LA to rates for a clean record with top companies.

Annual Elm Grove, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,300 $6,515 $5,806 $5,034
GEICO $3,543 $5,735 $7,029 $4,549
Progressive $4,796 $6,461 $6,180 $5,606
State Farm $3,771 $4,479 $4,125 $4,125
USAA $2,904 $4,024 $4,875 $3,468

Cheapest Elm Grove, LA Car Insurance for Teen Drivers

Teen car insurance in Elm Grove, LA can be expensive. Take a look at rates from the top car insurance companies in Elm Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elm Grove, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,626
GEICO $10,849 $11,512
Progressive $12,868 $14,311
State Farm $7,661 $9,596
USAA $7,058 $8,317

Cheapest Elm Grove, LA Car Insurance for Seniors

Take a look at Elm Grove, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elm Grove, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
GEICO $3,414 $4,139
Progressive $2,641 $2,832
State Farm $2,324 $2,324
USAA $2,263 $2,245

Cheapest Elm Grove, LA Car Insurance Rates After a DUI

A DUI in Elm Grove, LA increases car insurance rates. Compare Elm Grove, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elm Grove, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,806
GEICO $7,029
Progressive $6,180
State Farm $4,125
USAA $4,875

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Cheapest Elm Grove, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elm Grove, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elm Grove, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,414 $5,414
GEICO $5,116 $5,313
Progressive $5,761 $5,761
State Farm $4,020 $4,230
USAA $3,704 $3,931

The Best Cheap Car Insurance Companies in Elm Grove, LA

Take a look at a side-by-side comparison of the top car insurance companies in Elm Grove, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elm Grove, Louisiana

Insurance Company Average Annual Rates
Allstate $5,414
GEICO $5,214
Progressive $5,761
State Farm $4,125
USAA $3,818

Category Winners: Cheapest Car Insurance in Elm Grove, Louisiana

Find the cheapest car insurance companies in Elm Grove, LA for each category right here.

Best Annual Car Insurance Rates by Company in Elm Grove, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Elm Grove, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elm Grove car insurance rates. Find the cheapest Elm Grove, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elm Grove, Louisiana

Insurance Company Low Medium High
Allstate $4,745 $5,506 $5,990
GEICO $4,428 $5,236 $5,979
Progressive $4,945 $5,719 $6,617
State Farm $3,602 $4,116 $4,657
USAA $3,405 $3,865 $4,183

Compare Car Insurance Quotes in Elm Grove, LA

Ready to find affordable Elm Grove, Louisiana car insurance today? Enter your ZIP code for fast, free Elm Grove, LA car insurance quotes.

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