Compare Elm Grove, WI Car Insurance Rates (2021)

Car insurance in Elm Grove, WI averages $242 a month. Elm Grove, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Elm Grove car insurance rates, compare quotes from the top car insurance companies in Elm Grove, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Elm Grove, WI after a DUI are $3,216/year
  • The cheapest car insurance company in Elm Grove is American Family
  • Average car insurance rates in Elm Grove, WI are $2,906/year

If you need to buy Elm Grove, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Elm Grove, WI is right here.

You’ll find Elm Grove car insurance rates, the cheapest Elm Grove, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Elm Grove, Wisconsin car insurance rates to Eau Claire car insurance rates, Green Bay car insurance rates, and Waukesha car insurance rates.

Ready to find affordable Elm Grove, WI car insurance today? Enter your ZIP code for fast, free Elm Grove car insurance quotes.

Cheapest Elm Grove, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elm Grove, WI car insurance rates? Every Elm Grove, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elm Grove, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,271 $2,374 $2,122 $2,337 $8,026 $10,299 $2,273 $2,459
American Family $920 $957 $898 $896 $3,212 $3,512 $1,111 $1,180
Farmers $1,924 $1,923 $1,693 $1,805 $9,826 $10,212 $2,194 $2,283
GEICO $1,252 $1,412 $1,351 $1,600 $4,419 $4,758 $1,151 $1,168
Liberty Mutual $1,446 $1,565 $1,163 $1,313 $5,652 $6,323 $1,533 $1,644
Nationwide $2,938 $3,071 $2,468 $2,584 $6,439 $9,974 $3,606 $4,183
Progressive $1,711 $1,595 $1,407 $1,484 $7,069 $7,927 $2,039 $2,200
State Farm $1,478 $1,478 $1,348 $1,348 $4,687 $5,886 $1,678 $1,930
USAA $1,164 $1,149 $1,072 $1,071 $3,120 $3,575 $1,492 $1,616

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Minimum Car Insurance in Elm Grove, WI

Every driver must carry the minimum car insurance in Elm Grove, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Elm Grove, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Elm Grove, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elm Grove, WI. Compare credit history car insurance rates in Elm Grove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elm Grove, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,275 $3,629 $3,156
American Family $2,123 $1,399 $1,234
Farmers $4,478 $3,820 $3,649
GEICO $2,808 $2,002 $1,607
Liberty Mutual $3,691 $2,269 $1,780
Nationwide $4,955 $4,135 $4,135
Progressive $3,572 $3,082 $2,883
State Farm $3,700 $2,122 $1,615
USAA $2,709 $1,462 $1,176

Cheapest Elm Grove, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elm Grove, WI to rates for a clean record with top companies.

Annual Elm Grove, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,240 $4,509 $4,247 $4,085
American Family $1,516 $1,609 $1,609 $1,609
Farmers $3,463 $4,399 $4,157 $3,910
GEICO $1,446 $2,401 $2,851 $1,857
Liberty Mutual $1,954 $2,837 $2,904 $2,625
Nationwide $3,728 $4,311 $5,282 $4,311
Progressive $2,899 $3,555 $3,023 $3,238
State Farm $2,250 $2,708 $2,479 $2,479
USAA $1,389 $1,766 $2,386 $1,588

Cheapest Elm Grove, WI Car Insurance for Teen Drivers

Teen car insurance in Elm Grove, WI can be expensive. Take a look at rates from the top car insurance companies in Elm Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elm Grove, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,026 $10,299
American Family $3,212 $3,512
Farmers $9,826 $10,212
GEICO $4,419 $4,758
Liberty Mutual $5,652 $6,323
Nationwide $6,439 $9,974
Progressive $7,069 $7,927
State Farm $4,687 $5,886
USAA $3,120 $3,575

Cheapest Elm Grove, WI Car Insurance for Seniors

Take a look at Elm Grove, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elm Grove, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,337
American Family $898 $896
Farmers $1,693 $1,805
GEICO $1,351 $1,600
Liberty Mutual $1,163 $1,313
Nationwide $2,468 $2,584
Progressive $1,407 $1,484
State Farm $1,348 $1,348
USAA $1,072 $1,071

Cheapest Elm Grove, WI Car Insurance Rates After a DUI

A DUI in Elm Grove, WI increases car insurance rates. Compare Elm Grove, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elm Grove, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,247
American Family $1,609
Farmers $4,157
GEICO $2,851
Liberty Mutual $2,904
Nationwide $5,282
Progressive $3,023
State Farm $2,479
USAA $2,386

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Cheapest Elm Grove, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elm Grove, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elm Grove, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,923 $4,117
American Family $1,558 $1,613
Farmers $3,982 $3,982
GEICO $2,101 $2,177
Liberty Mutual $2,580 $2,580
Nationwide $4,408 $4,408
Progressive $3,179 $3,179
State Farm $2,416 $2,543
USAA $1,760 $1,805

The Best Cheap Car Insurance Companies in Elm Grove, WI

Take a look at a side-by-side comparison of the top car insurance companies in Elm Grove, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elm Grove, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,020
American Family $1,586
Farmers $3,982
GEICO $2,139
Liberty Mutual $2,580
Nationwide $4,408
Progressive $3,179
State Farm $2,479
USAA $1,782

Category Winners: Cheapest Car Insurance in Elm Grove, Wisconsin

Find the cheapest car insurance companies in Elm Grove, WI for each category right here.

Best Annual Car Insurance Rates by Company in Elm Grove, Wisconsin

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Elm Grove, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elm Grove car insurance rates. Find the cheapest Elm Grove, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elm Grove, Wisconsin

Insurance Company Low Medium High
Allstate $3,824 $4,009 $4,227
American Family $1,555 $1,602 $1,600
Farmers $3,612 $3,946 $4,388
GEICO $1,952 $2,139 $2,326
Liberty Mutual $2,342 $2,608 $2,789
Nationwide $4,237 $4,410 $4,577
Progressive $2,902 $3,216 $3,419
State Farm $2,299 $2,491 $2,647
USAA $1,701 $1,784 $1,862

What affects car insurance rates in Elm Grove, Wisconsin?

What factors can have an impact on Elm Grove, WI car insurance? There are several reasons why Elm Grove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elm Grove, Wisconsin.

Car Theft in Elm Grove

High levels of vehicle theft can make car insurance more expensive. Elm Grove, WI car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Elm Grove

The more time you spend in your car the higher the risk of an accident. The average commute length in Elm Grove, WI is 23.1 minutes according to City-Data.

Compare Car Insurance Quotes in Elm Grove, WI

Ready to find affordable Elm Grove, Wisconsin car insurance today? Enter your ZIP code for fast, free Elm Grove, WI car insurance quotes.

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