Compare Elm Mott, TX Car Insurance Rates (2021)

Car insurance in Elm Mott, TX averages $290 a month. Elm Mott, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Elm Mott car insurance rates, compare quotes from the top car insurance companies in Elm Mott, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elm Mott is USAA
  • The cheapest car insurance company in Elm Mott for teen drivers is GEICO
  • Average car insurance rates in Elm Mott, TX after a DUI are $3,982/year

If you need to buy Elm Mott, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Elm Mott, TX is right here.

You’ll find Elm Mott car insurance rates, the cheapest Elm Mott, TX car insurance companies, and information on Texas car insurance laws. You can also compare Elm Mott, Texas car insurance rates to Austin car insurance rates, Fort Worth car insurance rates, and Plano car insurance rates.

Ready to find affordable Elm Mott, TX car insurance today? Enter your ZIP code for fast, free Elm Mott car insurance quotes.

Cheapest Elm Mott, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elm Mott, TX car insurance rates? Every Elm Mott, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elm Mott, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,344 $3,373 $3,302 $3,302 $8,825 $10,647 $4,132 $4,304
American Family $2,187 $2,424 $2,045 $2,331 $5,656 $7,389 $3,104 $3,530
GEICO $2,008 $2,158 $1,931 $2,174 $4,338 $4,505 $2,168 $2,168
Nationwide $2,189 $2,225 $1,937 $2,049 $6,166 $7,908 $2,568 $2,775
Progressive $2,206 $2,088 $1,975 $2,006 $9,443 $10,543 $2,610 $2,648
State Farm $1,962 $1,962 $1,752 $1,752 $4,800 $6,138 $2,140 $2,208
USAA $1,544 $1,551 $1,475 $1,462 $4,312 $4,693 $2,047 $2,192

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Minimum Car Insurance in Elm Mott, TX

Every driver must carry the minimum car insurance in Elm Mott, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Elm Mott, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elm Mott, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elm Mott, TX. Compare credit history car insurance rates in Elm Mott from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elm Mott, Texas

Insurance Company Poor Fair Good
Allstate $6,550 $4,801 $4,110
American Family $4,933 $3,101 $2,716
GEICO $4,117 $2,348 $1,579
Nationwide $4,167 $3,350 $2,914
Progressive $4,699 $4,081 $3,790
State Farm $4,019 $2,503 $1,996
USAA $3,541 $2,044 $1,643

Cheapest Elm Mott, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elm Mott, TX to rates for a clean record with top companies.

Annual Elm Mott, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,002 $6,171 $6,440 $4,002
American Family $3,276 $4,138 $3,642 $3,276
GEICO $2,281 $3,000 $2,518 $2,926
Nationwide $3,020 $3,020 $4,461 $3,407
Progressive $3,655 $4,740 $4,261 $4,104
State Farm $2,514 $2,896 $3,435 $2,514
USAA $1,799 $2,655 $3,120 $2,064

Cheapest Elm Mott, TX Car Insurance for Teen Drivers

Teen car insurance in Elm Mott, TX can be expensive. Take a look at rates from the top car insurance companies in Elm Mott for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elm Mott, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,825 $10,647
American Family $5,656 $7,389
GEICO $4,338 $4,505
Nationwide $6,166 $7,908
Progressive $9,443 $10,543
State Farm $4,800 $6,138
USAA $4,312 $4,693

Cheapest Elm Mott, TX Car Insurance for Seniors

Take a look at Elm Mott, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elm Mott, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,302 $3,302
American Family $2,045 $2,331
GEICO $1,931 $2,174
Nationwide $1,937 $2,049
Progressive $1,975 $2,006
State Farm $1,752 $1,752
USAA $1,475 $1,462

Cheapest Elm Mott, TX Car Insurance Rates After a DUI

A DUI in Elm Mott, TX increases car insurance rates. Compare Elm Mott, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elm Mott, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,440
American Family $3,642
GEICO $2,518
Nationwide $4,461
Progressive $4,261
State Farm $3,435
USAA $3,120

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Cheapest Elm Mott, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elm Mott, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elm Mott, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,030 $5,277
American Family $3,583 $3,583
GEICO $2,633 $2,730
Nationwide $3,477 $3,477
Progressive $4,190 $4,190
State Farm $2,839 $2,839
USAA $2,379 $2,440

The Best Cheap Car Insurance Companies in Elm Mott, TX

Take a look at a side-by-side comparison of the top car insurance companies in Elm Mott, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elm Mott, Texas

Insurance Company Average Annual Rates
Allstate $5,154
American Family $3,583
GEICO $2,681
Nationwide $3,477
Progressive $4,190
State Farm $2,839
USAA $2,409

Category Winners: Cheapest Car Insurance in Elm Mott, Texas

Find the cheapest car insurance companies in Elm Mott, TX for each category right here.

Best Annual Car Insurance Rates by Company in Elm Mott, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Elm Mott, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elm Mott car insurance rates. Find the cheapest Elm Mott, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elm Mott, Texas

Insurance Company Low Medium High
Allstate $5,032 $5,108 $5,321
American Family $3,345 $3,461 $3,943
GEICO $2,551 $2,654 $2,839
Nationwide $3,746 $3,330 $3,355
Progressive $3,993 $4,171 $4,406
State Farm $2,698 $2,833 $2,988
USAA $2,328 $2,400 $2,500

Compare Car Insurance Quotes in Elm Mott, TX

Ready to find affordable Elm Mott, Texas car insurance today? Enter your ZIP code for fast, free Elm Mott, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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