Compare Elmendorf, TX Car Insurance Rates (2021)

Car insurance in Elmendorf, TX averages $335 a month. Elmendorf, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Elmendorf car insurance rates, compare quotes from the top car insurance companies in Elmendorf, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elmendorf for teen drivers is USAA
  • Average car insurance rates in Elmendorf, TX are $4,023/year
  • Average car insurance rates in Elmendorf, TX after a DUI are $4,559/year

If you need to buy Elmendorf, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Elmendorf, TX is right here.

You’ll find Elmendorf car insurance rates, the cheapest Elmendorf, TX car insurance companies, and information on Texas car insurance laws. You can also compare Elmendorf, Texas car insurance rates to Houston car insurance rates, San Antonio car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Elmendorf, TX car insurance today? Enter your ZIP code for fast, free Elmendorf car insurance quotes.

Cheapest Elmendorf, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elmendorf, TX car insurance rates? Every Elmendorf, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elmendorf, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,803 $3,835 $3,756 $3,756 $9,925 $11,969 $4,687 $4,877
American Family $2,946 $3,287 $2,782 $3,194 $8,122 $10,709 $4,291 $4,922
GEICO $2,711 $2,944 $2,650 $3,051 $5,940 $6,104 $2,926 $2,875
Nationwide $2,344 $2,382 $2,076 $2,195 $6,595 $8,454 $2,750 $2,972
Progressive $2,365 $2,235 $2,110 $2,147 $9,991 $11,144 $2,791 $2,820
State Farm $2,118 $2,118 $1,887 $1,887 $5,046 $6,421 $2,301 $2,366
USAA $1,573 $1,579 $1,513 $1,500 $4,415 $4,789 $2,090 $2,228

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Minimum Car Insurance in Elmendorf, TX

Every driver must carry the minimum car insurance in Elmendorf, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Elmendorf, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elmendorf, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elmendorf, TX. Compare credit history car insurance rates in Elmendorf from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elmendorf, Texas

Insurance Company Poor Fair Good
Allstate $7,417 $5,421 $4,639
American Family $6,904 $4,356 $3,835
GEICO $5,647 $3,186 $2,117
Nationwide $4,465 $3,584 $3,114
Progressive $5,003 $4,332 $4,016
State Farm $4,265 $2,663 $2,126
USAA $3,587 $2,099 $1,698

Cheapest Elmendorf, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elmendorf, TX to rates for a clean record with top companies.

Annual Elmendorf, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,531 $6,983 $7,259 $4,531
American Family $4,587 $5,834 $5,118 $4,587
GEICO $3,093 $4,095 $3,410 $4,002
Nationwide $3,232 $3,232 $4,773 $3,647
Progressive $3,880 $5,030 $4,530 $4,362
State Farm $2,682 $3,075 $3,632 $2,682
USAA $1,832 $2,718 $3,191 $2,103

Cheapest Elmendorf, TX Car Insurance for Teen Drivers

Teen car insurance in Elmendorf, TX can be expensive. Take a look at rates from the top car insurance companies in Elmendorf for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elmendorf, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,925 $11,969
American Family $8,122 $10,709
GEICO $5,940 $6,104
Nationwide $6,595 $8,454
Progressive $9,991 $11,144
State Farm $5,046 $6,421
USAA $4,415 $4,789

Cheapest Elmendorf, TX Car Insurance for Seniors

Take a look at Elmendorf, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elmendorf, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,756 $3,756
American Family $2,782 $3,194
GEICO $2,650 $3,051
Nationwide $2,076 $2,195
Progressive $2,110 $2,147
State Farm $1,887 $1,887
USAA $1,513 $1,500

Cheapest Elmendorf, TX Car Insurance Rates After a DUI

A DUI in Elmendorf, TX increases car insurance rates. Compare Elmendorf, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elmendorf, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,259
American Family $5,118
GEICO $3,410
Nationwide $4,773
Progressive $4,530
State Farm $3,632
USAA $3,191

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Cheapest Elmendorf, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elmendorf, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elmendorf, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,683 $5,969
American Family $5,032 $5,032
GEICO $3,579 $3,722
Nationwide $3,721 $3,721
Progressive $4,450 $4,450
State Farm $3,018 $3,018
USAA $2,430 $2,492

The Best Cheap Car Insurance Companies in Elmendorf, TX

Take a look at a side-by-side comparison of the top car insurance companies in Elmendorf, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elmendorf, Texas

Insurance Company Average Annual Rates
Allstate $5,826
American Family $5,032
GEICO $3,650
Nationwide $3,721
Progressive $4,450
State Farm $3,018
USAA $2,461

Category Winners: Cheapest Car Insurance in Elmendorf, Texas

Find the cheapest car insurance companies in Elmendorf, TX for each category right here.

Best Annual Car Insurance Rates by Company in Elmendorf, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Elmendorf, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elmendorf car insurance rates. Find the cheapest Elmendorf, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elmendorf, Texas

Insurance Company Low Medium High
Allstate $5,673 $5,768 $6,037
American Family $4,665 $4,843 $5,587
GEICO $3,402 $3,581 $3,967
Nationwide $3,979 $3,562 $3,622
Progressive $4,215 $4,427 $4,709
State Farm $2,836 $3,000 $3,217
USAA $2,358 $2,448 $2,577

What affects car insurance rates in Elmendorf, Texas?

What factors can have an impact on Elmendorf, TX car insurance? There are several reasons why Elmendorf car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elmendorf, Texas.

Commute Time in Elmendorf

The more time you spend in your car the higher the risk of an accident. The average commute length in Elmendorf, TX is 29.7 minutes according to City-Data.

Compare Car Insurance Quotes in Elmendorf, TX

Ready to find affordable Elmendorf, Texas car insurance today? Enter your ZIP code for fast, free Elmendorf, TX car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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