Compare Elmer City, WA Car Insurance Rates (2021)

Car insurance in Elmer City, WA averages $227 a month. Elmer City, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Elmer City car insurance rates, compare quotes from the top car insurance companies in Elmer City, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elmer City is Nationwide
  • Average car insurance rates in Elmer City, WA are $2,724/year
  • The cheapest car insurance company in Elmer City for teen drivers is Nationwide

If you need to buy Elmer City, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Elmer City, WA is right here.

You’ll find Elmer City car insurance rates, the cheapest Elmer City, WA car insurance companies, and information on Washington car insurance laws. You can also compare Elmer City, Washington car insurance rates to Renton car insurance rates, Spokane Valley car insurance rates, and Everett car insurance rates.

Ready to find affordable Elmer City, WA car insurance today? Enter your ZIP code for fast, free Elmer City car insurance quotes.

Cheapest Elmer City, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elmer City, WA car insurance rates? Every Elmer City, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elmer City, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,958 $1,943 $1,804 $1,889 $6,654 $7,690 $2,088 $2,179
American Family $1,813 $1,813 $1,653 $1,653 $6,852 $9,417 $1,813 $2,461
Farmers $1,669 $1,711 $1,530 $1,719 $3,698 $3,950 $2,094 $2,189
GEICO $1,680 $1,713 $1,586 $1,586 $3,495 $4,635 $2,756 $2,075
Liberty Mutual $1,658 $1,815 $1,488 $1,743 $9,072 $10,008 $1,780 $1,944
Nationwide $1,199 $1,227 $1,113 $1,160 $3,116 $3,821 $1,414 $1,531
Progressive $1,522 $1,434 $1,359 $1,378 $7,480 $8,416 $1,840 $1,860
State Farm $1,457 $1,457 $1,290 $1,290 $3,947 $5,023 $1,642 $1,886
USAA $1,080 $1,067 $1,030 $1,035 $4,525 $5,383 $1,365 $1,497

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Minimum Car Insurance in Elmer City, WA

Every driver must carry the minimum car insurance in Elmer City, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Elmer City, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Elmer City, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elmer City, WA. Compare credit history car insurance rates in Elmer City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elmer City, Washington

Insurance Company Poor Fair Good
Allstate $4,073 $3,095 $2,659
American Family $4,058 $3,308 $2,937
Farmers $2,848 $2,128 $1,983
GEICO $2,906 $2,325 $2,093
Liberty Mutual $5,270 $3,246 $2,550
Nationwide $2,161 $1,710 $1,597
Progressive $3,497 $3,104 $2,882
State Farm $3,272 $1,957 $1,518
USAA $2,683 $1,963 $1,722

Cheapest Elmer City, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elmer City, WA to rates for a clean record with top companies.

Annual Elmer City, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,766 $3,446 $3,804 $3,086
American Family $2,762 $3,522 $4,079 $3,375
Farmers $1,927 $2,387 $2,584 $2,382
GEICO $1,869 $2,408 $3,618 $1,869
Liberty Mutual $3,151 $3,959 $4,044 $3,601
Nationwide $1,419 $1,917 $2,405 $1,550
Progressive $2,568 $3,971 $3,004 $3,102
State Farm $2,064 $2,434 $2,249 $2,249
USAA $1,568 $2,260 $2,813 $1,850

Cheapest Elmer City, WA Car Insurance for Teen Drivers

Teen car insurance in Elmer City, WA can be expensive. Take a look at rates from the top car insurance companies in Elmer City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elmer City, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,654 $7,690
American Family $6,852 $9,417
Farmers $3,698 $3,950
GEICO $3,495 $4,635
Liberty Mutual $9,072 $10,008
Nationwide $3,116 $3,821
Progressive $7,480 $8,416
State Farm $3,947 $5,023
USAA $4,525 $5,383

Cheapest Elmer City, WA Car Insurance for Seniors

Take a look at Elmer City, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elmer City, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,804 $1,889
American Family $1,653 $1,653
Farmers $1,530 $1,719
GEICO $1,586 $1,586
Liberty Mutual $1,488 $1,743
Nationwide $1,113 $1,160
Progressive $1,359 $1,378
State Farm $1,290 $1,290
USAA $1,030 $1,035

Cheapest Elmer City, WA Car Insurance Rates After a DUI

A DUI in Elmer City, WA increases car insurance rates. Compare Elmer City, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elmer City, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,804
American Family $4,079
Farmers $2,584
GEICO $3,618
Liberty Mutual $4,044
Nationwide $2,405
Progressive $3,004
State Farm $2,249
USAA $2,813

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Cheapest Elmer City, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elmer City, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elmer City, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,276 $3,276
American Family $3,363 $3,506
Farmers $2,320 $2,320
GEICO $2,411 $2,471
Liberty Mutual $3,689 $3,689
Nationwide $1,823 $1,823
Progressive $3,161 $3,161
State Farm $2,189 $2,309
USAA $2,102 $2,144

The Best Cheap Car Insurance Companies in Elmer City, WA

Take a look at a side-by-side comparison of the top car insurance companies in Elmer City, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elmer City, Washington

Insurance Company Average Annual Rates
Allstate $3,276
American Family $3,434
Farmers $2,320
GEICO $2,441
Liberty Mutual $3,689
Nationwide $1,823
Progressive $3,161
State Farm $2,249
USAA $2,123

Category Winners: Cheapest Car Insurance in Elmer City, Washington

Find the cheapest car insurance companies in Elmer City, WA for each category right here.

Best Annual Car Insurance Rates by Company in Elmer City, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Elmer City, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elmer City car insurance rates. Find the cheapest Elmer City, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elmer City, Washington

Insurance Company Low Medium High
Allstate $3,097 $3,265 $3,465
American Family $3,267 $3,430 $3,606
Farmers $2,171 $2,320 $2,469
GEICO $2,321 $2,442 $2,560
Liberty Mutual $3,469 $3,694 $3,902
Nationwide $1,735 $1,822 $1,911
Progressive $2,948 $3,104 $3,432
State Farm $2,145 $2,254 $2,348
USAA $2,002 $2,120 $2,246

What affects car insurance rates in Elmer City, Washington?

What factors can have an impact on Elmer City, WA car insurance? There are several reasons why Elmer City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elmer City, Washington.

Commute Time in Elmer City

The more time you spend in your car the higher the risk of an accident. The average commute length in Elmer City, WA is 14.4 minutes according to City-Data.

Compare Car Insurance Quotes in Elmer City, WA

Ready to find affordable Elmer City, Washington car insurance today? Enter your ZIP code for fast, free Elmer City, WA car insurance quotes.

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