Compare Elmhurst, NY Car Insurance Rates (2021)

Car insurance in Elmhurst, NY averages $680 a month. Elmhurst, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Elmhurst car insurance rates, compare quotes from the top car insurance companies in Elmhurst, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elmhurst for teen drivers is GEICO
  • Average car insurance rates in Elmhurst, NY are $8,155/year
  • The cheapest car insurance company in Elmhurst is GEICO

If you need to buy Elmhurst, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Elmhurst, NY is right here.

You’ll find Elmhurst car insurance rates, the cheapest Elmhurst, NY car insurance companies, and information on New York car insurance laws. You can also compare Elmhurst, New York car insurance rates to Mount Vernon car insurance rates, Utica car insurance rates, and Albany car insurance rates.

Ready to find affordable Elmhurst, NY car insurance today? Enter your ZIP code for fast, free Elmhurst car insurance quotes.

Cheapest Elmhurst, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elmhurst, NY car insurance rates? Every Elmhurst, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elmhurst, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,954 $5,452 $5,706 $5,753 $17,948 $18,972 $5,552 $5,447
GEICO $2,828 $2,725 $2,724 $2,684 $5,868 $9,100 $2,532 $2,600
Liberty Mutual $9,619 $9,619 $8,953 $8,953 $18,817 $27,266 $9,619 $10,221
Nationwide $6,266 $6,266 $5,883 $5,883 $11,531 $17,459 $6,266 $8,139
Progressive $4,492 $4,006 $3,440 $3,534 $13,962 $14,922 $5,489 $4,985
State Farm $6,188 $6,188 $5,438 $5,438 $17,902 $21,746 $6,845 $7,072
Travelers $5,941 $5,742 $5,372 $5,582 $13,490 $15,796 $6,139 $6,175
USAA $3,445 $3,388 $3,132 $3,140 $14,149 $16,773 $4,446 $4,937

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Minimum Car Insurance in Elmhurst, NY

Every driver must carry the minimum car insurance in Elmhurst, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Elmhurst, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Elmhurst, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elmhurst, NY. Compare credit history car insurance rates in Elmhurst from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elmhurst, New York

Insurance Company Poor Fair Good
Allstate $13,123 $7,298 $6,123
GEICO $4,865 $3,575 $3,209
Liberty Mutual $18,088 $11,779 $8,784
Nationwide $8,462 $8,462 $8,462
Progressive $11,503 $5,313 $3,745
State Farm $13,546 $8,505 $6,756
Travelers $11,534 $6,807 $5,747
USAA $10,260 $5,198 $4,571

Cheapest Elmhurst, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elmhurst, NY to rates for a clean record with top companies.

Annual Elmhurst, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,411 $7,411 $11,079 $9,491
GEICO $2,985 $3,258 $6,303 $2,985
Liberty Mutual $10,107 $10,107 $21,214 $10,107
Nationwide $6,332 $6,332 $14,693 $6,489
Progressive $6,648 $6,648 $7,417 $6,702
State Farm $9,118 $9,118 $10,087 $10,087
Travelers $6,790 $8,622 $8,732 $7,974
USAA $5,967 $6,064 $8,610 $6,064

Cheapest Elmhurst, NY Car Insurance for Teen Drivers

Teen car insurance in Elmhurst, NY can be expensive. Take a look at rates from the top car insurance companies in Elmhurst for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elmhurst, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,948 $18,972
GEICO $5,868 $9,100
Liberty Mutual $18,817 $27,266
Nationwide $11,531 $17,459
Progressive $13,962 $14,922
State Farm $17,902 $21,746
Travelers $13,490 $15,796
USAA $14,149 $16,773

Cheapest Elmhurst, NY Car Insurance for Seniors

Take a look at Elmhurst, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elmhurst, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,706 $5,753
GEICO $2,724 $2,684
Liberty Mutual $8,953 $8,953
Nationwide $5,883 $5,883
Progressive $3,440 $3,534
State Farm $5,438 $5,438
Travelers $5,372 $5,582
USAA $3,132 $3,140

Cheapest Elmhurst, NY Car Insurance Rates After a DUI

A DUI in Elmhurst, NY increases car insurance rates. Compare Elmhurst, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elmhurst, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,079
GEICO $6,303
Liberty Mutual $21,214
Nationwide $14,693
Progressive $7,417
State Farm $10,087
Travelers $8,732
USAA $8,610

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Cheapest Elmhurst, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elmhurst, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elmhurst, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,720 $8,976
GEICO $3,781 $3,984
Liberty Mutual $12,509 $13,258
Nationwide $8,462 $8,462
Progressive $6,854 $6,854
State Farm $9,229 $9,975
Travelers $8,030 $8,030
USAA $6,608 $6,745

The Best Cheap Car Insurance Companies in Elmhurst, NY

Take a look at a side-by-side comparison of the top car insurance companies in Elmhurst, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elmhurst, New York

Insurance Company Average Annual Rates
Allstate $8,848
GEICO $3,883
Liberty Mutual $12,884
Nationwide $8,462
Progressive $6,854
State Farm $9,602
Travelers $8,030
USAA $6,676

Category Winners: Cheapest Car Insurance in Elmhurst, New York

Find the cheapest car insurance companies in Elmhurst, NY for each category right here.

Best Annual Car Insurance Rates by Company in Elmhurst, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Elmhurst, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elmhurst car insurance rates. Find the cheapest Elmhurst, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elmhurst, New York

Insurance Company Low Medium High
Allstate $7,672 $8,763 $10,108
GEICO $3,619 $3,853 $4,177
Liberty Mutual $12,239 $12,850 $13,562
Nationwide $7,791 $8,358 $9,237
Progressive $6,398 $6,786 $7,377
State Farm $9,059 $9,656 $10,092
Travelers $7,418 $7,887 $8,784
USAA $6,416 $6,626 $6,987

Compare Car Insurance Quotes in Elmhurst, NY

Ready to find affordable Elmhurst, New York car insurance today? Enter your ZIP code for fast, free Elmhurst, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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