Compare Elmira, OR Car Insurance Rates (2021)

Car insurance in Elmira, OR averages $265 a month. Elmira, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Elmira car insurance rates, compare quotes from the top car insurance companies in Elmira, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Elmira, OR after a DUI are $3,753/year
  • Average car insurance rates in Elmira, OR are $3,183/year
  • The cheapest car insurance company in Elmira is Travelers

If you need to buy Elmira, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Elmira, OR is right here.

You’ll find Elmira car insurance rates, the cheapest Elmira, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Elmira, Oregon car insurance rates to Gresham car insurance rates, Bend car insurance rates, and Corvallis car insurance rates.

Ready to find affordable Elmira, OR car insurance today? Enter your ZIP code for fast, free Elmira car insurance quotes.

Cheapest Elmira, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elmira, OR car insurance rates? Every Elmira, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elmira, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,751 $2,566 $2,520 $2,548 $8,269 $9,232 $2,879 $2,887
American Family $2,144 $2,144 $1,913 $1,913 $5,294 $8,291 $2,144 $2,248
Farmers $1,846 $1,801 $1,632 $1,736 $7,526 $7,676 $2,061 $2,110
GEICO $2,177 $2,096 $2,029 $2,042 $5,599 $5,093 $2,318 $1,996
Liberty Mutual $2,652 $2,796 $2,300 $2,557 $8,500 $9,175 $2,551 $2,575
Nationwide $2,074 $2,068 $1,848 $1,935 $4,747 $5,946 $2,418 $2,552
Progressive $1,720 $1,559 $1,495 $1,541 $7,314 $8,042 $2,048 $1,933
State Farm $1,578 $1,578 $1,445 $1,445 $5,019 $6,299 $1,790 $2,053
Travelers $1,722 $1,727 $1,550 $1,607 $4,795 $5,776 $1,793 $1,816
USAA $1,615 $1,564 $1,606 $1,545 $4,948 $5,297 $2,076 $2,149

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Minimum Car Insurance in Elmira, OR

Every driver must carry the minimum car insurance in Elmira, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Elmira, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Elmira, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elmira, OR. Compare credit history car insurance rates in Elmira from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elmira, Oregon

Insurance Company Poor Fair Good
Allstate $5,516 $3,890 $3,214
American Family $4,139 $3,058 $2,588
Farmers $3,823 $3,118 $2,954
GEICO $3,519 $2,919 $2,318
Liberty Mutual $6,064 $3,582 $2,768
Nationwide $3,560 $2,830 $2,456
Progressive $3,603 $3,115 $2,902
State Farm $3,702 $2,361 $1,889
Travelers $3,255 $2,544 $1,995
USAA $3,904 $2,170 $1,726

Cheapest Elmira, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elmira, OR to rates for a clean record with top companies.

Annual Elmira, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,393 $4,565 $4,730 $4,139
American Family $2,267 $3,494 $4,381 $2,904
Farmers $2,782 $3,581 $3,504 $3,327
GEICO $1,926 $3,067 $4,025 $2,657
Liberty Mutual $3,667 $4,103 $4,708 $4,075
Nationwide $2,502 $2,678 $3,786 $2,828
Progressive $2,424 $4,402 $3,117 $2,883
State Farm $2,350 $3,072 $2,591 $2,591
Travelers $2,108 $2,698 $3,017 $2,571
USAA $1,886 $2,638 $3,668 $2,208

Cheapest Elmira, OR Car Insurance for Teen Drivers

Teen car insurance in Elmira, OR can be expensive. Take a look at rates from the top car insurance companies in Elmira for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elmira, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,269 $9,232
American Family $5,294 $8,291
Farmers $7,526 $7,676
GEICO $5,599 $5,093
Liberty Mutual $8,500 $9,175
Nationwide $4,747 $5,946
Progressive $7,314 $8,042
State Farm $5,019 $6,299
Travelers $4,795 $5,776
USAA $4,948 $5,297

Cheapest Elmira, OR Car Insurance for Seniors

Take a look at Elmira, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elmira, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,520 $2,548
American Family $1,913 $1,913
Farmers $1,632 $1,736
GEICO $2,029 $2,042
Liberty Mutual $2,300 $2,557
Nationwide $1,848 $1,935
Progressive $1,495 $1,541
State Farm $1,445 $1,445
Travelers $1,550 $1,607
USAA $1,606 $1,545

Cheapest Elmira, OR Car Insurance Rates After a DUI

A DUI in Elmira, OR increases car insurance rates. Compare Elmira, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elmira, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,730
American Family $4,381
Farmers $3,504
GEICO $4,025
Liberty Mutual $4,708
Nationwide $3,786
Progressive $3,117
State Farm $2,591
Travelers $3,017
USAA $3,668

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Cheapest Elmira, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elmira, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elmira, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,207 $4,207
American Family $3,211 $3,312
Farmers $3,299 $3,299
GEICO $2,870 $2,967
Liberty Mutual $4,138 $4,138
Nationwide $2,948 $2,948
Progressive $3,207 $3,207
State Farm $2,582 $2,719
Travelers $2,495 $2,701
USAA $2,526 $2,674

The Best Cheap Car Insurance Companies in Elmira, OR

Take a look at a side-by-side comparison of the top car insurance companies in Elmira, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elmira, Oregon

Insurance Company Average Annual Rates
Allstate $4,207
American Family $3,262
Farmers $3,299
GEICO $2,919
Liberty Mutual $4,138
Nationwide $2,948
Progressive $3,207
State Farm $2,651
Travelers $2,598
USAA $2,600

Category Winners: Cheapest Car Insurance in Elmira, Oregon

Find the cheapest car insurance companies in Elmira, OR for each category right here.

Best Annual Car Insurance Rates by Company in Elmira, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Elmira, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elmira car insurance rates. Find the cheapest Elmira, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elmira, Oregon

Insurance Company Low Medium High
Allstate $4,045 $4,197 $4,378
American Family $3,245 $3,448 $3,092
Farmers $3,093 $3,256 $3,547
GEICO $2,670 $2,934 $3,152
Liberty Mutual $3,881 $4,128 $4,406
Nationwide $2,812 $3,027 $3,007
Progressive $3,092 $3,191 $3,336
State Farm $2,502 $2,655 $2,796
Travelers $2,451 $2,586 $2,757
USAA $2,485 $2,603 $2,712

Compare Car Insurance Quotes in Elmira, OR

Ready to find affordable Elmira, Oregon car insurance today? Enter your ZIP code for fast, free Elmira, OR car insurance quotes.

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