Compare Elmore, MN Car Insurance Rates (2021)

Car insurance in Elmore, MN averages $335 a month. Elmore, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Elmore car insurance rates, compare quotes from the top car insurance companies in Elmore, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elmore for teen drivers is State Farm
  • Average car insurance rates in Elmore, MN after a DUI are $5,482/year
  • Average car insurance rates in Elmore, MN are $4,022/year

If you need to buy Elmore, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Elmore, MN is right here.

You’ll find Elmore car insurance rates, the cheapest Elmore, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Elmore, Minnesota car insurance rates to Maple Grove car insurance rates, Duluth car insurance rates, and Rochester car insurance rates.

Ready to find affordable Elmore, MN car insurance today? Enter your ZIP code for fast, free Elmore car insurance quotes.

Cheapest Elmore, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elmore, MN car insurance rates? Every Elmore, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elmore, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,796 $2,687 $2,687 $6,432 $9,353 $3,403 $3,578
American Family $2,024 $2,024 $1,834 $1,834 $5,456 $7,932 $2,024 $2,288
Farmers $1,567 $1,565 $1,509 $1,595 $4,418 $4,454 $2,049 $1,978
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,845 $1,854 $1,643 $1,744 $4,665 $5,669 $2,161 $2,247
State Farm $1,223 $1,223 $1,090 $1,090 $2,637 $3,244 $1,416 $1,169
USAA $1,743 $1,737 $1,582 $1,590 $4,569 $5,027 $2,279 $2,435

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Minimum Car Insurance in Elmore, MN

Every driver must carry the minimum car insurance in Elmore, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Elmore, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Elmore, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elmore, MN. Compare credit history car insurance rates in Elmore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elmore, Minnesota

Insurance Company Poor Fair Good
Allstate $6,184 $3,355 $3,111
American Family $4,301 $2,892 $2,337
Farmers $2,994 $2,162 $2,020
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,244 $2,617 $2,324
State Farm $2,384 $1,459 $1,065
USAA $4,124 $2,002 $1,733

Cheapest Elmore, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elmore, MN to rates for a clean record with top companies.

Annual Elmore, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,052 $4,441 $5,363 $4,010
American Family $2,124 $3,892 $4,284 $2,407
Farmers $2,051 $2,577 $2,611 $2,328
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,167 $2,874 $3,306 $2,567
State Farm $1,505 $1,768 $1,636 $1,636
USAA $1,948 $2,472 $3,739 $2,320

Cheapest Elmore, MN Car Insurance for Teen Drivers

Teen car insurance in Elmore, MN can be expensive. Take a look at rates from the top car insurance companies in Elmore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elmore, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,432 $9,353
American Family $5,456 $7,932
Farmers $4,418 $4,454
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,665 $5,669
State Farm $2,637 $3,244
USAA $4,569 $5,027

Cheapest Elmore, MN Car Insurance for Seniors

Take a look at Elmore, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elmore, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,687 $2,687
American Family $1,834 $1,834
Farmers $1,509 $1,595
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,643 $1,744
State Farm $1,090 $1,090
USAA $1,582 $1,590

Cheapest Elmore, MN Car Insurance Rates After a DUI

A DUI in Elmore, MN increases car insurance rates. Compare Elmore, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elmore, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,363
American Family $4,284
Farmers $2,611
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,306
State Farm $1,636
USAA $3,739

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Cheapest Elmore, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elmore, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elmore, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $3,140 $3,214
Farmers $2,392 $2,392
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,728 $2,728
State Farm $1,592 $1,680
USAA $2,586 $2,654

The Best Cheap Car Insurance Companies in Elmore, MN

Take a look at a side-by-side comparison of the top car insurance companies in Elmore, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elmore, Minnesota

Insurance Company Average Annual Rates
Allstate $4,217
American Family $3,177
Farmers $2,392
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,729
State Farm $1,636
USAA $2,620

Category Winners: Cheapest Car Insurance in Elmore, Minnesota

Find the cheapest car insurance companies in Elmore, MN for each category right here.

Best Annual Car Insurance Rates by Company in Elmore, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Elmore, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elmore car insurance rates. Find the cheapest Elmore, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elmore, Minnesota

Insurance Company Low Medium High
Allstate $4,164 $4,213 $4,273
American Family $3,170 $3,265 $3,096
Farmers $2,301 $2,402 $2,473
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,582 $2,747 $2,857
State Farm $1,572 $1,641 $1,696
USAA $2,547 $2,618 $2,695

What affects car insurance rates in Elmore, Minnesota?

What factors can have an impact on Elmore, MN car insurance? There are several reasons why Elmore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elmore, Minnesota.

Commute Time in Elmore

The more time you spend in your car the higher the risk of an accident. The average commute length in Elmore, MN is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in Elmore, MN

Ready to find affordable Elmore, Minnesota car insurance today? Enter your ZIP code for fast, free Elmore, MN car insurance quotes.

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