Compare Elmore, OH Car Insurance Rates (2021)

Car insurance in Elmore, OH averages $216 a month. Elmore, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elmore car insurance rates, compare quotes from the top car insurance companies in Elmore, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elmore for teen drivers is USAA
  • Average car insurance rates in Elmore, OH are $2,597/year
  • Average car insurance rates in Elmore, OH after a DUI are $3,019/year

If you need to buy Elmore, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Elmore, OH is right here.

You’ll find Elmore car insurance rates, the cheapest Elmore, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Elmore, Ohio car insurance rates to Canton car insurance rates, Cincinnati car insurance rates, and Parma car insurance rates.

Ready to find affordable Elmore, OH car insurance today? Enter your ZIP code for fast, free Elmore car insurance quotes.

Cheapest Elmore, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elmore, OH car insurance rates? Every Elmore, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elmore, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,974 $1,963 $1,783 $1,903 $5,482 $6,279 $2,071 $2,210
American Family $922 $956 $851 $853 $2,968 $3,217 $1,145 $1,205
Farmers $1,801 $1,799 $1,586 $1,674 $8,085 $8,406 $2,022 $2,111
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,929 $2,106 $1,481 $1,806 $10,236 $11,562 $2,040 $2,225
Nationwide $1,953 $1,961 $1,767 $1,777 $5,036 $6,471 $2,089 $2,423
Progressive $1,417 $1,334 $1,181 $1,222 $6,332 $7,120 $1,692 $1,753
State Farm $1,401 $1,401 $1,259 $1,259 $4,446 $5,584 $1,630 $1,868
Travelers $1,361 $1,381 $1,355 $1,347 $5,900 $9,333 $1,419 $1,614
USAA $779 $786 $741 $741 $2,371 $2,640 $1,037 $1,121

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Minimum Car Insurance in Elmore, OH

Every driver must carry the minimum car insurance in Elmore, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Elmore, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elmore, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elmore, OH. Compare credit history car insurance rates in Elmore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elmore, Ohio

Insurance Company Poor Fair Good
Allstate $3,796 $2,767 $2,312
American Family $2,016 $1,369 $1,159
Farmers $3,889 $3,288 $3,130
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,972 $3,670 $2,877
Nationwide $3,538 $2,854 $2,413
Progressive $3,095 $2,676 $2,498
State Farm $3,357 $2,075 $1,636
Travelers $3,312 $2,884 $2,695
USAA $1,656 $1,174 $1,001

Cheapest Elmore, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elmore, OH to rates for a clean record with top companies.

Annual Elmore, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,487 $3,001 $3,531 $2,814
American Family $1,451 $1,536 $1,536 $1,536
Farmers $2,832 $3,649 $3,559 $3,703
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,501 $4,507 $4,596 $4,089
Nationwide $2,360 $2,991 $3,783 $2,605
Progressive $2,376 $3,234 $2,532 $2,883
State Farm $2,143 $2,570 $2,356 $2,356
Travelers $2,181 $2,844 $4,293 $2,537
USAA $985 $1,316 $1,718 $1,089

Cheapest Elmore, OH Car Insurance for Teen Drivers

Teen car insurance in Elmore, OH can be expensive. Take a look at rates from the top car insurance companies in Elmore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elmore, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,482 $6,279
American Family $2,968 $3,217
Farmers $8,085 $8,406
GEICO $3,091 $2,874
Liberty Mutual $10,236 $11,562
Nationwide $5,036 $6,471
Progressive $6,332 $7,120
State Farm $4,446 $5,584
Travelers $5,900 $9,333
USAA $2,371 $2,640

Cheapest Elmore, OH Car Insurance for Seniors

Take a look at Elmore, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elmore, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,783 $1,903
American Family $851 $853
Farmers $1,586 $1,674
GEICO $1,096 $1,110
Liberty Mutual $1,481 $1,806
Nationwide $1,767 $1,777
Progressive $1,181 $1,222
State Farm $1,259 $1,259
Travelers $1,355 $1,347
USAA $741 $741

Cheapest Elmore, OH Car Insurance Rates After a DUI

A DUI in Elmore, OH increases car insurance rates. Compare Elmore, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elmore, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,531
American Family $1,536
Farmers $3,559
GEICO $2,282
Liberty Mutual $4,596
Nationwide $3,783
Progressive $2,532
State Farm $2,356
Travelers $4,293
USAA $1,718

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Cheapest Elmore, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elmore, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elmore, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,958 $2,958
American Family $1,496 $1,533
Farmers $3,436 $3,436
GEICO $1,575 $1,629
Liberty Mutual $4,173 $4,173
Nationwide $2,935 $2,935
Progressive $2,756 $2,756
State Farm $2,297 $2,415
Travelers $2,964 $2,964
USAA $1,229 $1,325

The Best Cheap Car Insurance Companies in Elmore, OH

Take a look at a side-by-side comparison of the top car insurance companies in Elmore, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elmore, Ohio

Insurance Company Average Annual Rates
Allstate $2,958
American Family $1,515
Farmers $3,436
GEICO $1,602
Liberty Mutual $4,173
Nationwide $2,935
Progressive $2,756
State Farm $2,356
Travelers $2,964
USAA $1,277

Category Winners: Cheapest Car Insurance in Elmore, Ohio

Find the cheapest car insurance companies in Elmore, OH for each category right here.

Best Annual Car Insurance Rates by Company in Elmore, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Elmore, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elmore car insurance rates. Find the cheapest Elmore, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elmore, Ohio

Insurance Company Low Medium High
Allstate $2,867 $2,952 $3,055
American Family $1,482 $1,526 $1,536
Farmers $3,249 $3,379 $3,679
GEICO $1,548 $1,595 $1,665
Liberty Mutual $3,999 $4,197 $4,325
Nationwide $3,226 $2,846 $2,732
Progressive $2,651 $2,733 $2,886
State Farm $2,233 $2,364 $2,472
Travelers $2,877 $3,004 $3,009
USAA $1,223 $1,276 $1,333

What affects car insurance rates in Elmore, Ohio?

What factors can have an impact on Elmore, OH car insurance? There are several reasons why Elmore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elmore, Ohio.

Commute Time in Elmore

The more time you spend in your car the higher the risk of an accident. The average commute length in Elmore, OH is 24.4 minutes according to City-Data.

Compare Car Insurance Quotes in Elmore, OH

Ready to find affordable Elmore, Ohio car insurance today? Enter your ZIP code for fast, free Elmore, OH car insurance quotes.

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