Compare Elmsford, NY Car Insurance Rates (2021)

Car insurance in Elmsford, NY averages $404 a month. Elmsford, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Elmsford car insurance rates, compare quotes from the top car insurance companies in Elmsford, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Elmsford, NY are $4,850/year
  • The cheapest car insurance company in Elmsford is GEICO
  • Average car insurance rates in Elmsford, NY after a DUI are $6,462/year

If you need to buy Elmsford, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Elmsford, NY is right here.

You’ll find Elmsford car insurance rates, the cheapest Elmsford, NY car insurance companies, and information on New York car insurance laws. You can also compare Elmsford, New York car insurance rates to Utica car insurance rates, Syracuse car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Elmsford, NY car insurance today? Enter your ZIP code for fast, free Elmsford car insurance quotes.

Cheapest Elmsford, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elmsford, NY car insurance rates? Every Elmsford, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elmsford, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,277 $3,066 $3,081 $3,127 $9,773 $10,508 $3,205 $3,220
GEICO $1,948 $1,877 $1,898 $1,870 $4,223 $6,275 $1,750 $1,803
Liberty Mutual $5,239 $5,239 $4,877 $4,877 $10,203 $14,794 $5,239 $5,569
Nationwide $3,389 $3,389 $3,190 $3,190 $6,238 $9,362 $3,389 $4,371
Progressive $3,027 $2,763 $2,362 $2,419 $10,524 $11,586 $3,882 $3,712
State Farm $3,064 $3,064 $2,688 $2,688 $9,082 $11,194 $3,386 $3,589
Travelers $3,743 $3,746 $3,447 $3,674 $9,055 $10,858 $3,965 $4,108
USAA $2,279 $2,236 $2,073 $2,069 $9,382 $11,143 $2,920 $3,224

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Elmsford, NY

Every driver must carry the minimum car insurance in Elmsford, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Elmsford, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Elmsford, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elmsford, NY. Compare credit history car insurance rates in Elmsford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elmsford, New York

Insurance Company Poor Fair Good
Allstate $7,060 $4,117 $3,545
GEICO $3,391 $2,490 $2,235
Liberty Mutual $9,804 $6,411 $4,800
Nationwide $4,565 $4,565 $4,565
Progressive $8,088 $4,064 $2,951
State Farm $6,836 $4,290 $3,407
Travelers $7,410 $4,600 $3,963
USAA $6,792 $3,430 $3,026

Cheapest Elmsford, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elmsford, NY to rates for a clean record with top companies.

Annual Elmsford, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,139 $4,139 $6,100 $5,251
GEICO $2,090 $2,280 $4,363 $2,090
Liberty Mutual $5,562 $5,562 $11,332 $5,562
Nationwide $3,456 $3,456 $7,808 $3,538
Progressive $4,887 $4,887 $5,443 $4,921
State Farm $4,603 $4,603 $5,086 $5,086
Travelers $4,508 $5,705 $5,789 $5,296
USAA $3,918 $3,983 $5,779 $3,983

Cheapest Elmsford, NY Car Insurance for Teen Drivers

Teen car insurance in Elmsford, NY can be expensive. Take a look at rates from the top car insurance companies in Elmsford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elmsford, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,773 $10,508
GEICO $4,223 $6,275
Liberty Mutual $10,203 $14,794
Nationwide $6,238 $9,362
Progressive $10,524 $11,586
State Farm $9,082 $11,194
Travelers $9,055 $10,858
USAA $9,382 $11,143

Cheapest Elmsford, NY Car Insurance for Seniors

Take a look at Elmsford, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elmsford, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,081 $3,127
GEICO $1,898 $1,870
Liberty Mutual $4,877 $4,877
Nationwide $3,190 $3,190
Progressive $2,362 $2,419
State Farm $2,688 $2,688
Travelers $3,447 $3,674
USAA $2,073 $2,069

Cheapest Elmsford, NY Car Insurance Rates After a DUI

A DUI in Elmsford, NY increases car insurance rates. Compare Elmsford, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elmsford, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,100
GEICO $4,363
Liberty Mutual $11,332
Nationwide $7,808
Progressive $5,443
State Farm $5,086
Travelers $5,789
USAA $5,779

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Elmsford, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elmsford, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elmsford, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,839 $4,976
GEICO $2,625 $2,786
Liberty Mutual $6,802 $7,208
Nationwide $4,565 $4,565
Progressive $5,035 $5,035
State Farm $4,671 $5,018
Travelers $5,324 $5,324
USAA $4,371 $4,460

The Best Cheap Car Insurance Companies in Elmsford, NY

Take a look at a side-by-side comparison of the top car insurance companies in Elmsford, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elmsford, New York

Insurance Company Average Annual Rates
Allstate $4,907
GEICO $2,705
Liberty Mutual $7,005
Nationwide $4,565
Progressive $5,035
State Farm $4,845
Travelers $5,324
USAA $4,416

Category Winners: Cheapest Car Insurance in Elmsford, New York

Find the cheapest car insurance companies in Elmsford, NY for each category right here.

Best Annual Car Insurance Rates by Company in Elmsford, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Elmsford, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elmsford car insurance rates. Find the cheapest Elmsford, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elmsford, New York

Insurance Company Low Medium High
Allstate $4,598 $4,886 $5,237
GEICO $2,545 $2,695 $2,876
Liberty Mutual $6,678 $6,987 $7,350
Nationwide $4,255 $4,521 $4,917
Progressive $4,743 $5,000 $5,360
State Farm $4,545 $4,877 $5,112
Travelers $5,002 $5,260 $5,712
USAA $4,254 $4,387 $4,607

What affects car insurance rates in Elmsford, New York?

What factors can have an impact on Elmsford, NY car insurance? There are several reasons why Elmsford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elmsford, New York.

Commute Time in Elmsford

The more time you spend in your car the higher the risk of an accident. The average commute length in Elmsford, NY is 28.9 minutes according to City-Data.

Compare Car Insurance Quotes in Elmsford, NY

Ready to find affordable Elmsford, New York car insurance today? Enter your ZIP code for fast, free Elmsford, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption