Compare Elmwood, LA Car Insurance Rates (2021)

Car insurance in Elmwood, LA averages $579 a month. Elmwood, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Elmwood car insurance rates, compare quotes from the top car insurance companies in Elmwood, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Elmwood is 70123
  • The cheapest car insurance company in Elmwood is USAA
  • Average car insurance rates in Elmwood, LA are $6,944/year

If you need to buy Elmwood, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Elmwood, LA is right here.

You’ll find Elmwood car insurance rates, the cheapest Elmwood, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Elmwood, Louisiana car insurance rates to Monroe car insurance rates, Houma car insurance rates, and Baton Rouge car insurance rates.

Ready to find affordable Elmwood, LA car insurance today? Enter your ZIP code for fast, free Elmwood car insurance quotes.

Cheapest Elmwood, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elmwood, LA car insurance rates? Every Elmwood, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elmwood, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,350 $4,350 $4,493 $4,493 $9,448 $11,875 $4,796 $5,194
GEICO $4,244 $4,897 $5,119 $6,326 $15,707 $16,445 $4,078 $3,909
Progressive $6,305 $5,939 $5,268 $5,664 $23,385 $26,055 $7,181 $7,234
State Farm $3,248 $3,248 $2,993 $2,993 $9,222 $11,552 $3,625 $4,051
USAA $3,032 $2,977 $2,972 $2,938 $9,364 $10,956 $3,730 $4,085

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Minimum Car Insurance in Elmwood, LA

Every driver must carry the minimum car insurance in Elmwood, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Elmwood, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elmwood, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elmwood, LA. Compare credit history car insurance rates in Elmwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elmwood, Louisiana

Insurance Company Poor Fair Good
Allstate $8,024 $5,522 $4,828
GEICO $9,035 $7,836 $5,901
Progressive $12,389 $10,511 $9,737
State Farm $7,090 $4,568 $3,692
USAA $6,898 $4,424 $3,698

Cheapest Elmwood, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elmwood, LA to rates for a clean record with top companies.

Annual Elmwood, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,834 $7,380 $6,594 $5,692
GEICO $5,150 $8,310 $10,291 $6,612
Progressive $9,094 $12,050 $11,724 $10,647
State Farm $4,687 $5,546 $5,117 $5,117
USAA $3,807 $5,322 $6,345 $4,554

Cheapest Elmwood, LA Car Insurance for Teen Drivers

Teen car insurance in Elmwood, LA can be expensive. Take a look at rates from the top car insurance companies in Elmwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elmwood, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,448 $11,875
GEICO $15,707 $16,445
Progressive $23,385 $26,055
State Farm $9,222 $11,552
USAA $9,364 $10,956

Cheapest Elmwood, LA Car Insurance for Seniors

Take a look at Elmwood, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elmwood, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,493 $4,493
GEICO $5,119 $6,326
Progressive $5,268 $5,664
State Farm $2,993 $2,993
USAA $2,972 $2,938

Cheapest Elmwood, LA Car Insurance Rates After a DUI

A DUI in Elmwood, LA increases car insurance rates. Compare Elmwood, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elmwood, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,594
GEICO $10,291
Progressive $11,724
State Farm $5,117
USAA $6,345

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Cheapest Elmwood, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elmwood, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elmwood, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,125 $6,125
GEICO $7,434 $7,747
Progressive $10,879 $10,879
State Farm $4,979 $5,254
USAA $4,852 $5,162

Cheapest Elmwood, LA Car Insurance Rates by ZIP Code

Elmwood car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Elmwood, LA.

Annual Car Insurance Rates by ZIP Code in Elmwood, Louisiana

ZIP Code Average Annual Rates
70121 $6,612
70123 $6,462

The Best Cheap Car Insurance Companies in Elmwood, LA

Take a look at a side-by-side comparison of the top car insurance companies in Elmwood, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elmwood, Louisiana

Insurance Company Average Annual Rates
Allstate $6,125
GEICO $7,591
Progressive $10,879
State Farm $5,117
USAA $5,007

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Category Winners: Cheapest Car Insurance in Elmwood, Louisiana

Find the cheapest car insurance companies in Elmwood, LA for each category right here.

Best Annual Car Insurance Rates by Company in Elmwood, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Elmwood, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elmwood car insurance rates. Find the cheapest Elmwood, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elmwood, Louisiana

Insurance Company Low Medium High
Allstate $5,284 $6,241 $6,849
GEICO $6,100 $7,616 $9,056
Progressive $8,891 $10,778 $12,968
State Farm $4,384 $5,104 $5,862
USAA $4,300 $5,088 $5,633

What affects car insurance rates in Elmwood, Louisiana?

What factors can have an impact on Elmwood, LA car insurance? There are several reasons why Elmwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elmwood, Louisiana.

Commute Time in Elmwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Elmwood, LA is 21.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Elmwood, LA

Ready to find affordable Elmwood, Louisiana car insurance today? Enter your ZIP code for fast, free Elmwood, LA car insurance quotes.

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