Compare Elmwood, TN Car Insurance Rates (2021)

Car insurance in Elmwood, TN averages $301 a month. Elmwood, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Elmwood car insurance rates, compare quotes from the top car insurance companies in Elmwood, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elmwood for teen drivers is State Farm
  • The cheapest car insurance company in Elmwood is USAA
  • Average car insurance rates in Elmwood, TN after a DUI are $4,224/year

If you need to buy Elmwood, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Elmwood, TN is right here.

You’ll find Elmwood car insurance rates, the cheapest Elmwood, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Elmwood, Tennessee car insurance rates to Hendersonville car insurance rates, Franklin car insurance rates, and Murfreesboro car insurance rates.

Ready to find affordable Elmwood, TN car insurance today? Enter your ZIP code for fast, free Elmwood car insurance quotes.

Cheapest Elmwood, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elmwood, TN car insurance rates? Every Elmwood, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elmwood, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,575 $2,472 $2,325 $2,413 $9,746 $10,639 $2,736 $2,823
Farmers $2,002 $2,033 $1,797 $1,951 $7,996 $8,459 $2,695 $2,890
GEICO $2,171 $2,194 $2,002 $2,002 $6,509 $6,636 $2,201 $2,270
Liberty Mutual $3,584 $129 $2,939 $3,279 $14,466 $16,070 $3,853 $4,120
Nationwide $2,076 $2,095 $1,860 $1,893 $5,610 $7,244 $2,381 $2,590
Progressive $1,884 $1,780 $1,532 $1,603 $8,444 $9,513 $2,274 $2,492
State Farm $1,607 $1,607 $1,439 $1,439 $4,812 $6,013 $1,813 $2,117
Travelers $1,869 $1,966 $1,696 $1,805 $5,285 $6,537 $1,993 $2,098
USAA $1,459 $1,484 $1,317 $1,316 $5,185 $5,947 $1,900 $2,026

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Minimum Car Insurance in Elmwood, TN

Every driver must carry the minimum car insurance in Elmwood, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Elmwood, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Elmwood, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elmwood, TN. Compare credit history car insurance rates in Elmwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elmwood, Tennessee

Insurance Company Poor Fair Good
Allstate $5,687 $4,370 $3,341
Farmers $4,435 $3,468 $3,281
GEICO $3,688 $3,156 $2,901
Liberty Mutual $8,691 $5,316 $4,158
Nationwide $3,876 $3,066 $2,714
Progressive $4,153 $3,577 $3,341
State Farm $3,784 $2,270 $1,763
Travelers $3,696 $2,905 $2,117
USAA $3,741 $2,190 $1,806

Cheapest Elmwood, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elmwood, TN to rates for a clean record with top companies.

Annual Elmwood, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,740 $4,458 $5,388 $4,278
Farmers $3,180 $3,945 $4,028 $3,760
GEICO $2,351 $3,161 $5,129 $2,351
Liberty Mutual $4,910 $7,071 $6,585 $5,652
Nationwide $2,786 $2,786 $4,181 $3,123
Progressive $3,250 $4,218 $3,461 $3,832
State Farm $2,381 $2,830 $2,606 $2,606
Travelers $2,355 $3,031 $3,337 $2,901
USAA $1,878 $2,809 $3,305 $2,326

Cheapest Elmwood, TN Car Insurance for Teen Drivers

Teen car insurance in Elmwood, TN can be expensive. Take a look at rates from the top car insurance companies in Elmwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elmwood, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,746 $10,639
Farmers $7,996 $8,459
GEICO $6,509 $6,636
Liberty Mutual $14,466 $16,070
Nationwide $5,610 $7,244
Progressive $8,444 $9,513
State Farm $4,812 $6,013
Travelers $5,285 $6,537
USAA $5,185 $5,947

Cheapest Elmwood, TN Car Insurance for Seniors

Take a look at Elmwood, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elmwood, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,325 $2,413
Farmers $1,797 $1,951
GEICO $2,002 $2,002
Liberty Mutual $2,939 $3,279
Nationwide $1,860 $1,893
Progressive $1,532 $1,603
State Farm $1,439 $1,439
Travelers $1,696 $1,805
USAA $1,317 $1,316

Cheapest Elmwood, TN Car Insurance Rates After a DUI

A DUI in Elmwood, TN increases car insurance rates. Compare Elmwood, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elmwood, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,388
Farmers $4,028
GEICO $5,129
Liberty Mutual $6,585
Nationwide $4,181
Progressive $3,461
State Farm $2,606
Travelers $3,337
USAA $3,305

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Cheapest Elmwood, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elmwood, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elmwood, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,466 $4,466
Farmers $3,728 $3,728
GEICO $3,230 $3,266
Liberty Mutual $6,055 $6,055
Nationwide $3,219 $3,219
Progressive $3,690 $3,690
State Farm $2,546 $2,666
Travelers $2,791 $3,021
USAA $2,507 $2,652

The Best Cheap Car Insurance Companies in Elmwood, TN

Take a look at a side-by-side comparison of the top car insurance companies in Elmwood, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elmwood, Tennessee

Insurance Company Average Annual Rates
Allstate $4,466
Farmers $3,728
GEICO $3,248
Liberty Mutual $6,055
Nationwide $3,219
Progressive $3,690
State Farm $2,606
Travelers $2,906
USAA $2,579

Category Winners: Cheapest Car Insurance in Elmwood, Tennessee

Find the cheapest car insurance companies in Elmwood, TN for each category right here.

Best Annual Car Insurance Rates by Company in Elmwood, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Elmwood, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elmwood car insurance rates. Find the cheapest Elmwood, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elmwood, Tennessee

Insurance Company Low Medium High
Allstate $4,304 $4,455 $4,640
Farmers $3,548 $3,713 $3,923
GEICO $3,104 $3,241 $3,399
Liberty Mutual $5,815 $6,053 $6,297
Nationwide $3,248 $3,149 $3,259
Progressive $3,480 $3,689 $3,901
State Farm $2,483 $2,615 $2,720
Travelers $2,745 $2,905 $3,068
USAA $2,501 $2,571 $2,666

Compare Car Insurance Quotes in Elmwood, TN

Ready to find affordable Elmwood, Tennessee car insurance today? Enter your ZIP code for fast, free Elmwood, TN car insurance quotes.

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