Compare Elmwood, WI Car Insurance Rates (2021)

Car insurance in Elmwood, WI averages $257 a month. Elmwood, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Elmwood car insurance rates, compare quotes from the top car insurance companies in Elmwood, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elmwood is American Family
  • The cheapest car insurance company in Elmwood for teen drivers is American Family
  • Average car insurance rates in Elmwood, WI are $3,082/year

If you need to buy Elmwood, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Elmwood, WI is right here.

You’ll find Elmwood car insurance rates, the cheapest Elmwood, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Elmwood, Wisconsin car insurance rates to Janesville car insurance rates, Oshkosh car insurance rates, and Kenosha car insurance rates.

Ready to find affordable Elmwood, WI car insurance today? Enter your ZIP code for fast, free Elmwood car insurance quotes.

Cheapest Elmwood, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elmwood, WI car insurance rates? Every Elmwood, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elmwood, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,270 $2,392 $2,096 $2,314 $7,380 $9,435 $2,309 $2,513
American Family $1,077 $1,130 $1,006 $1,018 $3,100 $3,435 $1,275 $1,363
Farmers $1,868 $1,873 $1,657 $1,753 $8,731 $9,067 $2,112 $2,211
GEICO $1,386 $1,513 $1,403 $1,579 $4,471 $4,822 $1,286 $1,337
Liberty Mutual $2,092 $2,301 $1,700 $1,944 $6,027 $6,784 $2,229 $2,436
Nationwide $4,001 $4,226 $3,295 $3,483 $7,941 $12,115 $4,852 $5,819
Progressive $1,850 $1,783 $1,514 $1,567 $6,628 $7,509 $2,226 $2,411
State Farm $1,424 $1,424 $1,253 $1,253 $3,871 $4,918 $1,601 $1,817
USAA $1,373 $1,376 $1,238 $1,268 $3,424 $3,987 $1,790 $1,974

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Minimum Car Insurance in Elmwood, WI

Every driver must carry the minimum car insurance in Elmwood, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Elmwood, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Elmwood, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elmwood, WI. Compare credit history car insurance rates in Elmwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elmwood, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,042 $3,469 $3,004
American Family $2,240 $1,479 $1,307
Farmers $4,138 $3,495 $3,344
GEICO $2,921 $2,082 $1,671
Liberty Mutual $4,634 $2,751 $2,181
Nationwide $6,427 $5,361 $5,361
Progressive $3,654 $3,066 $2,837
State Farm $3,275 $1,880 $1,431
USAA $3,174 $1,663 $1,325

Cheapest Elmwood, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elmwood, WI to rates for a clean record with top companies.

Annual Elmwood, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,309 $4,028 $3,890
American Family $1,601 $1,700 $1,700 $1,700
Farmers $3,186 $4,018 $3,820 $3,612
GEICO $1,560 $2,496 $2,797 $2,046
Liberty Mutual $2,466 $3,422 $3,602 $3,266
Nationwide $4,832 $5,590 $6,852 $5,590
Progressive $2,925 $3,514 $3,028 $3,277
State Farm $2,031 $2,359 $2,195 $2,195
USAA $1,613 $2,024 $2,739 $1,838

Cheapest Elmwood, WI Car Insurance for Teen Drivers

Teen car insurance in Elmwood, WI can be expensive. Take a look at rates from the top car insurance companies in Elmwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elmwood, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,380 $9,435
American Family $3,100 $3,435
Farmers $8,731 $9,067
GEICO $4,471 $4,822
Liberty Mutual $6,027 $6,784
Nationwide $7,941 $12,115
Progressive $6,628 $7,509
State Farm $3,871 $4,918
USAA $3,424 $3,987

Cheapest Elmwood, WI Car Insurance for Seniors

Take a look at Elmwood, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elmwood, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,096 $2,314
American Family $1,006 $1,018
Farmers $1,657 $1,753
GEICO $1,403 $1,579
Liberty Mutual $1,700 $1,944
Nationwide $3,295 $3,483
Progressive $1,514 $1,567
State Farm $1,253 $1,253
USAA $1,238 $1,268

Cheapest Elmwood, WI Car Insurance Rates After a DUI

A DUI in Elmwood, WI increases car insurance rates. Compare Elmwood, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elmwood, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,028
American Family $1,700
Farmers $3,820
GEICO $2,797
Liberty Mutual $3,602
Nationwide $6,852
Progressive $3,028
State Farm $2,195
USAA $2,739

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Cheapest Elmwood, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elmwood, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elmwood, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,746 $3,931
American Family $1,647 $1,704
Farmers $3,659 $3,659
GEICO $2,176 $2,273
Liberty Mutual $3,189 $3,189
Nationwide $5,716 $5,716
Progressive $3,186 $3,186
State Farm $2,141 $2,249
USAA $2,027 $2,081

The Best Cheap Car Insurance Companies in Elmwood, WI

Take a look at a side-by-side comparison of the top car insurance companies in Elmwood, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elmwood, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,839
American Family $1,675
Farmers $3,659
GEICO $2,225
Liberty Mutual $3,189
Nationwide $5,716
Progressive $3,186
State Farm $2,195
USAA $2,054

Category Winners: Cheapest Car Insurance in Elmwood, Wisconsin

Find the cheapest car insurance companies in Elmwood, WI for each category right here.

Best Annual Car Insurance Rates by Company in Elmwood, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Elmwood, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elmwood car insurance rates. Find the cheapest Elmwood, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elmwood, Wisconsin

Insurance Company Low Medium High
Allstate $3,678 $3,830 $4,008
American Family $1,657 $1,690 $1,679
Farmers $3,368 $3,630 $3,980
GEICO $2,111 $2,224 $2,339
Liberty Mutual $2,979 $3,215 $3,373
Nationwide $5,566 $5,714 $5,869
Progressive $3,028 $3,207 $3,323
State Farm $2,083 $2,201 $2,301
USAA $1,983 $2,055 $2,123

What affects car insurance rates in Elmwood, Wisconsin?

What factors can have an impact on Elmwood, WI car insurance? There are several reasons why Elmwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elmwood, Wisconsin.

Commute Time in Elmwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Elmwood, WI is 20.1 minutes according to City-Data.

Compare Car Insurance Quotes in Elmwood, WI

Ready to find affordable Elmwood, Wisconsin car insurance today? Enter your ZIP code for fast, free Elmwood, WI car insurance quotes.

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