Compare Elnora, IN Car Insurance Rates (2021)

Car insurance in Elnora, IN averages $276 a month. Elnora, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elnora car insurance rates, compare quotes from the top car insurance companies in Elnora, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elnora is USAA
  • The cheapest car insurance company in Elnora for teen drivers is USAA
  • Average car insurance rates in Elnora, IN after a DUI are $3,934/year

If you need to buy Elnora, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Elnora, IN is right here.

You’ll find Elnora car insurance rates, the cheapest Elnora, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Elnora, Indiana car insurance rates to Gary car insurance rates, Fishers car insurance rates, and Carmel car insurance rates.

Ready to find affordable Elnora, IN car insurance today? Enter your ZIP code for fast, free Elnora car insurance quotes.

Cheapest Elnora, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elnora, IN car insurance rates? Every Elnora, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elnora, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,497 $2,571 $2,178 $2,388 $7,355 $9,259 $2,563 $2,784
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,521 $1,502 $1,304 $1,461 $8,042 $8,563 $1,994 $2,158
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,976 $3,976 $3,651 $3,651 $8,754 $13,239 $3,976 $5,466
Nationwide $1,656 $1,694 $1,451 $1,550 $4,839 $6,287 $1,944 $2,127
Progressive $1,681 $1,597 $1,517 $1,530 $9,718 $10,944 $2,109 $2,160
State Farm $1,506 $1,506 $1,329 $1,329 $4,397 $5,650 $1,658 $1,845
Travelers $1,247 $1,269 $1,168 $1,166 $7,538 $11,813 $1,318 $1,536
USAA $982 $970 $907 $919 $2,683 $3,017 $1,329 $1,431

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Minimum Car Insurance in Elnora, IN

Every driver must carry the minimum car insurance in Elnora, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Elnora, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elnora, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elnora, IN. Compare credit history car insurance rates in Elnora from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elnora, Indiana

Insurance Company Poor Fair Good
Allstate $4,916 $3,632 $3,301
American Family $5,078 $3,306 $2,769
Farmers $3,876 $3,156 $2,922
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,772 $5,058 $4,678
Nationwide $3,067 $2,591 $2,423
Progressive $4,318 $3,812 $3,590
State Farm $3,501 $2,088 $1,619
Travelers $3,771 $3,189 $3,185
USAA $2,071 $1,358 $1,161

Cheapest Elnora, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elnora, IN to rates for a clean record with top companies.

Annual Elnora, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,176 $4,626 $4,248 $3,749
American Family $2,562 $4,085 $5,171 $3,052
Farmers $2,969 $3,462 $3,563 $3,278
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,581 $5,380 $8,346 $5,037
Nationwide $2,316 $2,986 $2,863 $2,609
Progressive $2,934 $5,114 $3,500 $4,080
State Farm $2,349 $2,563 $2,349 $2,349
Travelers $2,868 $3,554 $4,028 $3,077
USAA $1,159 $1,641 $1,884 $1,435

Cheapest Elnora, IN Car Insurance for Teen Drivers

Teen car insurance in Elnora, IN can be expensive. Take a look at rates from the top car insurance companies in Elnora for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elnora, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,355 $9,259
American Family $6,331 $9,225
Farmers $8,042 $8,563
GEICO $4,871 $4,549
Liberty Mutual $8,754 $13,239
Nationwide $4,839 $6,287
Progressive $9,718 $10,944
State Farm $4,397 $5,650
Travelers $7,538 $11,813
USAA $2,683 $3,017

Cheapest Elnora, IN Car Insurance for Seniors

Take a look at Elnora, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elnora, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,178 $2,388
American Family $2,107 $2,107
Farmers $1,304 $1,461
GEICO $1,547 $1,591
Liberty Mutual $3,651 $3,651
Nationwide $1,451 $1,550
Progressive $1,517 $1,530
State Farm $1,329 $1,329
Travelers $1,168 $1,166
USAA $907 $919

Cheapest Elnora, IN Car Insurance Rates After a DUI

A DUI in Elnora, IN increases car insurance rates. Compare Elnora, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elnora, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,248
American Family $5,171
Farmers $3,563
GEICO $3,385
Liberty Mutual $8,346
Nationwide $2,863
Progressive $3,500
State Farm $2,349
Travelers $4,028
USAA $1,884

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Cheapest Elnora, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elnora, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elnora, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,949 $3,949
American Family $3,673 $3,762
Farmers $3,318 $3,318
GEICO $2,392 $2,483
Liberty Mutual $5,680 $5,992
Nationwide $2,693 $2,693
Progressive $3,907 $3,907
State Farm $2,334 $2,471
Travelers $3,382 $3,382
USAA $1,509 $1,550

The Best Cheap Car Insurance Companies in Elnora, IN

Take a look at a side-by-side comparison of the top car insurance companies in Elnora, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elnora, Indiana

Insurance Company Average Annual Rates
Allstate $3,949
American Family $3,717
Farmers $3,318
GEICO $2,438
Liberty Mutual $5,836
Nationwide $2,693
Progressive $3,907
State Farm $2,403
Travelers $3,382
USAA $1,530

Category Winners: Cheapest Car Insurance in Elnora, Indiana

Find the cheapest car insurance companies in Elnora, IN for each category right here.

Best Annual Car Insurance Rates by Company in Elnora, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Elnora, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elnora car insurance rates. Find the cheapest Elnora, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elnora, Indiana

Insurance Company Low Medium High
Allstate $3,767 $3,935 $4,147
American Family $3,702 $3,842 $3,608
Farmers $3,203 $3,311 $3,441
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,675 $5,824 $6,009
Nationwide $2,740 $2,672 $2,668
Progressive $3,703 $3,849 $4,169
State Farm $2,302 $2,401 $2,505
Travelers $3,332 $3,413 $3,400
USAA $1,484 $1,527 $1,579

What affects car insurance rates in Elnora, Indiana?

What factors can have an impact on Elnora, IN car insurance? There are several reasons why Elnora car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elnora, Indiana.

Commute Time in Elnora

The more time you spend in your car the higher the risk of an accident. The average commute length in Elnora, IN is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in Elnora, IN

Ready to find affordable Elnora, Indiana car insurance today? Enter your ZIP code for fast, free Elnora, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State