Compare Elrama, PA Car Insurance Rates (2021)

Car insurance in Elrama, PA averages $317 a month. Elrama, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Elrama car insurance rates, compare quotes from the top car insurance companies in Elrama, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Elrama for teen drivers is USAA
  • Average car insurance rates in Elrama, PA after a DUI are $4,168/year
  • The cheapest car insurance company in Elrama is USAA

If you need to buy Elrama, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Elrama, PA is right here.

You’ll find Elrama car insurance rates, the cheapest Elrama, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Elrama, Pennsylvania car insurance rates to Pittsburgh car insurance rates, Harrisburg car insurance rates, and York car insurance rates.

Ready to find affordable Elrama, PA car insurance today? Enter your ZIP code for fast, free Elrama car insurance quotes.

Cheapest Elrama, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elrama, PA car insurance rates? Every Elrama, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elrama, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,442 $2,442 $2,265 $2,265 $8,507 $8,507 $2,675 $2,675
GEICO $1,822 $1,578 $1,727 $1,497 $4,609 $3,997 $1,828 $1,583
Liberty Mutual $3,432 $3,432 $3,146 $3,146 $9,981 $9,981 $4,351 $4,351
Nationwide $1,815 $1,815 $1,720 $1,720 $5,158 $5,158 $2,038 $2,038
Progressive $2,642 $2,642 $2,363 $2,363 $8,731 $8,731 $3,377 $3,377
State Farm $1,736 $1,736 $1,530 $1,530 $5,898 $5,898 $1,915 $1,915
Travelers $1,607 $1,607 $1,751 $1,751 $24,175 $24,175 $1,917 $1,917
USAA $1,161 $1,161 $1,050 $1,050 $3,533 $3,533 $1,545 $1,545

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Elrama, PA

Every driver must carry the minimum car insurance in Elrama, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Elrama, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Elrama, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elrama, PA. Compare credit history car insurance rates in Elrama from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elrama, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,068 $3,793 $3,056
GEICO $3,492 $1,972 $1,526
Liberty Mutual $6,672 $4,785 $4,226
Nationwide $3,143 $2,591 $2,314
Progressive $5,653 $3,981 $3,201
State Farm $3,945 $2,440 $1,924
Travelers $7,983 $7,245 $6,860
USAA $2,282 $1,690 $1,495

Cheapest Elrama, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elrama, PA to rates for a clean record with top companies.

Annual Elrama, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,797 $4,497 $3,797 $3,797
GEICO $1,721 $2,936 $2,292 $2,371
Liberty Mutual $4,755 $5,478 $5,339 $5,339
Nationwide $1,937 $2,594 $3,610 $2,589
Progressive $3,871 $5,389 $3,980 $3,873
State Farm $2,535 $3,004 $2,770 $2,770
Travelers $5,192 $7,433 $9,392 $7,433
USAA $1,463 $2,025 $2,165 $1,635

Cheapest Elrama, PA Car Insurance for Teen Drivers

Teen car insurance in Elrama, PA can be expensive. Take a look at rates from the top car insurance companies in Elrama for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elrama, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,507 $8,507
GEICO $4,609 $3,997
Liberty Mutual $9,981 $9,981
Nationwide $5,158 $5,158
Progressive $8,731 $8,731
State Farm $5,898 $5,898
Travelers $24,175 $24,175
USAA $3,533 $3,533

Cheapest Elrama, PA Car Insurance for Seniors

Take a look at Elrama, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elrama, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,265 $2,265
GEICO $1,727 $1,497
Liberty Mutual $3,146 $3,146
Nationwide $1,720 $1,720
Progressive $2,363 $2,363
State Farm $1,530 $1,530
Travelers $1,751 $1,751
USAA $1,050 $1,050

Cheapest Elrama, PA Car Insurance Rates After a DUI

A DUI in Elrama, PA increases car insurance rates. Compare Elrama, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elrama, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,797
GEICO $2,292
Liberty Mutual $5,339
Nationwide $3,610
Progressive $3,980
State Farm $2,770
Travelers $9,392
USAA $2,165

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Elrama, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elrama, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elrama, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,890 $4,055
GEICO $2,295 $2,365
Liberty Mutual $5,094 $5,361
Nationwide $2,683 $2,683
Progressive $4,278 $4,278
State Farm $2,681 $2,858
Travelers $7,362 $7,362
USAA $1,770 $1,874

The Best Cheap Car Insurance Companies in Elrama, PA

Take a look at a side-by-side comparison of the top car insurance companies in Elrama, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elrama, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,972
GEICO $2,330
Liberty Mutual $5,228
Nationwide $2,683
Progressive $4,278
State Farm $2,770
Travelers $7,362
USAA $1,822

Category Winners: Cheapest Car Insurance in Elrama, Pennsylvania

Find the cheapest car insurance companies in Elrama, PA for each category right here.

Best Annual Car Insurance Rates by Company in Elrama, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Elrama, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elrama car insurance rates. Find the cheapest Elrama, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elrama, Pennsylvania

Insurance Company Low Medium High
Allstate $3,775 $4,001 $4,141
GEICO $2,136 $2,352 $2,502
Liberty Mutual $4,949 $5,268 $5,466
Nationwide $2,700 $2,720 $2,628
Progressive $3,908 $4,320 $4,608
State Farm $2,604 $2,805 $2,900
Travelers $7,392 $7,389 $7,306
USAA $1,680 $1,841 $1,946

What affects car insurance rates in Elrama, Pennsylvania?

What factors can have an impact on Elrama, PA car insurance? There are several reasons why Elrama car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elrama, Pennsylvania.

Commute Time in Elrama

The more time you spend in your car the higher the risk of an accident. The average commute length in Elrama, PA is 44.6 minutes according to City-Data.

Compare Car Insurance Quotes in Elrama, PA

Ready to find affordable Elrama, Pennsylvania car insurance today? Enter your ZIP code for fast, free Elrama, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption