Compare Elrod, AL Car Insurance Rates (2021)

Car insurance in Elrod, AL averages $311 a month. Elrod, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elrod car insurance rates, compare quotes from the top car insurance companies in Elrod, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elrod for teen drivers is USAA
  • Average car insurance rates in Elrod, AL after a DUI are $4,266/year
  • The cheapest car insurance company in Elrod is USAA

If you need to buy Elrod, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Elrod, AL is right here.

You’ll find Elrod car insurance rates, the cheapest Elrod, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Elrod, Alabama car insurance rates to Decatur car insurance rates, Hoover car insurance rates, and Auburn car insurance rates.

Ready to find affordable Elrod, AL car insurance today? Enter your ZIP code for fast, free Elrod car insurance quotes.

Cheapest Elrod, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elrod, AL car insurance rates? Every Elrod, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elrod, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,993 $1,900 $1,800 $1,834 $6,878 $7,379 $2,237 $2,291
Farmers $2,426 $2,407 $2,166 $2,306 $9,496 $9,768 $2,752 $2,851
GEICO $2,055 $2,048 $1,962 $2,039 $5,499 $5,390 $2,172 $2,012
Liberty Mutual $2,915 $3,146 $2,390 $2,666 $10,746 $11,935 $3,106 $3,311
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,275 $2,129 $1,876 $1,989 $9,667 $10,800 $2,678 $2,880
State Farm $3,026 $3,026 $2,754 $2,754 $9,397 $11,762 $3,426 $3,952
Travelers $1,605 $1,630 $1,506 $1,501 $8,697 $13,714 $1,517 $1,740
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

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Minimum Car Insurance in Elrod, AL

Every driver must carry the minimum car insurance in Elrod, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Elrod, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elrod, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elrod, AL. Compare credit history car insurance rates in Elrod from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elrod, Alabama

Insurance Company Poor Fair Good
Allstate $4,064 $3,191 $2,612
Farmers $4,785 $4,123 $3,906
GEICO $3,686 $2,628 $2,378
Liberty Mutual $7,197 $4,418 $3,466
Nationwide $3,156 $2,467 $2,234
Progressive $4,818 $4,153 $3,889
State Farm $8,135 $4,112 $2,789
Travelers $4,349 $3,772 $3,845
USAA $2,911 $1,898 $1,695

Cheapest Elrod, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elrod, AL to rates for a clean record with top companies.

Annual Elrod, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,798 $3,294 $3,905 $3,160
Farmers $3,593 $4,654 $4,540 $4,299
GEICO $1,943 $3,146 $3,917 $2,583
Liberty Mutual $3,937 $5,497 $5,362 $5,312
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $3,863 $4,880 $4,172 $4,232
State Farm $4,508 $5,628 $4,956 $4,956
Travelers $3,320 $3,484 $5,105 $4,046
USAA $1,667 $2,094 $3,108 $1,803

Cheapest Elrod, AL Car Insurance for Teen Drivers

Teen car insurance in Elrod, AL can be expensive. Take a look at rates from the top car insurance companies in Elrod for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elrod, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,878 $7,379
Farmers $9,496 $9,768
GEICO $5,499 $5,390
Liberty Mutual $10,746 $11,935
Nationwide $4,521 $5,808
Progressive $9,667 $10,800
State Farm $9,397 $11,762
Travelers $8,697 $13,714
USAA $4,033 $4,467

Cheapest Elrod, AL Car Insurance for Seniors

Take a look at Elrod, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elrod, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,800 $1,834
Farmers $2,166 $2,306
GEICO $1,962 $2,039
Liberty Mutual $2,390 $2,666
Nationwide $1,560 $1,612
Progressive $1,876 $1,989
State Farm $2,754 $2,754
Travelers $1,506 $1,501
USAA $1,258 $1,231

Cheapest Elrod, AL Car Insurance Rates After a DUI

A DUI in Elrod, AL increases car insurance rates. Compare Elrod, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elrod, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,905
Farmers $4,540
GEICO $3,917
Liberty Mutual $5,362
Nationwide $3,329
Progressive $4,172
State Farm $4,956
Travelers $5,105
USAA $3,108

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Cheapest Elrod, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elrod, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elrod, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,289 $3,289
Farmers $4,271 $4,271
GEICO $2,847 $2,948
Liberty Mutual $5,027 $5,027
Nationwide $2,619 $2,619
Progressive $4,287 $4,287
State Farm $4,889 $5,135
Travelers $3,989 $3,989
USAA $2,069 $2,267

The Best Cheap Car Insurance Companies in Elrod, AL

Take a look at a side-by-side comparison of the top car insurance companies in Elrod, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elrod, Alabama

Insurance Company Average Annual Rates
Allstate $3,289
Farmers $4,271
GEICO $2,897
Liberty Mutual $5,027
Nationwide $2,619
Progressive $4,287
State Farm $5,012
Travelers $3,989
USAA $2,168

Category Winners: Cheapest Car Insurance in Elrod, Alabama

Find the cheapest car insurance companies in Elrod, AL for each category right here.

Best Annual Car Insurance Rates by Company in Elrod, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Elrod, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elrod car insurance rates. Find the cheapest Elrod, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elrod, Alabama

Insurance Company Low Medium High
Allstate $3,180 $3,284 $3,404
Farmers $4,020 $4,213 $4,581
GEICO $2,665 $2,885 $3,142
Liberty Mutual $4,814 $5,005 $5,262
Nationwide $2,596 $2,598 $2,662
Progressive $3,870 $4,272 $4,717
State Farm $4,722 $5,008 $5,307
Travelers $3,788 $4,069 $4,111
USAA $2,089 $2,156 $2,258

Compare Car Insurance Quotes in Elrod, AL

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Average Monthly Car Insurance Rates by State