Compare Elrosa, MN Car Insurance Rates (2021)

Car insurance in Elrosa, MN averages $365 a month. Elrosa, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Elrosa car insurance rates, compare quotes from the top car insurance companies in Elrosa, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elrosa is State Farm
  • Average car insurance rates in Elrosa, MN after a DUI are $5,942/year
  • The cheapest car insurance company in Elrosa for teen drivers is State Farm

If you need to buy Elrosa, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Elrosa, MN is right here.

You’ll find Elrosa car insurance rates, the cheapest Elrosa, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Elrosa, Minnesota car insurance rates to St. Paul car insurance rates, St. Cloud car insurance rates, and Maple Grove car insurance rates.

Ready to find affordable Elrosa, MN car insurance today? Enter your ZIP code for fast, free Elrosa car insurance quotes.

Cheapest Elrosa, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elrosa, MN car insurance rates? Every Elrosa, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elrosa, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,978 $2,978 $2,861 $2,861 $6,720 $9,725 $3,620 $3,802
American Family $2,305 $2,305 $2,084 $2,084 $6,215 $9,079 $2,305 $2,613
Farmers $1,972 $1,956 $1,897 $1,984 $5,382 $5,298 $2,547 $2,389
GEICO $2,791 $2,768 $2,666 $2,591 $5,874 $7,453 $2,614 $2,712
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,986 $1,996 $1,766 $1,876 $5,038 $6,127 $2,328 $2,421
State Farm $1,422 $1,422 $1,268 $1,268 $3,084 $3,802 $1,648 $1,358
USAA $1,896 $1,873 $1,730 $1,726 $4,968 $5,411 $2,463 $2,611

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Minimum Car Insurance in Elrosa, MN

Every driver must carry the minimum car insurance in Elrosa, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Elrosa, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Elrosa, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elrosa, MN. Compare credit history car insurance rates in Elrosa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elrosa, Minnesota

Insurance Company Poor Fair Good
Allstate $6,531 $3,526 $3,272
American Family $4,918 $3,293 $2,660
Farmers $3,721 $2,620 $2,443
GEICO $4,422 $3,616 $3,012
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,501 $2,822 $2,504
State Farm $2,783 $1,702 $1,242
USAA $4,423 $2,183 $1,898

Cheapest Elrosa, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elrosa, MN to rates for a clean record with top companies.

Annual Elrosa, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,263 $4,688 $5,579 $4,242
American Family $2,439 $4,368 $4,922 $2,766
Farmers $2,498 $3,186 $3,219 $2,810
GEICO $2,445 $3,887 $5,782 $2,620
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,331 $3,100 $3,571 $2,767
State Farm $1,755 $2,064 $1,909 $1,909
USAA $2,110 $2,682 $4,033 $2,514

Cheapest Elrosa, MN Car Insurance for Teen Drivers

Teen car insurance in Elrosa, MN can be expensive. Take a look at rates from the top car insurance companies in Elrosa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elrosa, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,720 $9,725
American Family $6,215 $9,079
Farmers $5,382 $5,298
GEICO $5,874 $7,453
Liberty Mutual $17,660 $26,524
Nationwide $5,038 $6,127
State Farm $3,084 $3,802
USAA $4,968 $5,411

Cheapest Elrosa, MN Car Insurance for Seniors

Take a look at Elrosa, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elrosa, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,861 $2,861
American Family $2,084 $2,084
Farmers $1,897 $1,984
GEICO $2,666 $2,591
Liberty Mutual $8,863 $8,863
Nationwide $1,766 $1,876
State Farm $1,268 $1,268
USAA $1,730 $1,726

Cheapest Elrosa, MN Car Insurance Rates After a DUI

A DUI in Elrosa, MN increases car insurance rates. Compare Elrosa, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elrosa, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,579
American Family $4,922
Farmers $3,219
GEICO $5,782
Liberty Mutual $18,523
Nationwide $3,571
State Farm $1,909
USAA $4,033

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Cheapest Elrosa, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elrosa, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elrosa, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,443 $4,443
American Family $3,581 $3,667
Farmers $2,928 $2,928
GEICO $3,634 $3,733
Liberty Mutual $12,283 $13,028
Nationwide $2,942 $2,942
State Farm $1,858 $1,961
USAA $2,797 $2,872

The Best Cheap Car Insurance Companies in Elrosa, MN

Take a look at a side-by-side comparison of the top car insurance companies in Elrosa, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elrosa, Minnesota

Insurance Company Average Annual Rates
Allstate $4,443
American Family $3,624
Farmers $2,928
GEICO $3,683
Liberty Mutual $12,656
Nationwide $2,942
State Farm $1,909
USAA $2,835

Category Winners: Cheapest Car Insurance in Elrosa, Minnesota

Find the cheapest car insurance companies in Elrosa, MN for each category right here.

Best Annual Car Insurance Rates by Company in Elrosa, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Elrosa, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elrosa car insurance rates. Find the cheapest Elrosa, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elrosa, Minnesota

Insurance Company Low Medium High
Allstate $4,377 $4,439 $4,514
American Family $3,625 $3,726 $3,520
Farmers $2,829 $2,936 $3,019
GEICO $3,563 $3,682 $3,805
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,785 $2,962 $3,080
State Farm $1,832 $1,916 $1,980
USAA $2,752 $2,833 $2,919

What affects car insurance rates in Elrosa, Minnesota?

What factors can have an impact on Elrosa, MN car insurance? There are several reasons why Elrosa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elrosa, Minnesota.

Commute Time in Elrosa

The more time you spend in your car the higher the risk of an accident. The average commute length in Elrosa, MN is 20.3 minutes according to City-Data.

Compare Car Insurance Quotes in Elrosa, MN

Ready to find affordable Elrosa, Minnesota car insurance today? Enter your ZIP code for fast, free Elrosa, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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