Compare Elsie, NE Car Insurance Rates (2021)

Car insurance in Elsie, NE averages $284 a month. Elsie, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elsie car insurance rates, compare quotes from the top car insurance companies in Elsie, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elsie is American Family
  • The cheapest car insurance company in Elsie for teen drivers is American Family
  • Average car insurance rates in Elsie, NE after a DUI are $3,966/year

If you need to buy Elsie, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Elsie, NE is right here.

You’ll find Elsie car insurance rates, the cheapest Elsie, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Elsie, Nebraska car insurance rates to Grand Island car insurance rates, Lincoln car insurance rates, and Omaha car insurance rates.

Ready to find affordable Elsie, NE car insurance today? Enter your ZIP code for fast, free Elsie car insurance quotes.

Cheapest Elsie, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elsie, NE car insurance rates? Every Elsie, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elsie, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,829 $1,829 $1,657 $1,657 $2,990 $4,317 $1,789 $1,924
Farmers $2,203 $2,197 $1,979 $2,073 $8,108 $8,373 $2,503 $2,644
GEICO $3,271 $3,213 $3,200 $3,079 $6,485 $8,525 $2,940 $2,860
Liberty Mutual $3,316 $3,605 $2,617 $3,185 $13,633 $15,324 $3,501 $3,887
Nationwide $1,765 $1,828 $1,578 $1,695 $3,926 $4,919 $2,015 $2,185
Progressive $2,010 $1,964 $1,646 $1,702 $7,293 $8,255 $2,415 $2,589
State Farm $1,653 $1,653 $1,418 $1,418 $4,071 $5,255 $1,814 $2,056
USAA $1,509 $1,513 $1,359 $1,415 $4,567 $5,506 $1,972 $2,217

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Minimum Car Insurance in Elsie, NE

Every driver must carry the minimum car insurance in Elsie, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Elsie, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elsie, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elsie, NE. Compare credit history car insurance rates in Elsie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elsie, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $3,002 $2,066 $1,679
Farmers $4,320 $3,564 $3,395
GEICO $4,804 $4,162 $3,624
Liberty Mutual $8,872 $5,331 $4,198
Nationwide $2,999 $2,374 $2,093
Progressive $4,029 $3,347 $3,076
State Farm $3,512 $2,105 $1,634
USAA $3,357 $2,256 $1,908

Cheapest Elsie, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elsie, NE to rates for a clean record with top companies.

Annual Elsie, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,203 $2,387 $2,203 $2,203
Farmers $3,185 $4,066 $3,965 $3,823
GEICO $2,666 $3,862 $5,866 $4,392
Liberty Mutual $5,275 $6,182 $6,726 $6,351
Nationwide $1,756 $2,548 $3,656 $1,996
Progressive $2,972 $4,315 $3,317 $3,333
State Farm $2,277 $2,558 $2,417 $2,417
USAA $1,906 $2,389 $3,574 $2,159

Cheapest Elsie, NE Car Insurance for Teen Drivers

Teen car insurance in Elsie, NE can be expensive. Take a look at rates from the top car insurance companies in Elsie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elsie, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,990 $4,317
Farmers $8,108 $8,373
GEICO $6,485 $8,525
Liberty Mutual $13,633 $15,324
Nationwide $3,926 $4,919
Progressive $7,293 $8,255
State Farm $4,071 $5,255
USAA $4,567 $5,506

Cheapest Elsie, NE Car Insurance for Seniors

Take a look at Elsie, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elsie, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,657 $1,657
Farmers $1,979 $2,073
GEICO $3,200 $3,079
Liberty Mutual $2,617 $3,185
Nationwide $1,578 $1,695
Progressive $1,646 $1,702
State Farm $1,418 $1,418
USAA $1,359 $1,415

Cheapest Elsie, NE Car Insurance Rates After a DUI

A DUI in Elsie, NE increases car insurance rates. Compare Elsie, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elsie, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,203
Farmers $3,965
GEICO $5,866
Liberty Mutual $6,726
Nationwide $3,656
Progressive $3,317
State Farm $2,417
USAA $3,574

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Cheapest Elsie, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elsie, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elsie, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,231 $2,268
Farmers $3,760 $3,760
GEICO $4,131 $4,262
Liberty Mutual $6,134 $6,134
Nationwide $2,489 $2,489
Progressive $3,484 $3,484
State Farm $2,355 $2,480
USAA $2,478 $2,537

The Best Cheap Car Insurance Companies in Elsie, NE

Take a look at a side-by-side comparison of the top car insurance companies in Elsie, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elsie, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,249
Farmers $3,760
GEICO $4,197
Liberty Mutual $6,134
Nationwide $2,489
Progressive $3,484
State Farm $2,417
USAA $2,507

Category Winners: Cheapest Car Insurance in Elsie, Nebraska

Find the cheapest car insurance companies in Elsie, NE for each category right here.

Best Annual Car Insurance Rates by Company in Elsie, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Elsie, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elsie car insurance rates. Find the cheapest Elsie, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elsie, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,244 $2,317 $2,187
Farmers $3,630 $3,716 $3,934
GEICO $4,116 $4,193 $4,280
Liberty Mutual $5,983 $6,105 $6,314
Nationwide $2,541 $2,476 $2,450
Progressive $3,354 $3,477 $3,622
State Farm $2,347 $2,413 $2,491
USAA $2,436 $2,504 $2,582

What affects car insurance rates in Elsie, Nebraska?

What factors can have an impact on Elsie, NE car insurance? There are several reasons why Elsie car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elsie, Nebraska.

Commute Time in Elsie

The more time you spend in your car the higher the risk of an accident. The average commute length in Elsie, NE is 14.8 minutes according to City-Data.

Compare Car Insurance Quotes in Elsie, NE

Ready to find affordable Elsie, Nebraska car insurance today? Enter your ZIP code for fast, free Elsie, NE car insurance quotes.

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