Compare Elwood, IN Car Insurance Rates (2021)

Car insurance in Elwood, IN averages $267 a month. Elwood, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elwood car insurance rates, compare quotes from the top car insurance companies in Elwood, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elwood for teen drivers is USAA
  • Average car insurance rates in Elwood, IN after a DUI are $3,804/year
  • Average car insurance rates in Elwood, IN are $3,198/year

If you need to buy Elwood, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Elwood, IN is right here.

You’ll find Elwood car insurance rates, the cheapest Elwood, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Elwood, Indiana car insurance rates to Fishers car insurance rates, Carmel car insurance rates, and Hammond car insurance rates.

Ready to find affordable Elwood, IN car insurance today? Enter your ZIP code for fast, free Elwood car insurance quotes.

Cheapest Elwood, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elwood, IN car insurance rates? Every Elwood, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elwood, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,473 $2,528 $2,176 $2,377 $7,750 $9,767 $2,508 $2,726
American Family $2,227 $2,227 $2,008 $2,008 $6,237 $8,999 $2,227 $2,733
Farmers $1,450 $1,432 $1,238 $1,391 $7,829 $8,349 $1,916 $2,074
GEICO $1,415 $1,414 $1,326 $1,373 $4,221 $3,931 $1,626 $1,434
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,616 $1,650 $1,419 $1,512 $4,751 $6,155 $1,901 $2,076
Progressive $1,541 $1,452 $1,401 $1,409 $9,178 $10,292 $1,929 $1,960
State Farm $1,379 $1,379 $1,235 $1,235 $4,245 $5,438 $1,530 $1,699
Travelers $1,083 $1,100 $1,020 $1,018 $6,778 $10,714 $1,148 $1,317
USAA $1,043 $1,024 $974 $977 $2,952 $3,288 $1,407 $1,498

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Minimum Car Insurance in Elwood, IN

Every driver must carry the minimum car insurance in Elwood, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Elwood, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elwood, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elwood, IN. Compare credit history car insurance rates in Elwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elwood, Indiana

Insurance Company Poor Fair Good
Allstate $5,001 $3,728 $3,385
American Family $4,908 $3,181 $2,661
Farmers $3,743 $3,056 $2,831
GEICO $2,516 $2,093 $1,669
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $3,000 $2,534 $2,372
Progressive $4,010 $3,562 $3,363
State Farm $3,304 $1,971 $1,528
Travelers $3,362 $2,853 $2,852
USAA $2,214 $1,465 $1,257

Cheapest Elwood, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elwood, IN to rates for a clean record with top companies.

Annual Elwood, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,207 $4,732 $4,378 $3,835
American Family $2,469 $3,938 $4,985 $2,942
Farmers $2,870 $3,351 $3,450 $3,169
GEICO $1,370 $2,159 $2,946 $1,896
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,269 $2,919 $2,800 $2,553
Progressive $2,735 $4,797 $3,259 $3,790
State Farm $2,213 $2,432 $2,213 $2,213
Travelers $2,570 $3,172 $3,592 $2,755
USAA $1,240 $1,770 $2,033 $1,538

Cheapest Elwood, IN Car Insurance for Teen Drivers

Teen car insurance in Elwood, IN can be expensive. Take a look at rates from the top car insurance companies in Elwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elwood, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,750 $9,767
American Family $6,237 $8,999
Farmers $7,829 $8,349
GEICO $4,221 $3,931
Liberty Mutual $8,754 $13,230
Nationwide $4,751 $6,155
Progressive $9,178 $10,292
State Farm $4,245 $5,438
Travelers $6,778 $10,714
USAA $2,952 $3,288

Cheapest Elwood, IN Car Insurance for Seniors

Take a look at Elwood, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elwood, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,176 $2,377
American Family $2,008 $2,008
Farmers $1,238 $1,391
GEICO $1,326 $1,373
Liberty Mutual $3,662 $3,662
Nationwide $1,419 $1,512
Progressive $1,401 $1,409
State Farm $1,235 $1,235
Travelers $1,020 $1,018
USAA $974 $977

Cheapest Elwood, IN Car Insurance Rates After a DUI

A DUI in Elwood, IN increases car insurance rates. Compare Elwood, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elwood, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,378
American Family $4,985
Farmers $3,450
GEICO $2,946
Liberty Mutual $8,386
Nationwide $2,800
Progressive $3,259
State Farm $2,213
Travelers $3,592
USAA $2,033

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Cheapest Elwood, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elwood, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elwood, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,038 $4,038
American Family $3,540 $3,627
Farmers $3,210 $3,210
GEICO $2,058 $2,127
Liberty Mutual $5,687 $5,998
Nationwide $2,635 $2,635
Progressive $3,645 $3,645
State Farm $2,203 $2,332
Travelers $3,022 $3,022
USAA $1,624 $1,667

The Best Cheap Car Insurance Companies in Elwood, IN

Take a look at a side-by-side comparison of the top car insurance companies in Elwood, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elwood, Indiana

Insurance Company Average Annual Rates
Allstate $4,038
American Family $3,583
Farmers $3,210
GEICO $2,093
Liberty Mutual $5,842
Nationwide $2,635
Progressive $3,645
State Farm $2,267
Travelers $3,022
USAA $1,645

Category Winners: Cheapest Car Insurance in Elwood, Indiana

Find the cheapest car insurance companies in Elwood, IN for each category right here.

Best Annual Car Insurance Rates by Company in Elwood, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Elwood, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elwood car insurance rates. Find the cheapest Elwood, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elwood, Indiana

Insurance Company Low Medium High
Allstate $3,844 $4,023 $4,248
American Family $3,541 $3,702 $3,507
Farmers $3,101 $3,205 $3,324
GEICO $1,975 $2,086 $2,217
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,670 $2,615 $2,620
Progressive $3,450 $3,590 $3,895
State Farm $2,152 $2,267 $2,384
Travelers $2,961 $3,050 $3,056
USAA $1,586 $1,641 $1,709

What affects car insurance rates in Elwood, Indiana?

What factors can have an impact on Elwood, IN car insurance? There are several reasons why Elwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elwood, Indiana.

Car Theft in Elwood

High levels of vehicle theft can make car insurance more expensive. Elwood, IN car theft statistics from the FBI indicate 8 vehicle thefts a year.

Commute Time in Elwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Elwood, IN is 23.3 minutes according to City-Data.

Compare Car Insurance Quotes in Elwood, IN

Ready to find affordable Elwood, Indiana car insurance today? Enter your ZIP code for fast, free Elwood, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State