Compare Elwood, NE Car Insurance Rates (2021)

Car insurance in Elwood, NE averages $280 a month. Elwood, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elwood car insurance rates, compare quotes from the top car insurance companies in Elwood, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elwood is American Family
  • Average car insurance rates in Elwood, NE are $3,355/year
  • The cheapest car insurance company in Elwood for teen drivers is American Family

If you need to buy Elwood, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Elwood, NE is right here.

You’ll find Elwood car insurance rates, the cheapest Elwood, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Elwood, Nebraska car insurance rates to Bellevue car insurance rates, Omaha car insurance rates, and Grand Island car insurance rates.

Ready to find affordable Elwood, NE car insurance today? Enter your ZIP code for fast, free Elwood car insurance quotes.

Cheapest Elwood, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elwood, NE car insurance rates? Every Elwood, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elwood, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,082 $1,994 $1,849 $1,868 $5,590 $5,916 $2,360 $2,410
American Family $1,834 $1,834 $1,663 $1,663 $3,011 $4,359 $1,794 $1,931
Farmers $2,225 $2,218 $1,997 $2,100 $8,282 $8,545 $2,505 $2,623
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,398 $3,693 $2,681 $3,264 $14,081 $15,826 $3,585 $3,979
Nationwide $1,765 $1,828 $1,578 $1,695 $3,926 $4,919 $2,015 $2,185
Progressive $2,072 $2,009 $1,698 $1,763 $7,827 $8,840 $2,484 $2,666
State Farm $1,561 $1,561 $1,354 $1,354 $4,048 $5,188 $1,719 $1,949
USAA $1,492 $1,493 $1,349 $1,399 $4,593 $5,524 $1,943 $2,178

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Minimum Car Insurance in Elwood, NE

Every driver must carry the minimum car insurance in Elwood, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Elwood, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elwood, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elwood, NE. Compare credit history car insurance rates in Elwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elwood, Nebraska

Insurance Company Poor Fair Good
Allstate $3,720 $2,836 $2,469
American Family $3,020 $2,076 $1,687
Farmers $4,374 $3,617 $3,445
GEICO $4,349 $3,775 $3,290
Liberty Mutual $9,129 $5,490 $4,321
Nationwide $2,999 $2,374 $2,093
Progressive $4,222 $3,532 $3,256
State Farm $3,402 $2,040 $1,584
USAA $3,336 $2,248 $1,904

Cheapest Elwood, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elwood, NE to rates for a clean record with top companies.

Annual Elwood, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,637 $2,956 $3,517 $2,925
American Family $2,215 $2,399 $2,215 $2,215
Farmers $3,235 $4,130 $4,029 $3,854
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,427 $6,366 $6,922 $6,538
Nationwide $1,756 $2,548 $3,656 $1,996
Progressive $3,122 $4,568 $3,490 $3,500
State Farm $2,190 $2,494 $2,342 $2,342
USAA $1,896 $2,381 $3,560 $2,148

Cheapest Elwood, NE Car Insurance for Teen Drivers

Teen car insurance in Elwood, NE can be expensive. Take a look at rates from the top car insurance companies in Elwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elwood, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,590 $5,916
American Family $3,011 $4,359
Farmers $8,282 $8,545
GEICO $6,043 $7,918
Liberty Mutual $14,081 $15,826
Nationwide $3,926 $4,919
Progressive $7,827 $8,840
State Farm $4,048 $5,188
USAA $4,593 $5,524

Cheapest Elwood, NE Car Insurance for Seniors

Take a look at Elwood, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elwood, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,849 $1,868
American Family $1,663 $1,663
Farmers $1,997 $2,100
GEICO $2,841 $2,734
Liberty Mutual $2,681 $3,264
Nationwide $1,578 $1,695
Progressive $1,698 $1,763
State Farm $1,354 $1,354
USAA $1,349 $1,399

Cheapest Elwood, NE Car Insurance Rates After a DUI

A DUI in Elwood, NE increases car insurance rates. Compare Elwood, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elwood, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,517
American Family $2,215
Farmers $4,029
GEICO $5,286
Liberty Mutual $6,922
Nationwide $3,656
Progressive $3,490
State Farm $2,342
USAA $3,560

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Cheapest Elwood, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elwood, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elwood, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,009 $3,009
American Family $2,242 $2,280
Farmers $3,812 $3,812
GEICO $3,746 $3,863
Liberty Mutual $6,313 $6,313
Nationwide $2,489 $2,489
Progressive $3,670 $3,670
State Farm $2,282 $2,402
USAA $2,467 $2,526

The Best Cheap Car Insurance Companies in Elwood, NE

Take a look at a side-by-side comparison of the top car insurance companies in Elwood, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elwood, Nebraska

Insurance Company Average Annual Rates
Allstate $3,009
American Family $2,261
Farmers $3,812
GEICO $3,805
Liberty Mutual $6,313
Nationwide $2,489
Progressive $3,670
State Farm $2,342
USAA $2,496

Category Winners: Cheapest Car Insurance in Elwood, Nebraska

Find the cheapest car insurance companies in Elwood, NE for each category right here.

Best Annual Car Insurance Rates by Company in Elwood, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Elwood, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elwood car insurance rates. Find the cheapest Elwood, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elwood, Nebraska

Insurance Company Low Medium High
Allstate $2,942 $3,003 $3,081
American Family $2,255 $2,329 $2,199
Farmers $3,657 $3,760 $4,019
GEICO $3,714 $3,801 $3,899
Liberty Mutual $6,155 $6,283 $6,501
Nationwide $2,541 $2,476 $2,450
Progressive $3,514 $3,661 $3,835
State Farm $2,263 $2,338 $2,425
USAA $2,423 $2,493 $2,573

What affects car insurance rates in Elwood, Nebraska?

What factors can have an impact on Elwood, NE car insurance? There are several reasons why Elwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elwood, Nebraska.

Commute Time in Elwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Elwood, NE is 17.8 minutes according to City-Data.

Compare Car Insurance Quotes in Elwood, NE

Ready to find affordable Elwood, Nebraska car insurance today? Enter your ZIP code for fast, free Elwood, NE car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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