Compare Emerado, ND Car Insurance Rates (2021)

Car insurance in Emerado, ND averages $338 a month. Emerado, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Emerado car insurance rates, compare quotes from the top car insurance companies in Emerado, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Emerado for teen drivers is GEICO
  • Average car insurance rates in Emerado, ND after a DUI are $4,838/year
  • The cheapest car insurance company in Emerado is USAA

If you need to buy Emerado, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Emerado, ND is right here.

You’ll find Emerado car insurance rates, the cheapest Emerado, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Emerado, North Dakota car insurance rates to West Fargo car insurance rates, Dickinson car insurance rates, and Williston car insurance rates.

Ready to find affordable Emerado, ND car insurance today? Enter your ZIP code for fast, free Emerado car insurance quotes.

Cheapest Emerado, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Emerado, ND car insurance rates? Every Emerado, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Emerado, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,449 $2,455 $2,174 $2,304 $9,512 $11,206 $2,689 $2,899
American Family $2,511 $2,511 $2,269 $2,269 $5,349 $7,694 $2,511 $2,936
Farmers $1,816 $1,782 $1,621 $1,688 $6,587 $6,756 $2,066 $2,183
GEICO $1,679 $1,663 $1,437 $1,454 $3,415 $4,268 $1,518 $1,644
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,800 $1,846 $1,611 $1,723 $3,958 $4,897 $2,042 $2,171
Progressive $1,878 $1,762 $1,525 $1,589 $7,479 $8,314 $2,296 $2,327
State Farm $1,314 $1,314 $1,181 $1,181 $3,930 $4,948 $1,479 $1,684
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Emerado, ND

Every driver must carry the minimum car insurance in Emerado, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Emerado, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Emerado, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Emerado, ND. Compare credit history car insurance rates in Emerado from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Emerado, North Dakota

Insurance Company Poor Fair Good
Allstate $5,619 $4,280 $3,484
American Family $4,614 $3,200 $2,704
Farmers $3,540 $2,896 $2,751
GEICO $2,552 $2,058 $1,795
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,055 $2,374 $2,089
Progressive $3,889 $3,286 $3,013
State Farm $2,978 $1,894 $1,516
USAA $2,801 $1,773 $1,511

Cheapest Emerado, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Emerado, ND to rates for a clean record with top companies.

Annual Emerado, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,611 $3,980 $6,051 $4,202
American Family $2,562 $3,667 $4,863 $2,932
Farmers $2,579 $3,294 $3,253 $3,124
GEICO $1,251 $2,071 $3,216 $2,002
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,843 $2,551 $3,530 $2,100
Progressive $3,122 $3,897 $3,166 $3,400
State Farm $1,946 $2,311 $2,129 $2,129
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Emerado, ND Car Insurance for Teen Drivers

Teen car insurance in Emerado, ND can be expensive. Take a look at rates from the top car insurance companies in Emerado for teenagers.

Annual Car Insurance Rates for Teen Drivers in Emerado, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,512 $11,206
American Family $5,349 $7,694
Farmers $6,587 $6,756
GEICO $3,415 $4,268
Liberty Mutual $29,140 $32,517
Nationwide $3,958 $4,897
Progressive $7,479 $8,314
State Farm $3,930 $4,948
USAA $3,928 $4,747

Cheapest Emerado, ND Car Insurance for Seniors

Take a look at Emerado, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Emerado, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,174 $2,304
American Family $2,269 $2,269
Farmers $1,621 $1,688
GEICO $1,437 $1,454
Liberty Mutual $5,941 $7,201
Nationwide $1,611 $1,723
Progressive $1,525 $1,589
State Farm $1,181 $1,181
USAA $927 $930

Cheapest Emerado, ND Car Insurance Rates After a DUI

A DUI in Emerado, ND increases car insurance rates. Compare Emerado, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Emerado, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,051
American Family $4,863
Farmers $3,253
GEICO $3,216
Liberty Mutual $14,484
Nationwide $3,530
Progressive $3,166
State Farm $2,129
USAA $2,854

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Cheapest Emerado, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Emerado, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Emerado, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,352 $4,570
American Family $3,463 $3,549
Farmers $3,062 $3,062
GEICO $2,109 $2,160
Liberty Mutual $13,312 $13,312
Nationwide $2,506 $2,506
Progressive $3,396 $3,396
State Farm $2,073 $2,185
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Emerado, ND

Take a look at a side-by-side comparison of the top car insurance companies in Emerado, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Emerado, North Dakota

Insurance Company Average Annual Rates
Allstate $4,461
American Family $3,506
Farmers $3,062
GEICO $2,135
Liberty Mutual $13,312
Nationwide $2,506
Progressive $3,396
State Farm $2,129
USAA $2,028

Category Winners: Cheapest Car Insurance in Emerado, North Dakota

Find the cheapest car insurance companies in Emerado, ND for each category right here.

Best Annual Car Insurance Rates by Company in Emerado, North Dakota

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Emerado, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Emerado car insurance rates. Find the cheapest Emerado, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Emerado, North Dakota

Insurance Company Low Medium High
Allstate $4,364 $4,459 $4,560
American Family $3,614 $3,679 $3,226
Farmers $2,991 $3,049 $3,147
GEICO $2,086 $2,130 $2,188
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,444 $2,493 $2,581
Progressive $3,286 $3,388 $3,515
State Farm $2,060 $2,137 $2,190
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Emerado, North Dakota?

What factors can have an impact on Emerado, ND car insurance? There are several reasons why Emerado car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Emerado, North Dakota.

Commute Time in Emerado

The more time you spend in your car the higher the risk of an accident. The average commute length in Emerado, ND is 17.0 minutes according to City-Data.

Compare Car Insurance Quotes in Emerado, ND

Ready to find affordable Emerado, North Dakota car insurance today? Enter your ZIP code for fast, free Emerado, ND car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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