Compare Emerald Lakes, PA Car Insurance Rates (2021)

Car insurance in Emerald Lakes, PA averages $401 a month. Emerald Lakes, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Emerald Lakes car insurance rates, compare quotes from the top car insurance companies in Emerald Lakes, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Emerald Lakes is USAA
  • The cheapest car insurance company in Emerald Lakes for teen drivers is USAA
  • Average car insurance rates in Emerald Lakes, PA after a DUI are $5,247/year

If you need to buy Emerald Lakes, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Emerald Lakes, PA is right here.

You’ll find Emerald Lakes car insurance rates, the cheapest Emerald Lakes, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Emerald Lakes, Pennsylvania car insurance rates to Erie car insurance rates, Bethlehem car insurance rates, and Reading car insurance rates.

Ready to find affordable Emerald Lakes, PA car insurance today? Enter your ZIP code for fast, free Emerald Lakes car insurance quotes.

Cheapest Emerald Lakes, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Emerald Lakes, PA car insurance rates? Every Emerald Lakes, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Emerald Lakes, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,065 $3,065 $2,816 $2,816 $10,498 $10,498 $3,392 $3,392
GEICO $1,999 $1,730 $1,904 $1,649 $5,010 $4,346 $2,001 $1,732
Liberty Mutual $4,990 $4,990 $4,569 $4,569 $14,625 $14,625 $6,343 $6,343
Nationwide $2,255 $2,255 $2,135 $2,135 $6,265 $6,265 $2,524 $2,524
Progressive $3,491 $3,491 $3,105 $3,105 $10,828 $10,828 $4,338 $4,338
State Farm $2,175 $2,175 $1,925 $1,925 $7,855 $7,855 $2,404 $2,404
Travelers $1,984 $1,984 $2,134 $2,134 $29,589 $29,589 $2,396 $2,396
USAA $1,277 $1,277 $1,150 $1,150 $3,828 $3,828 $1,699 $1,699

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Minimum Car Insurance in Emerald Lakes, PA

Every driver must carry the minimum car insurance in Emerald Lakes, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Emerald Lakes, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Emerald Lakes, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Emerald Lakes, PA. Compare credit history car insurance rates in Emerald Lakes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Emerald Lakes, Pennsylvania

Insurance Company Poor Fair Good
Allstate $6,305 $4,722 $3,801
GEICO $3,822 $2,153 $1,664
Liberty Mutual $9,747 $6,984 $6,164
Nationwide $3,874 $3,176 $2,834
Progressive $7,248 $5,049 $4,024
State Farm $5,110 $3,163 $2,496
Travelers $9,828 $8,875 $8,375
USAA $2,491 $1,844 $1,631

Cheapest Emerald Lakes, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Emerald Lakes, PA to rates for a clean record with top companies.

Annual Emerald Lakes, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,724 $5,599 $4,724 $4,724
GEICO $1,872 $3,226 $2,504 $2,584
Liberty Mutual $6,968 $7,970 $7,794 $7,794
Nationwide $2,374 $3,178 $4,438 $3,188
Progressive $4,932 $6,799 $5,081 $4,950
State Farm $3,278 $3,901 $3,590 $3,590
Travelers $6,410 $9,103 $11,486 $9,103
USAA $1,601 $2,208 $2,355 $1,790

Cheapest Emerald Lakes, PA Car Insurance for Teen Drivers

Teen car insurance in Emerald Lakes, PA can be expensive. Take a look at rates from the top car insurance companies in Emerald Lakes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Emerald Lakes, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,498 $10,498
GEICO $5,010 $4,346
Liberty Mutual $14,625 $14,625
Nationwide $6,265 $6,265
Progressive $10,828 $10,828
State Farm $7,855 $7,855
Travelers $29,589 $29,589
USAA $3,828 $3,828

Cheapest Emerald Lakes, PA Car Insurance for Seniors

Take a look at Emerald Lakes, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Emerald Lakes, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,816 $2,816
GEICO $1,904 $1,649
Liberty Mutual $4,569 $4,569
Nationwide $2,135 $2,135
Progressive $3,105 $3,105
State Farm $1,925 $1,925
Travelers $2,134 $2,134
USAA $1,150 $1,150

Cheapest Emerald Lakes, PA Car Insurance Rates After a DUI

A DUI in Emerald Lakes, PA increases car insurance rates. Compare Emerald Lakes, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Emerald Lakes, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,724
GEICO $2,504
Liberty Mutual $7,794
Nationwide $4,438
Progressive $5,081
State Farm $3,590
Travelers $11,486
USAA $2,355

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Cheapest Emerald Lakes, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Emerald Lakes, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Emerald Lakes, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,841 $5,045
GEICO $2,507 $2,586
Liberty Mutual $7,436 $7,828
Nationwide $3,295 $3,295
Progressive $5,440 $5,440
State Farm $3,484 $3,696
Travelers $9,026 $9,026
USAA $1,931 $2,046

The Best Cheap Car Insurance Companies in Emerald Lakes, PA

Take a look at a side-by-side comparison of the top car insurance companies in Emerald Lakes, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Emerald Lakes, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,943
GEICO $2,546
Liberty Mutual $7,632
Nationwide $3,295
Progressive $5,440
State Farm $3,590
Travelers $9,026
USAA $1,989

Category Winners: Cheapest Car Insurance in Emerald Lakes, Pennsylvania

Find the cheapest car insurance companies in Emerald Lakes, PA for each category right here.

Best Annual Car Insurance Rates by Company in Emerald Lakes, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Emerald Lakes, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Emerald Lakes car insurance rates. Find the cheapest Emerald Lakes, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Emerald Lakes, Pennsylvania

Insurance Company Low Medium High
Allstate $4,723 $4,975 $5,131
GEICO $2,300 $2,572 $2,768
Liberty Mutual $7,321 $7,678 $7,896
Nationwide $3,324 $3,332 $3,227
Progressive $4,922 $5,468 $5,931
State Farm $3,336 $3,643 $3,790
Travelers $9,054 $9,035 $8,989
USAA $1,853 $2,005 $2,108

What affects car insurance rates in Emerald Lakes, Pennsylvania?

What factors can have an impact on Emerald Lakes, PA car insurance? There are several reasons why Emerald Lakes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Emerald Lakes, Pennsylvania.

Commute Time in Emerald Lakes

The more time you spend in your car the higher the risk of an accident. The average commute length in Emerald Lakes, PA is 49.0 minutes according to City-Data.

Compare Car Insurance Quotes in Emerald Lakes, PA

Ready to find affordable Emerald Lakes, Pennsylvania car insurance today? Enter your ZIP code for fast, free Emerald Lakes, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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