Compare Emily, MN Car Insurance Rates (2021)

Car insurance in Emily, MN averages $408 a month. Emily, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Emily car insurance rates, compare quotes from the top car insurance companies in Emily, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Emily is State Farm
  • Average car insurance rates in Emily, MN after a DUI are $6,648/year
  • Average car insurance rates in Emily, MN are $4,900/year

If you need to buy Emily, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Emily, MN is right here.

You’ll find Emily car insurance rates, the cheapest Emily, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Emily, Minnesota car insurance rates to St. Paul car insurance rates, St. Cloud car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Emily, MN car insurance today? Enter your ZIP code for fast, free Emily car insurance quotes.

Cheapest Emily, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Emily, MN car insurance rates? Every Emily, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Emily, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,972 $2,972 $2,853 $2,853 $6,715 $9,730 $3,615 $3,797
American Family $2,357 $2,357 $2,134 $2,134 $6,405 $9,311 $2,357 $2,664
Farmers $2,116 $2,118 $2,043 $2,157 $6,108 $6,205 $2,775 $2,781
GEICO $3,083 $3,062 $2,956 $2,873 $6,249 $7,971 $2,893 $2,971
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,040 $2,059 $1,809 $1,928 $5,063 $6,193 $2,377 $2,481
State Farm $1,685 $1,685 $1,492 $1,492 $3,556 $4,379 $1,947 $1,614
USAA $2,194 $2,178 $1,994 $1,999 $5,782 $6,337 $2,869 $3,059

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Minimum Car Insurance in Emily, MN

Every driver must carry the minimum car insurance in Emily, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Emily, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Emily, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Emily, MN. Compare credit history car insurance rates in Emily from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Emily, Minnesota

Insurance Company Poor Fair Good
Allstate $6,533 $3,519 $3,263
American Family $5,071 $3,366 $2,707
Farmers $4,075 $2,991 $2,798
GEICO $4,813 $3,931 $3,277
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,566 $2,867 $2,549
State Farm $3,254 $1,989 $1,450
USAA $5,192 $2,526 $2,187

Cheapest Emily, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Emily, MN to rates for a clean record with top companies.

Annual Emily, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,269 $4,682 $5,560 $4,241
American Family $2,503 $4,466 $5,053 $2,838
Farmers $2,813 $3,534 $3,594 $3,211
GEICO $2,641 $4,226 $6,333 $2,829
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,359 $3,157 $3,648 $2,811
State Farm $2,060 $2,402 $2,231 $2,231
USAA $2,454 $3,118 $4,708 $2,926

Cheapest Emily, MN Car Insurance for Teen Drivers

Teen car insurance in Emily, MN can be expensive. Take a look at rates from the top car insurance companies in Emily for teenagers.

Annual Car Insurance Rates for Teen Drivers in Emily, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,715 $9,730
American Family $6,405 $9,311
Farmers $6,108 $6,205
GEICO $6,249 $7,971
Liberty Mutual $21,303 $32,066
Nationwide $5,063 $6,193
State Farm $3,556 $4,379
USAA $5,782 $6,337

Cheapest Emily, MN Car Insurance for Seniors

Take a look at Emily, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Emily, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,853 $2,853
American Family $2,134 $2,134
Farmers $2,043 $2,157
GEICO $2,956 $2,873
Liberty Mutual $10,624 $10,624
Nationwide $1,809 $1,928
State Farm $1,492 $1,492
USAA $1,994 $1,999

Cheapest Emily, MN Car Insurance Rates After a DUI

A DUI in Emily, MN increases car insurance rates. Compare Emily, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Emily, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,560
American Family $5,053
Farmers $3,594
GEICO $6,333
Liberty Mutual $22,059
Nationwide $3,648
State Farm $2,231
USAA $4,708

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Cheapest Emily, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Emily, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Emily, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,438 $4,438
American Family $3,671 $3,759
Farmers $3,288 $3,288
GEICO $3,955 $4,059
Liberty Mutual $14,776 $15,681
Nationwide $2,994 $2,994
State Farm $2,171 $2,291
USAA $3,258 $3,345

The Best Cheap Car Insurance Companies in Emily, MN

Take a look at a side-by-side comparison of the top car insurance companies in Emily, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Emily, Minnesota

Insurance Company Average Annual Rates
Allstate $4,438
American Family $3,715
Farmers $3,288
GEICO $4,007
Liberty Mutual $15,229
Nationwide $2,994
State Farm $2,231
USAA $3,301

Category Winners: Cheapest Car Insurance in Emily, Minnesota

Find the cheapest car insurance companies in Emily, MN for each category right here.

Best Annual Car Insurance Rates by Company in Emily, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Emily, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Emily car insurance rates. Find the cheapest Emily, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Emily, Minnesota

Insurance Company Low Medium High
Allstate $4,376 $4,435 $4,503
American Family $3,712 $3,819 $3,614
Farmers $3,167 $3,303 $3,395
GEICO $3,909 $4,005 $4,107
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,853 $3,013 $3,115
State Farm $2,147 $2,239 $2,307
USAA $3,210 $3,299 $3,396

What affects car insurance rates in Emily, Minnesota?

What factors can have an impact on Emily, MN car insurance? There are several reasons why Emily car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Emily, Minnesota.

Commute Time in Emily

The more time you spend in your car the higher the risk of an accident. The average commute length in Emily, MN is 28.7 minutes according to City-Data.

Compare Car Insurance Quotes in Emily, MN

Ready to find affordable Emily, Minnesota car insurance today? Enter your ZIP code for fast, free Emily, MN car insurance quotes.

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