Compare Eminence, KY Car Insurance Rates (2021)

Car insurance in Eminence, KY averages $363 a month. Eminence, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Eminence car insurance rates, compare quotes from the top car insurance companies in Eminence, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Eminence is USAA
  • The cheapest car insurance company in Eminence for teen drivers is USAA
  • Average car insurance rates in Eminence, KY after a DUI are $5,242/year

If you need to buy Eminence, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Eminence, KY is right here.

You’ll find Eminence car insurance rates, the cheapest Eminence, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Eminence, Kentucky car insurance rates to Bowling Green car insurance rates, Covington car insurance rates, and Richmond car insurance rates.

Ready to find affordable Eminence, KY car insurance today? Enter your ZIP code for fast, free Eminence car insurance quotes.

Cheapest Eminence, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Eminence, KY car insurance rates? Every Eminence, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eminence, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,347 $3,310 $3,022 $3,228 $12,645 $14,219 $3,708 $3,917
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,552 $2,763 $2,157 $2,411 $10,876 $12,052 $2,673 $2,791
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,072 $1,970 $1,861 $1,868 $10,111 $11,446 $2,569 $2,627
State Farm $1,844 $1,844 $1,646 $1,646 $5,506 $6,983 $2,059 $2,300
Travelers $2,174 $2,213 $2,135 $2,136 $10,217 $16,221 $2,276 $2,641
USAA $1,849 $1,850 $1,670 $1,696 $4,960 $5,220 $2,333 $2,552

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Minimum Car Insurance in Eminence, KY

Every driver must carry the minimum car insurance in Eminence, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Eminence, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Eminence, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Eminence, KY. Compare credit history car insurance rates in Eminence from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Eminence, Kentucky

Insurance Company Poor Fair Good
Allstate $7,835 $5,422 $4,517
GEICO $7,256 $3,623 $2,361
Liberty Mutual $6,829 $4,206 $3,319
Nationwide $5,647 $4,437 $3,858
Progressive $4,818 $4,206 $3,923
State Farm $4,313 $2,598 $2,024
Travelers $5,584 $4,721 $4,700
USAA $4,110 $2,308 $1,882

Cheapest Eminence, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Eminence, KY to rates for a clean record with top companies.

Annual Eminence, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,902 $6,413 $6,845 $5,537
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $3,990 $6,137 $4,773 $4,239
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,570 $5,284 $4,071 $4,337
State Farm $2,722 $3,234 $2,978 $2,978
Travelers $4,358 $4,485 $6,483 $4,681
USAA $2,084 $2,947 $3,525 $2,510

Cheapest Eminence, KY Car Insurance for Teen Drivers

Teen car insurance in Eminence, KY can be expensive. Take a look at rates from the top car insurance companies in Eminence for teenagers.

Annual Car Insurance Rates for Teen Drivers in Eminence, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,645 $14,219
GEICO $7,170 $8,568
Liberty Mutual $10,876 $12,052
Nationwide $7,450 $9,339
Progressive $10,111 $11,446
State Farm $5,506 $6,983
Travelers $10,217 $16,221
USAA $4,960 $5,220

Cheapest Eminence, KY Car Insurance for Seniors

Take a look at Eminence, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Eminence, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,022 $3,228
GEICO $3,742 $3,389
Liberty Mutual $2,157 $2,411
Nationwide $2,972 $3,117
Progressive $1,861 $1,868
State Farm $1,646 $1,646
Travelers $2,135 $2,136
USAA $1,670 $1,696

Cheapest Eminence, KY Car Insurance Rates After a DUI

A DUI in Eminence, KY increases car insurance rates. Compare Eminence, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Eminence, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,845
GEICO $7,199
Liberty Mutual $4,773
Nationwide $6,064
Progressive $4,071
State Farm $2,978
Travelers $6,483
USAA $3,525

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Cheapest Eminence, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Eminence, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Eminence, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,924 $5,924
GEICO $4,371 $4,456
Liberty Mutual $4,785 $4,785
Nationwide $4,647 $4,647
Progressive $4,315 $4,315
State Farm $2,904 $3,052
Travelers $5,002 $5,002
USAA $2,664 $2,869

The Best Cheap Car Insurance Companies in Eminence, KY

Take a look at a side-by-side comparison of the top car insurance companies in Eminence, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Eminence, Kentucky

Insurance Company Average Annual Rates
Allstate $5,924
GEICO $4,413
Liberty Mutual $4,785
Nationwide $4,647
Progressive $4,315
State Farm $2,978
Travelers $5,002
USAA $2,766

Category Winners: Cheapest Car Insurance in Eminence, Kentucky

Find the cheapest car insurance companies in Eminence, KY for each category right here.

Best Annual Car Insurance Rates by Company in Eminence, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Eminence, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Eminence car insurance rates. Find the cheapest Eminence, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Eminence, Kentucky

Insurance Company Low Medium High
Allstate $5,506 $5,901 $6,366
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,559 $4,756 $5,039
Nationwide $4,735 $4,596 $4,611
Progressive $3,987 $4,262 $4,697
State Farm $2,806 $2,978 $3,152
Travelers $4,790 $5,031 $5,184
USAA $2,639 $2,760 $2,900

What affects car insurance rates in Eminence, Kentucky?

What factors can have an impact on Eminence, KY car insurance? There are several reasons why Eminence car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Eminence, Kentucky.

Commute Time in Eminence

The more time you spend in your car the higher the risk of an accident. The average commute length in Eminence, KY is 27.0 minutes according to City-Data.

Compare Car Insurance Quotes in Eminence, KY

Ready to find affordable Eminence, Kentucky car insurance today? Enter your ZIP code for fast, free Eminence, KY car insurance quotes.

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