Compare Emlyn, KY Car Insurance Rates (2021)

Car insurance in Emlyn, KY averages $456 a month. Emlyn, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Emlyn car insurance rates, compare quotes from the top car insurance companies in Emlyn, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Emlyn, KY after a DUI are $6,573/year
  • The cheapest car insurance company in Emlyn for teen drivers is USAA
  • The cheapest car insurance company in Emlyn is USAA

If you need to buy Emlyn, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Emlyn, KY is right here.

You’ll find Emlyn car insurance rates, the cheapest Emlyn, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Emlyn, Kentucky car insurance rates to Bowling Green car insurance rates, Florence car insurance rates, and Henderson car insurance rates.

Ready to find affordable Emlyn, KY car insurance today? Enter your ZIP code for fast, free Emlyn car insurance quotes.

Cheapest Emlyn, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Emlyn, KY car insurance rates? Every Emlyn, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Emlyn, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,020 $3,975 $3,609 $3,856 $15,172 $16,990 $4,482 $4,758
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $3,129 $3,408 $2,677 $3,012 $12,075 $13,392 $3,248 $3,355
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,732 $2,583 $2,476 $2,474 $13,879 $15,753 $3,394 $3,439
State Farm $2,258 $2,258 $2,020 $2,020 $6,283 $7,964 $2,505 $2,764
Travelers $3,372 $3,439 $3,292 $3,306 $16,560 $26,699 $3,521 $4,118
USAA $2,144 $2,143 $1,934 $1,961 $5,827 $6,128 $2,710 $2,963

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Minimum Car Insurance in Emlyn, KY

Every driver must carry the minimum car insurance in Emlyn, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Emlyn, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Emlyn, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Emlyn, KY. Compare credit history car insurance rates in Emlyn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Emlyn, Kentucky

Insurance Company Poor Fair Good
Allstate $9,433 $6,492 $5,398
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,936 $4,847 $3,828
Nationwide $7,021 $5,495 $4,763
Progressive $6,507 $5,698 $5,319
State Farm $5,023 $3,078 $2,426
Travelers $8,984 $7,580 $7,550
USAA $4,799 $2,689 $2,190

Cheapest Emlyn, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Emlyn, KY to rates for a clean record with top companies.

Annual Emlyn, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,867 $7,703 $8,224 $6,637
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,626 $7,098 $5,513 $4,911
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,818 $7,202 $5,489 $5,856
State Farm $3,232 $3,787 $3,509 $3,509
Travelers $6,995 $7,203 $10,446 $7,509
USAA $2,425 $3,435 $4,121 $2,924

Cheapest Emlyn, KY Car Insurance for Teen Drivers

Teen car insurance in Emlyn, KY can be expensive. Take a look at rates from the top car insurance companies in Emlyn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Emlyn, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,172 $16,990
GEICO $7,942 $9,404
Liberty Mutual $12,075 $13,392
Nationwide $9,302 $11,583
Progressive $13,879 $15,753
State Farm $6,283 $7,964
Travelers $16,560 $26,699
USAA $5,827 $6,128

Cheapest Emlyn, KY Car Insurance for Seniors

Take a look at Emlyn, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Emlyn, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,609 $3,856
GEICO $4,003 $3,626
Liberty Mutual $2,677 $3,012
Nationwide $3,677 $3,839
Progressive $2,476 $2,474
State Farm $2,020 $2,020
Travelers $3,292 $3,306
USAA $1,934 $1,961

Cheapest Emlyn, KY Car Insurance Rates After a DUI

A DUI in Emlyn, KY increases car insurance rates. Compare Emlyn, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Emlyn, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,224
GEICO $7,717
Liberty Mutual $5,513
Nationwide $7,562
Progressive $5,489
State Farm $3,509
Travelers $10,446
USAA $4,121

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Cheapest Emlyn, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Emlyn, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Emlyn, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,108 $7,108
GEICO $4,724 $4,814
Liberty Mutual $5,537 $5,537
Nationwide $5,760 $5,760
Progressive $5,841 $5,841
State Farm $3,424 $3,594
Travelers $8,038 $8,038
USAA $3,107 $3,345

The Best Cheap Car Insurance Companies in Emlyn, KY

Take a look at a side-by-side comparison of the top car insurance companies in Emlyn, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Emlyn, Kentucky

Insurance Company Average Annual Rates
Allstate $7,108
GEICO $4,769
Liberty Mutual $5,537
Nationwide $5,760
Progressive $5,841
State Farm $3,509
Travelers $8,038
USAA $3,226

Category Winners: Cheapest Car Insurance in Emlyn, Kentucky

Find the cheapest car insurance companies in Emlyn, KY for each category right here.

Best Annual Car Insurance Rates by Company in Emlyn, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Emlyn, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Emlyn car insurance rates. Find the cheapest Emlyn, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Emlyn, Kentucky

Insurance Company Low Medium High
Allstate $6,641 $7,082 $7,600
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,174 $5,490 $5,947
Nationwide $5,806 $5,676 $5,797
Progressive $5,258 $5,720 $6,547
State Farm $3,256 $3,496 $3,775
Travelers $7,657 $8,076 $8,382
USAA $3,082 $3,219 $3,377

What affects car insurance rates in Emlyn, Kentucky?

What factors can have an impact on Emlyn, KY car insurance? There are several reasons why Emlyn car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Emlyn, Kentucky.

Commute Time in Emlyn

The more time you spend in your car the higher the risk of an accident. The average commute length in Emlyn, KY is 14.6 minutes according to City-Data.

Compare Car Insurance Quotes in Emlyn, KY

Ready to find affordable Emlyn, Kentucky car insurance today? Enter your ZIP code for fast, free Emlyn, KY car insurance quotes.

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