Compare Emmaus, PA Car Insurance Rates (2021)

Car insurance in Emmaus, PA averages $327 a month. Emmaus, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Emmaus car insurance rates, compare quotes from the top car insurance companies in Emmaus, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Emmaus is USAA
  • Average car insurance rates in Emmaus, PA are $3,920/year
  • Average car insurance rates in Emmaus, PA after a DUI are $4,295/year

If you need to buy Emmaus, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Emmaus, PA is right here.

You’ll find Emmaus car insurance rates, the cheapest Emmaus, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Emmaus, Pennsylvania car insurance rates to York car insurance rates, Bethlehem car insurance rates, and Harrisburg car insurance rates.

Ready to find affordable Emmaus, PA car insurance today? Enter your ZIP code for fast, free Emmaus car insurance quotes.

Cheapest Emmaus, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Emmaus, PA car insurance rates? Every Emmaus, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Emmaus, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,523 $2,523 $2,345 $2,345 $8,758 $8,758 $2,757 $2,757
GEICO $2,096 $1,813 $2,002 $1,733 $5,236 $4,540 $2,094 $1,812
Liberty Mutual $3,442 $3,442 $3,156 $3,156 $9,992 $9,992 $4,361 $4,361
Nationwide $1,843 $1,843 $1,748 $1,748 $5,240 $5,240 $2,071 $2,071
Progressive $2,723 $2,723 $2,437 $2,437 $8,924 $8,924 $3,466 $3,466
State Farm $1,620 $1,620 $1,438 $1,438 $5,933 $5,933 $1,794 $1,794
Travelers $1,685 $1,685 $1,835 $1,835 $25,031 $25,031 $2,013 $2,013
USAA $1,209 $1,209 $1,093 $1,093 $3,748 $3,748 $1,607 $1,607

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Minimum Car Insurance in Emmaus, PA

Every driver must carry the minimum car insurance in Emmaus, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Emmaus, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Emmaus, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Emmaus, PA. Compare credit history car insurance rates in Emmaus from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Emmaus, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,226 $3,911 $3,150
GEICO $4,004 $2,254 $1,740
Liberty Mutual $6,681 $4,796 $4,237
Nationwide $3,194 $2,633 $2,350
Progressive $5,799 $4,083 $3,281
State Farm $3,839 $2,375 $1,874
Travelers $8,292 $7,515 $7,115
USAA $2,385 $1,779 $1,578

Cheapest Emmaus, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Emmaus, PA to rates for a clean record with top companies.

Annual Emmaus, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,916 $4,637 $3,916 $3,916
GEICO $1,961 $3,371 $2,625 $2,706
Liberty Mutual $4,768 $5,485 $5,349 $5,349
Nationwide $1,969 $2,638 $3,667 $2,628
Progressive $3,972 $5,519 $4,083 $3,977
State Farm $2,454 $2,938 $2,696 $2,696
Travelers $5,384 $7,715 $9,749 $7,715
USAA $1,534 $2,131 $2,276 $1,715

Cheapest Emmaus, PA Car Insurance for Teen Drivers

Teen car insurance in Emmaus, PA can be expensive. Take a look at rates from the top car insurance companies in Emmaus for teenagers.

Annual Car Insurance Rates for Teen Drivers in Emmaus, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,758 $8,758
GEICO $5,236 $4,540
Liberty Mutual $9,992 $9,992
Nationwide $5,240 $5,240
Progressive $8,924 $8,924
State Farm $5,933 $5,933
Travelers $25,031 $25,031
USAA $3,748 $3,748

Cheapest Emmaus, PA Car Insurance for Seniors

Take a look at Emmaus, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Emmaus, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,345 $2,345
GEICO $2,002 $1,733
Liberty Mutual $3,156 $3,156
Nationwide $1,748 $1,748
Progressive $2,437 $2,437
State Farm $1,438 $1,438
Travelers $1,835 $1,835
USAA $1,093 $1,093

Cheapest Emmaus, PA Car Insurance Rates After a DUI

A DUI in Emmaus, PA increases car insurance rates. Compare Emmaus, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Emmaus, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,916
GEICO $2,625
Liberty Mutual $5,349
Nationwide $3,667
Progressive $4,083
State Farm $2,696
Travelers $9,749
USAA $2,276

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Cheapest Emmaus, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Emmaus, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Emmaus, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,011 $4,181
GEICO $2,625 $2,706
Liberty Mutual $5,104 $5,371
Nationwide $2,726 $2,726
Progressive $4,388 $4,388
State Farm $2,616 $2,776
Travelers $7,641 $7,641
USAA $1,859 $1,969

The Best Cheap Car Insurance Companies in Emmaus, PA

Take a look at a side-by-side comparison of the top car insurance companies in Emmaus, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Emmaus, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,096
GEICO $2,666
Liberty Mutual $5,238
Nationwide $2,726
Progressive $4,388
State Farm $2,696
Travelers $7,641
USAA $1,914

Category Winners: Cheapest Car Insurance in Emmaus, Pennsylvania

Find the cheapest car insurance companies in Emmaus, PA for each category right here.

Best Annual Car Insurance Rates by Company in Emmaus, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Emmaus, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Emmaus car insurance rates. Find the cheapest Emmaus, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Emmaus, Pennsylvania

Insurance Company Low Medium High
Allstate $3,902 $4,124 $4,262
GEICO $2,401 $2,694 $2,903
Liberty Mutual $4,965 $5,279 $5,469
Nationwide $2,737 $2,765 $2,675
Progressive $3,984 $4,433 $4,746
State Farm $2,502 $2,738 $2,848
Travelers $7,704 $7,659 $7,560
USAA $1,764 $1,934 $2,044

What affects car insurance rates in Emmaus, Pennsylvania?

What factors can have an impact on Emmaus, PA car insurance? There are several reasons why Emmaus car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Emmaus, Pennsylvania.

Commute Time in Emmaus

The more time you spend in your car the higher the risk of an accident. The average commute length in Emmaus, PA is 24.4 minutes according to City-Data.

Compare Car Insurance Quotes in Emmaus, PA

Ready to find affordable Emmaus, Pennsylvania car insurance today? Enter your ZIP code for fast, free Emmaus, PA car insurance quotes.

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