Compare Emmett, KS Car Insurance Rates (2021)

Car insurance in Emmett, KS averages $273 a month. Emmett, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Emmett car insurance rates, compare quotes from the top car insurance companies in Emmett, KS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Emmett for teen drivers is American Family
  • The cheapest car insurance company in Emmett is American Family
  • Average car insurance rates in Emmett, KS are $3,281/year

If you need to buy Emmett, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Emmett, KS is right here.

You’ll find Emmett car insurance rates, the cheapest Emmett, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Emmett, Kansas car insurance rates to Lawrence car insurance rates, Lenexa car insurance rates, and Manhattan car insurance rates.

Ready to find affordable Emmett, KS car insurance today? Enter your ZIP code for fast, free Emmett car insurance quotes.

Cheapest Emmett, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Emmett, KS car insurance rates? Every Emmett, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Emmett, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,588 $1,588 $1,435 $1,435 $3,098 $3,718 $1,588 $1,789
Farmers $2,413 $2,392 $2,155 $2,252 $6,617 $6,845 $2,719 $2,856
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,908 $1,972 $1,694 $1,831 $3,874 $4,772 $2,213 $2,362
Progressive $2,304 $2,184 $1,856 $1,941 $8,632 $9,726 $2,715 $2,912
State Farm $1,634 $1,634 $1,429 $1,429 $4,322 $5,512 $1,835 $2,072
Travelers $1,986 $2,021 $1,937 $1,960 $7,998 $12,455 $2,033 $2,399
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Emmett, KS

Every driver must carry the minimum car insurance in Emmett, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Emmett, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Emmett, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Emmett, KS. Compare credit history car insurance rates in Emmett from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Emmett, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,651 $1,874 $1,565
Farmers $4,152 $3,314 $3,127
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,867 $2,519 $2,349
Progressive $4,617 $3,889 $3,595
State Farm $3,615 $2,161 $1,674
Travelers $4,738 $3,856 $3,703
USAA $3,182 $2,079 $1,707

Cheapest Emmett, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Emmett, KS to rates for a clean record with top companies.

Annual Emmett, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $1,992 $2,142 $1,992 $1,992
Farmers $2,975 $3,832 $3,734 $3,583
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,928 $2,222 $3,950 $2,212
Progressive $3,723 $4,365 $3,894 $4,153
State Farm $2,306 $2,661 $2,483 $2,483
Travelers $2,988 $3,896 $5,372 $4,140
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Emmett, KS Car Insurance for Teen Drivers

Teen car insurance in Emmett, KS can be expensive. Take a look at rates from the top car insurance companies in Emmett for teenagers.

Annual Car Insurance Rates for Teen Drivers in Emmett, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,098 $3,718
Farmers $6,617 $6,845
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,874 $4,772
Progressive $8,632 $9,726
State Farm $4,322 $5,512
Travelers $7,998 $12,455
USAA $4,580 $4,837

Cheapest Emmett, KS Car Insurance for Seniors

Take a look at Emmett, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Emmett, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,435 $1,435
Farmers $2,155 $2,252
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,694 $1,831
Progressive $1,856 $1,941
State Farm $1,429 $1,429
Travelers $1,937 $1,960
USAA $1,272 $1,296

Cheapest Emmett, KS Car Insurance Rates After a DUI

A DUI in Emmett, KS increases car insurance rates. Compare Emmett, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Emmett, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $1,992
Farmers $3,734
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,950
Progressive $3,894
State Farm $2,483
Travelers $5,372
USAA $3,352

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Cheapest Emmett, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Emmett, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Emmett, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,004 $2,056
Farmers $3,531 $3,531
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,578 $2,578
Progressive $4,034 $4,034
State Farm $2,422 $2,545
Travelers $4,099 $4,099
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Emmett, KS

Take a look at a side-by-side comparison of the top car insurance companies in Emmett, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Emmett, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,030
Farmers $3,531
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,578
Progressive $4,034
State Farm $2,483
Travelers $4,099
USAA $2,323

Category Winners: Cheapest Car Insurance in Emmett, Kansas

Find the cheapest car insurance companies in Emmett, KS for each category right here.

Best Annual Car Insurance Rates by Company in Emmett, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Emmett, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Emmett car insurance rates. Find the cheapest Emmett, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Emmett, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,049 $2,132 $1,909
Farmers $3,391 $3,513 $3,688
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,721 $2,549 $2,465
Progressive $3,800 $4,001 $4,300
State Farm $2,394 $2,490 $2,566
Travelers $3,895 $4,105 $4,297
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Emmett, Kansas?

What factors can have an impact on Emmett, KS car insurance? There are several reasons why Emmett car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Emmett, Kansas.

Commute Time in Emmett

The more time you spend in your car the higher the risk of an accident. The average commute length in Emmett, KS is 30.3 minutes according to City-Data.

Compare Car Insurance Quotes in Emmett, KS

Ready to find affordable Emmett, Kansas car insurance today? Enter your ZIP code for fast, free Emmett, KS car insurance quotes.

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