Compare Emory, VA Car Insurance Rates (2021)

Car insurance in Emory, VA averages $180 a month. Emory, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Emory car insurance rates, compare quotes from the top car insurance companies in Emory, VA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Emory for teen drivers is Nationwide
  • Average car insurance rates in Emory, VA are $2,166/year
  • Average car insurance rates in Emory, VA after a DUI are $2,558/year

If you need to buy Emory, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Emory, VA is right here.

You’ll find Emory car insurance rates, the cheapest Emory, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Emory, Virginia car insurance rates to Newport News car insurance rates, Roanoke car insurance rates, and Portsmouth car insurance rates.

Ready to find affordable Emory, VA car insurance today? Enter your ZIP code for fast, free Emory car insurance quotes.

Cheapest Emory, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Emory, VA car insurance rates? Every Emory, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Emory, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,890 $1,784 $1,881 $1,881 $5,926 $6,821 $2,461 $2,465
GEICO $1,432 $1,429 $1,356 $1,356 $3,058 $4,115 $1,668 $1,649
Nationwide $1,225 $1,229 $1,093 $1,119 $2,898 $3,708 $1,348 $1,458
Progressive $1,230 $1,167 $1,111 $1,114 $5,627 $6,330 $1,488 $1,519
State Farm $1,199 $1,199 $1,087 $1,087 $3,692 $4,620 $1,357 $1,570
USAA $995 $978 $931 $934 $3,101 $3,700 $1,277 $1,400

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Emory, VA

Every driver must carry the minimum car insurance in Emory, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Emory, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Emory, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Emory, VA. Compare credit history car insurance rates in Emory from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Emory, Virginia

Insurance Company Poor Fair Good
Allstate $3,823 $3,067 $2,526
GEICO $2,231 $1,896 $1,896
Nationwide $2,081 $1,675 $1,524
Progressive $2,731 $2,386 $2,228
State Farm $2,808 $1,743 $1,378
USAA $2,227 $1,516 $1,251

Cheapest Emory, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Emory, VA to rates for a clean record with top companies.

Annual Emory, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,351 $3,742 $3,435 $3,027
GEICO $1,526 $1,980 $3,000 $1,526
Nationwide $1,538 $1,538 $2,226 $1,737
Progressive $2,093 $2,768 $2,498 $2,434
State Farm $1,800 $2,153 $1,976 $1,976
USAA $1,289 $1,672 $2,215 $1,482

Cheapest Emory, VA Car Insurance for Teen Drivers

Teen car insurance in Emory, VA can be expensive. Take a look at rates from the top car insurance companies in Emory for teenagers.

Annual Car Insurance Rates for Teen Drivers in Emory, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,926 $6,821
GEICO $3,058 $4,115
Nationwide $2,898 $3,708
Progressive $5,627 $6,330
State Farm $3,692 $4,620
USAA $3,101 $3,700

Cheapest Emory, VA Car Insurance for Seniors

Take a look at Emory, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Emory, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,881 $1,881
GEICO $1,356 $1,356
Nationwide $1,093 $1,119
Progressive $1,111 $1,114
State Farm $1,087 $1,087
USAA $931 $934

Cheapest Emory, VA Car Insurance Rates After a DUI

A DUI in Emory, VA increases car insurance rates. Compare Emory, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Emory, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,435
GEICO $3,000
Nationwide $2,226
Progressive $2,498
State Farm $1,976
USAA $2,215

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Emory, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Emory, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Emory, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,045 $3,233
GEICO $1,971 $2,045
Nationwide $1,760 $1,760
Progressive $2,448 $2,448
State Farm $1,928 $2,024
USAA $1,604 $1,725

The Best Cheap Car Insurance Companies in Emory, VA

Take a look at a side-by-side comparison of the top car insurance companies in Emory, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Emory, Virginia

Insurance Company Average Annual Rates
Allstate $3,139
GEICO $2,008
Nationwide $1,760
Progressive $2,448
State Farm $1,976
USAA $1,665

Category Winners: Cheapest Car Insurance in Emory, Virginia

Find the cheapest car insurance companies in Emory, VA for each category right here.

Best Annual Car Insurance Rates by Company in Emory, Virginia

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Emory, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Emory car insurance rates. Find the cheapest Emory, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Emory, Virginia

Insurance Company Low Medium High
Allstate $3,051 $3,140 $3,225
GEICO $1,936 $2,006 $2,082
Nationwide $1,838 $1,743 $1,698
Progressive $2,336 $2,419 $2,589
State Farm $1,858 $1,972 $2,098
USAA $1,608 $1,667 $1,718

What affects car insurance rates in Emory, Virginia?

What factors can have an impact on Emory, VA car insurance? There are several reasons why Emory car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Emory, Virginia.

Commute Time in Emory

The more time you spend in your car the higher the risk of an accident. The average commute length in Emory, VA is 12.4 minutes according to City-Data.

Compare Car Insurance Quotes in Emory, VA

Ready to find affordable Emory, Virginia car insurance today? Enter your ZIP code for fast, free Emory, VA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption