Compare Empire, NV Car Insurance Rates (2021)

Car insurance in Empire, NV averages $296 a month. Empire, Nevada car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Empire car insurance rates, compare quotes from the top car insurance companies in Empire, NV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Empire, NV are $3,552/year
  • The cheapest car insurance company in Empire for teen drivers is USAA
  • Average car insurance rates in Empire, NV after a DUI are $4,260/year

If you need to buy Empire, Nevada car insurance, the options can be confusing. Everything you need to know about car insurance in Empire, NV is right here.

You’ll find Empire car insurance rates, the cheapest Empire, NV car insurance companies, and information on Nevada car insurance laws. You can also compare Empire, Nevada car insurance rates to Henderson car insurance rates, Reno car insurance rates, and North Las Vegas car insurance rates.

Ready to find affordable Empire, NV car insurance today? Enter your ZIP code for fast, free Empire car insurance quotes.

Cheapest Empire, NV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Empire, NV car insurance rates? Every Empire, Nevada car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Empire, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,442 $2,438 $2,240 $2,367 $7,794 $9,378 $2,642 $2,835
American Family $2,299 $2,299 $2,045 $2,045 $7,718 $10,116 $2,299 $2,680
Farmers $1,863 $1,906 $1,689 $1,881 $6,102 $6,468 $2,485 $2,571
GEICO $2,232 $2,153 $2,254 $2,265 $5,460 $4,998 $2,221 $1,904
Liberty Mutual $2,336 $2,520 $2,264 $2,532 $9,768 $10,859 $2,631 $2,780
Nationwide $1,971 $2,016 $1,798 $1,904 $4,771 $5,750 $2,334 $2,488
Progressive $1,854 $1,608 $1,621 $1,613 $7,945 $8,638 $2,163 $2,019
State Farm $2,496 $2,496 $2,253 $2,253 $7,651 $9,762 $2,791 $3,130
Travelers $1,592 $1,613 $1,522 $1,514 $8,130 $12,982 $1,765 $1,973
USAA $1,849 $1,820 $1,754 $1,754 $4,671 $5,278 $2,321 $2,481

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Minimum Car Insurance in Empire, NV

Every driver must carry the minimum car insurance in Empire, NV. Take a look at the Nevada car insurance requirements.

Minimum Required Car Insurance Coverage in Empire, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Empire, NV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Empire, NV. Compare credit history car insurance rates in Empire from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Empire, Nevada

Insurance Company Poor Fair Good
Allstate $5,136 $3,729 $3,186
American Family $4,890 $3,719 $3,204
Farmers $3,636 $2,948 $2,779
GEICO $3,536 $2,936 $2,336
Liberty Mutual $6,426 $3,900 $3,058
Nationwide $3,398 $2,803 $2,435
Progressive $3,770 $3,374 $3,154
State Farm $7,487 $2,948 $1,877
Travelers $4,257 $3,809 $3,593
USAA $3,961 $2,350 $1,912

Cheapest Empire, NV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Empire, NV to rates for a clean record with top companies.

Annual Empire, Nevada Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,416 $3,988 $4,811 $3,853
American Family $3,172 $4,388 $4,713 $3,478
Farmers $2,606 $3,323 $3,417 $3,137
GEICO $2,044 $3,251 $3,940 $2,509
Liberty Mutual $3,277 $5,187 $5,235 $4,146
Nationwide $2,315 $2,970 $3,702 $2,529
Progressive $2,868 $3,917 $3,609 $3,337
State Farm $3,736 $4,472 $4,104 $4,104
Travelers $2,786 $4,145 $5,256 $3,359
USAA $2,113 $2,653 $3,811 $2,387

Cheapest Empire, NV Car Insurance for Teen Drivers

Teen car insurance in Empire, NV can be expensive. Take a look at rates from the top car insurance companies in Empire for teenagers.

Annual Car Insurance Rates for Teen Drivers in Empire, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,794 $9,378
American Family $7,718 $10,116
Farmers $6,102 $6,468
GEICO $5,460 $4,998
Liberty Mutual $9,768 $10,859
Nationwide $4,771 $5,750
Progressive $7,945 $8,638
State Farm $7,651 $9,762
Travelers $8,130 $12,982
USAA $4,671 $5,278

Cheapest Empire, NV Car Insurance for Seniors

Take a look at Empire, NV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Empire, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,240 $2,367
American Family $2,045 $2,045
Farmers $1,689 $1,881
GEICO $2,254 $2,265
Liberty Mutual $2,264 $2,532
Nationwide $1,798 $1,904
Progressive $1,621 $1,613
State Farm $2,253 $2,253
Travelers $1,522 $1,514
USAA $1,754 $1,754

Cheapest Empire, NV Car Insurance Rates After a DUI

A DUI in Empire, NV increases car insurance rates. Compare Empire, Nevada DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Empire, Nevada

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,811
American Family $4,713
Farmers $3,417
GEICO $3,940
Liberty Mutual $5,235
Nationwide $3,702
Progressive $3,609
State Farm $4,104
Travelers $5,256
USAA $3,811

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Cheapest Empire, NV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Empire, NV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Empire, Nevada

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,017 $4,017
American Family $3,886 $3,989
Farmers $3,121 $3,121
GEICO $2,886 $2,986
Liberty Mutual $4,461 $4,461
Nationwide $2,879 $2,879
Progressive $3,433 $3,433
State Farm $3,984 $4,224
Travelers $3,886 $3,886
USAA $2,705 $2,778

The Best Cheap Car Insurance Companies in Empire, NV

Take a look at a side-by-side comparison of the top car insurance companies in Empire, NV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Empire, Nevada

Insurance Company Average Annual Rates
Allstate $4,017
American Family $3,938
Farmers $3,121
GEICO $2,936
Liberty Mutual $4,461
Nationwide $2,879
Progressive $3,433
State Farm $4,104
Travelers $3,886
USAA $2,741

Category Winners: Cheapest Car Insurance in Empire, Nevada

Find the cheapest car insurance companies in Empire, NV for each category right here.

Best Annual Car Insurance Rates by Company in Empire, Nevada

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Farmers
With 1 Speeding Violation USAA

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Cheapest Empire, NV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Empire car insurance rates. Find the cheapest Empire, NV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Empire, Nevada

Insurance Company Low Medium High
Allstate $3,668 $4,060 $4,323
American Family $3,783 $4,163 $3,866
Farmers $2,876 $3,092 $3,394
GEICO $2,640 $2,872 $3,295
Liberty Mutual $4,125 $4,412 $4,846
Nationwide $2,838 $2,875 $2,924
Progressive $3,039 $3,317 $3,941
State Farm $3,773 $4,089 $4,451
Travelers $3,564 $3,905 $4,190
USAA $2,478 $2,718 $3,027

Compare Car Insurance Quotes in Empire, NV

Ready to find affordable Empire, Nevada car insurance today? Enter your ZIP code for fast, free Empire, NV car insurance quotes.

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