Compare Emporia, VA Car Insurance Rates (2021)

Car insurance in Emporia, VA averages $196 a month. Emporia, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Emporia car insurance rates, compare quotes from the top car insurance companies in Emporia, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Emporia is USAA
  • Average car insurance rates in Emporia, VA after a DUI are $2,780/year
  • The cheapest car insurance company in Emporia for teen drivers is GEICO

If you need to buy Emporia, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Emporia, VA is right here.

You’ll find Emporia car insurance rates, the cheapest Emporia, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Emporia, Virginia car insurance rates to Richmond car insurance rates, Virginia Beach car insurance rates, and Suffolk car insurance rates.

Ready to find affordable Emporia, VA car insurance today? Enter your ZIP code for fast, free Emporia car insurance quotes.

Cheapest Emporia, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Emporia, VA car insurance rates? Every Emporia, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Emporia, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,054 $1,943 $2,048 $2,048 $6,325 $7,290 $2,679 $2,689
GEICO $1,466 $1,464 $1,392 $1,392 $3,096 $4,141 $1,702 $1,685
Nationwide $1,455 $1,469 $1,288 $1,330 $3,390 $4,404 $1,602 $1,756
Progressive $1,284 $1,222 $1,159 $1,163 $5,803 $6,533 $1,554 $1,584
State Farm $1,368 $1,368 $1,230 $1,230 $4,061 $5,105 $1,546 $1,775
USAA $1,140 $1,127 $1,060 $1,074 $3,397 $4,051 $1,468 $1,616

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Minimum Car Insurance in Emporia, VA

Every driver must carry the minimum car insurance in Emporia, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Emporia, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Emporia, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Emporia, VA. Compare credit history car insurance rates in Emporia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Emporia, Virginia

Insurance Company Poor Fair Good
Allstate $4,138 $3,292 $2,723
GEICO $2,269 $1,929 $1,929
Nationwide $2,478 $1,984 $1,798
Progressive $2,837 $2,471 $2,305
State Farm $3,143 $1,949 $1,539
USAA $2,498 $1,700 $1,402

Cheapest Emporia, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Emporia, VA to rates for a clean record with top companies.

Annual Emporia, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,554 $4,035 $3,677 $3,271
GEICO $1,550 $2,014 $3,057 $1,550
Nationwide $1,810 $1,810 $2,669 $2,059
Progressive $2,174 $2,863 $2,588 $2,527
State Farm $2,022 $2,399 $2,210 $2,210
USAA $1,450 $1,879 $2,475 $1,662

Cheapest Emporia, VA Car Insurance for Teen Drivers

Teen car insurance in Emporia, VA can be expensive. Take a look at rates from the top car insurance companies in Emporia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Emporia, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,325 $7,290
GEICO $3,096 $4,141
Nationwide $3,390 $4,404
Progressive $5,803 $6,533
State Farm $4,061 $5,105
USAA $3,397 $4,051

Cheapest Emporia, VA Car Insurance for Seniors

Take a look at Emporia, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Emporia, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,048 $2,048
GEICO $1,392 $1,392
Nationwide $1,288 $1,330
Progressive $1,159 $1,163
State Farm $1,230 $1,230
USAA $1,060 $1,074

Cheapest Emporia, VA Car Insurance Rates After a DUI

A DUI in Emporia, VA increases car insurance rates. Compare Emporia, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Emporia, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,677
GEICO $3,057
Nationwide $2,669
Progressive $2,588
State Farm $2,210
USAA $2,475

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Cheapest Emporia, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Emporia, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Emporia, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,282 $3,487
GEICO $2,004 $2,081
Nationwide $2,087 $2,087
Progressive $2,538 $2,538
State Farm $2,156 $2,264
USAA $1,797 $1,936

The Best Cheap Car Insurance Companies in Emporia, VA

Take a look at a side-by-side comparison of the top car insurance companies in Emporia, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Emporia, Virginia

Insurance Company Average Annual Rates
Allstate $3,385
GEICO $2,042
Nationwide $2,087
Progressive $2,538
State Farm $2,210
USAA $1,867

Category Winners: Cheapest Car Insurance in Emporia, Virginia

Find the cheapest car insurance companies in Emporia, VA for each category right here.

Best Annual Car Insurance Rates by Company in Emporia, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Emporia, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Emporia car insurance rates. Find the cheapest Emporia, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Emporia, Virginia

Insurance Company Low Medium High
Allstate $3,276 $3,385 $3,493
GEICO $1,955 $2,040 $2,132
Nationwide $2,190 $2,065 $2,005
Progressive $2,399 $2,500 $2,714
State Farm $2,084 $2,207 $2,341
USAA $1,787 $1,870 $1,943

What affects car insurance rates in Emporia, Virginia?

What factors can have an impact on Emporia, VA car insurance? There are several reasons why Emporia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Emporia, Virginia.

Commute Time in Emporia

The more time you spend in your car the higher the risk of an accident. The average commute length in Emporia, VA is 18.4 minutes according to City-Data.

Compare Car Insurance Quotes in Emporia, VA

Ready to find affordable Emporia, Virginia car insurance today? Enter your ZIP code for fast, free Emporia, VA car insurance quotes.

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