Compare Emporium, PA Car Insurance Rates (2021)

Car insurance in Emporium, PA averages $311 a month. Emporium, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Emporium car insurance rates, compare quotes from the top car insurance companies in Emporium, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Emporium, PA are $3,736/year
  • Average car insurance rates in Emporium, PA after a DUI are $4,082/year
  • The cheapest car insurance company in Emporium is USAA

If you need to buy Emporium, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Emporium, PA is right here.

You’ll find Emporium car insurance rates, the cheapest Emporium, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Emporium, Pennsylvania car insurance rates to Reading car insurance rates, Pittsburgh car insurance rates, and Erie car insurance rates.

Ready to find affordable Emporium, PA car insurance today? Enter your ZIP code for fast, free Emporium car insurance quotes.

Cheapest Emporium, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Emporium, PA car insurance rates? Every Emporium, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Emporium, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,320 $2,320 $2,123 $2,123 $7,410 $7,410 $2,569 $2,569
GEICO $1,694 $1,469 $1,571 $1,363 $4,092 $3,550 $1,725 $1,496
Liberty Mutual $4,156 $4,156 $3,801 $3,801 $12,275 $12,275 $5,296 $5,296
Nationwide $1,744 $1,744 $1,641 $1,641 $4,787 $4,787 $1,945 $1,945
Progressive $2,511 $2,511 $2,232 $2,232 $7,880 $7,880 $3,222 $3,222
State Farm $1,573 $1,573 $1,372 $1,372 $5,390 $5,390 $1,722 $1,722
Travelers $1,607 $1,607 $1,702 $1,702 $22,603 $22,603 $1,963 $1,963
USAA $1,170 $1,170 $1,051 $1,051 $3,437 $3,437 $1,564 $1,564

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Minimum Car Insurance in Emporium, PA

Every driver must carry the minimum car insurance in Emporium, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Emporium, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Emporium, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Emporium, PA. Compare credit history car insurance rates in Emporium from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Emporium, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,618 $3,430 $2,768
GEICO $3,172 $1,796 $1,392
Liberty Mutual $8,151 $5,840 $5,155
Nationwide $2,977 $2,433 $2,178
Progressive $5,266 $3,675 $2,943
State Farm $3,580 $2,215 $1,747
Travelers $7,604 $6,847 $6,456
USAA $2,261 $1,675 $1,481

Cheapest Emporium, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Emporium, PA to rates for a clean record with top companies.

Annual Emporium, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,457 $4,051 $3,457 $3,457
GEICO $1,565 $2,629 $2,112 $2,175
Liberty Mutual $5,876 $6,618 $6,517 $6,517
Nationwide $1,814 $2,424 $3,420 $2,459
Progressive $3,603 $4,930 $3,701 $3,612
State Farm $2,326 $2,703 $2,514 $2,514
Travelers $5,006 $7,036 $8,798 $7,036
USAA $1,457 $1,998 $2,139 $1,628

Cheapest Emporium, PA Car Insurance for Teen Drivers

Teen car insurance in Emporium, PA can be expensive. Take a look at rates from the top car insurance companies in Emporium for teenagers.

Annual Car Insurance Rates for Teen Drivers in Emporium, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,410 $7,410
GEICO $4,092 $3,550
Liberty Mutual $12,275 $12,275
Nationwide $4,787 $4,787
Progressive $7,880 $7,880
State Farm $5,390 $5,390
Travelers $22,603 $22,603
USAA $3,437 $3,437

Cheapest Emporium, PA Car Insurance for Seniors

Take a look at Emporium, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Emporium, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,123 $2,123
GEICO $1,571 $1,363
Liberty Mutual $3,801 $3,801
Nationwide $1,641 $1,641
Progressive $2,232 $2,232
State Farm $1,372 $1,372
Travelers $1,702 $1,702
USAA $1,051 $1,051

Cheapest Emporium, PA Car Insurance Rates After a DUI

A DUI in Emporium, PA increases car insurance rates. Compare Emporium, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Emporium, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,457
GEICO $2,112
Liberty Mutual $6,517
Nationwide $3,420
Progressive $3,701
State Farm $2,514
Travelers $8,798
USAA $2,139

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Cheapest Emporium, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Emporium, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Emporium, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,537 $3,674
GEICO $2,081 $2,159
Liberty Mutual $6,217 $6,547
Nationwide $2,529 $2,529
Progressive $3,961 $3,961
State Farm $2,441 $2,588
Travelers $6,969 $6,969
USAA $1,754 $1,857

The Best Cheap Car Insurance Companies in Emporium, PA

Take a look at a side-by-side comparison of the top car insurance companies in Emporium, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Emporium, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,606
GEICO $2,120
Liberty Mutual $6,382
Nationwide $2,529
Progressive $3,961
State Farm $2,514
Travelers $6,969
USAA $1,805

Category Winners: Cheapest Car Insurance in Emporium, Pennsylvania

Find the cheapest car insurance companies in Emporium, PA for each category right here.

Best Annual Car Insurance Rates by Company in Emporium, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Emporium, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Emporium car insurance rates. Find the cheapest Emporium, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Emporium, Pennsylvania

Insurance Company Low Medium High
Allstate $3,474 $3,623 $3,719
GEICO $1,945 $2,136 $2,278
Liberty Mutual $6,143 $6,417 $6,586
Nationwide $2,573 $2,552 $2,462
Progressive $3,685 $3,988 $4,211
State Farm $2,397 $2,537 $2,608
Travelers $7,137 $6,951 $6,820
USAA $1,696 $1,819 $1,901

What affects car insurance rates in Emporium, Pennsylvania?

What factors can have an impact on Emporium, PA car insurance? There are several reasons why Emporium car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Emporium, Pennsylvania.

Commute Time in Emporium

The more time you spend in your car the higher the risk of an accident. The average commute length in Emporium, PA is 18.0 minutes according to City-Data.

Compare Car Insurance Quotes in Emporium, PA

Ready to find affordable Emporium, Pennsylvania car insurance today? Enter your ZIP code for fast, free Emporium, PA car insurance quotes.

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