Compare Encinal, TX Car Insurance Rates (2021)

Car insurance in Encinal, TX averages $326 a month. Encinal, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Encinal car insurance rates, compare quotes from the top car insurance companies in Encinal, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Encinal for teen drivers is USAA
  • Average car insurance rates in Encinal, TX after a DUI are $4,429/year
  • Average car insurance rates in Encinal, TX are $3,906/year

If you need to buy Encinal, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Encinal, TX is right here.

You’ll find Encinal car insurance rates, the cheapest Encinal, TX car insurance companies, and information on Texas car insurance laws. You can also compare Encinal, Texas car insurance rates to Laredo car insurance rates, San Antonio car insurance rates, and Arlington car insurance rates.

Ready to find affordable Encinal, TX car insurance today? Enter your ZIP code for fast, free Encinal car insurance quotes.

Cheapest Encinal, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Encinal, TX car insurance rates? Every Encinal, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Encinal, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,479 $3,527 $3,436 $3,436 $9,008 $10,938 $4,324 $4,537
American Family $2,640 $2,934 $2,451 $2,803 $6,873 $9,002 $3,767 $4,291
GEICO $2,257 $2,418 $2,151 $2,422 $4,772 $4,941 $2,434 $2,427
Nationwide $2,612 $2,658 $2,312 $2,450 $7,179 $9,231 $3,048 $3,299
Progressive $2,962 $2,731 $2,630 $2,692 $12,433 $13,715 $3,415 $3,345
State Farm $1,943 $1,943 $1,719 $1,719 $4,497 $5,700 $2,102 $2,166
USAA $1,522 $1,538 $1,452 $1,450 $4,195 $4,587 $2,031 $2,192

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Minimum Car Insurance in Encinal, TX

Every driver must carry the minimum car insurance in Encinal, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Encinal, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Encinal, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Encinal, TX. Compare credit history car insurance rates in Encinal from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Encinal, Texas

Insurance Company Poor Fair Good
Allstate $6,789 $4,970 $4,248
American Family $5,984 $3,764 $3,287
GEICO $4,585 $2,605 $1,744
Nationwide $4,937 $3,939 $3,420
Progressive $6,184 $5,341 $4,946
State Farm $3,861 $2,400 $1,910
USAA $3,488 $2,009 $1,615

Cheapest Encinal, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Encinal, TX to rates for a clean record with top companies.

Annual Encinal, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,196 $6,344 $6,607 $4,196
American Family $3,963 $5,036 $4,417 $3,963
GEICO $2,530 $3,297 $2,813 $3,272
Nationwide $3,557 $3,557 $5,262 $4,017
Progressive $4,777 $6,227 $5,587 $5,371
State Farm $2,435 $2,773 $3,251 $2,435
USAA $1,773 $2,606 $3,069 $2,035

Cheapest Encinal, TX Car Insurance for Teen Drivers

Teen car insurance in Encinal, TX can be expensive. Take a look at rates from the top car insurance companies in Encinal for teenagers.

Annual Car Insurance Rates for Teen Drivers in Encinal, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,008 $10,938
American Family $6,873 $9,002
GEICO $4,772 $4,941
Nationwide $7,179 $9,231
Progressive $12,433 $13,715
State Farm $4,497 $5,700
USAA $4,195 $4,587

Cheapest Encinal, TX Car Insurance for Seniors

Take a look at Encinal, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Encinal, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,436 $3,436
American Family $2,451 $2,803
GEICO $2,151 $2,422
Nationwide $2,312 $2,450
Progressive $2,630 $2,692
State Farm $1,719 $1,719
USAA $1,452 $1,450

Cheapest Encinal, TX Car Insurance Rates After a DUI

A DUI in Encinal, TX increases car insurance rates. Compare Encinal, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Encinal, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,607
American Family $4,417
GEICO $2,813
Nationwide $5,262
Progressive $5,587
State Farm $3,251
USAA $3,069

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Cheapest Encinal, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Encinal, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Encinal, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,213 $5,459
American Family $4,345 $4,345
GEICO $2,917 $3,039
Nationwide $4,099 $4,099
Progressive $5,490 $5,490
State Farm $2,724 $2,724
USAA $2,341 $2,401

The Best Cheap Car Insurance Companies in Encinal, TX

Take a look at a side-by-side comparison of the top car insurance companies in Encinal, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Encinal, Texas

Insurance Company Average Annual Rates
Allstate $5,336
American Family $4,345
GEICO $2,978
Nationwide $4,099
Progressive $5,490
State Farm $2,724
USAA $2,371

Category Winners: Cheapest Car Insurance in Encinal, Texas

Find the cheapest car insurance companies in Encinal, TX for each category right here.

Best Annual Car Insurance Rates by Company in Encinal, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Encinal, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Encinal car insurance rates. Find the cheapest Encinal, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Encinal, Texas

Insurance Company Low Medium High
Allstate $5,242 $5,301 $5,464
American Family $4,048 $4,185 $4,802
GEICO $2,813 $2,934 $3,187
Nationwide $4,366 $3,921 $4,009
Progressive $5,050 $5,438 $5,982
State Farm $2,579 $2,712 $2,880
USAA $2,292 $2,361 $2,459

What affects car insurance rates in Encinal, Texas?

What factors can have an impact on Encinal, TX car insurance? There are several reasons why Encinal car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Encinal, Texas.

Car Theft in Encinal

High levels of vehicle theft can make car insurance more expensive. Encinal, TX car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Encinal

The more time you spend in your car the higher the risk of an accident. The average commute length in Encinal, TX is 16.7 minutes according to City-Data.

Compare Car Insurance Quotes in Encinal, TX

Ready to find affordable Encinal, Texas car insurance today? Enter your ZIP code for fast, free Encinal, TX car insurance quotes.

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