Compare Encino, TX Car Insurance Rates (2021)

Car insurance in Encino, TX averages $357 a month. Encino, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Encino car insurance rates, compare quotes from the top car insurance companies in Encino, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Encino, TX after a DUI are $4,871/year
  • The cheapest car insurance company in Encino is State Farm
  • The cheapest car insurance company in Encino for teen drivers is State Farm

If you need to buy Encino, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Encino, TX is right here.

You’ll find Encino car insurance rates, the cheapest Encino, TX car insurance companies, and information on Texas car insurance laws. You can also compare Encino, Texas car insurance rates to Corpus Christi car insurance rates, Arlington car insurance rates, and Houston car insurance rates.

Ready to find affordable Encino, TX car insurance today? Enter your ZIP code for fast, free Encino car insurance quotes.

Cheapest Encino, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Encino, TX car insurance rates? Every Encino, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Encino, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,803 $3,843 $3,757 $3,757 $9,755 $11,786 $4,686 $4,888
American Family $2,750 $3,076 $2,608 $3,001 $7,590 $9,912 $4,009 $4,573
GEICO $2,446 $2,674 $2,436 $2,848 $5,325 $5,389 $2,627 $2,531
Nationwide $3,009 $3,072 $2,646 $2,820 $8,365 $10,839 $3,519 $3,829
Progressive $3,208 $2,965 $2,842 $2,909 $13,412 $14,830 $3,710 $3,646
State Farm $1,914 $1,914 $1,687 $1,687 $4,317 $5,447 $2,062 $2,124
USAA $1,853 $1,877 $1,774 $1,780 $5,099 $5,578 $2,486 $2,688

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Minimum Car Insurance in Encino, TX

Every driver must carry the minimum car insurance in Encino, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Encino, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Encino, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Encino, TX. Compare credit history car insurance rates in Encino from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Encino, Texas

Insurance Company Poor Fair Good
Allstate $7,372 $5,380 $4,601
American Family $6,395 $4,094 $3,581
GEICO $5,070 $2,870 $1,914
Nationwide $5,743 $4,570 $3,974
Progressive $6,704 $5,775 $5,342
State Farm $3,750 $2,329 $1,853
USAA $4,239 $2,457 $1,980

Cheapest Encino, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Encino, TX to rates for a clean record with top companies.

Annual Encino, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,534 $6,905 $7,165 $4,534
American Family $4,269 $5,447 $4,775 $4,269
GEICO $2,786 $3,686 $3,058 $3,607
Nationwide $4,108 $4,108 $6,169 $4,663
Progressive $5,165 $6,733 $6,052 $5,812
State Farm $2,375 $2,690 $3,136 $2,375
USAA $2,158 $3,187 $3,744 $2,479

Cheapest Encino, TX Car Insurance for Teen Drivers

Teen car insurance in Encino, TX can be expensive. Take a look at rates from the top car insurance companies in Encino for teenagers.

Annual Car Insurance Rates for Teen Drivers in Encino, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,755 $11,786
American Family $7,590 $9,912
GEICO $5,325 $5,389
Nationwide $8,365 $10,839
Progressive $13,412 $14,830
State Farm $4,317 $5,447
USAA $5,099 $5,578

Cheapest Encino, TX Car Insurance for Seniors

Take a look at Encino, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Encino, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,757 $3,757
American Family $2,608 $3,001
GEICO $2,436 $2,848
Nationwide $2,646 $2,820
Progressive $2,842 $2,909
State Farm $1,687 $1,687
USAA $1,774 $1,780

Cheapest Encino, TX Car Insurance Rates After a DUI

A DUI in Encino, TX increases car insurance rates. Compare Encino, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Encino, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,165
American Family $4,775
GEICO $3,058
Nationwide $6,169
Progressive $6,052
State Farm $3,136
USAA $3,744

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Cheapest Encino, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Encino, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Encino, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,645 $5,924
American Family $4,690 $4,690
GEICO $3,219 $3,350
Nationwide $4,762 $4,762
Progressive $5,940 $5,940
State Farm $2,644 $2,644
USAA $2,854 $2,929

The Best Cheap Car Insurance Companies in Encino, TX

Take a look at a side-by-side comparison of the top car insurance companies in Encino, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Encino, Texas

Insurance Company Average Annual Rates
Allstate $5,784
American Family $4,690
GEICO $3,285
Nationwide $4,762
Progressive $5,940
State Farm $2,644
USAA $2,892

Category Winners: Cheapest Car Insurance in Encino, Texas

Find the cheapest car insurance companies in Encino, TX for each category right here.

Best Annual Car Insurance Rates by Company in Encino, Texas

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation State Farm

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Cheapest Encino, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Encino car insurance rates. Find the cheapest Encino, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Encino, Texas

Insurance Company Low Medium High
Allstate $5,633 $5,728 $5,992
American Family $4,330 $4,497 $5,243
GEICO $3,004 $3,200 $3,649
Nationwide $5,091 $4,548 $4,648
Progressive $5,461 $5,885 $6,474
State Farm $2,496 $2,628 $2,808
USAA $2,777 $2,875 $3,024

Compare Car Insurance Quotes in Encino, TX

Ready to find affordable Encino, Texas car insurance today? Enter your ZIP code for fast, free Encino, TX car insurance quotes.

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