Compare Erda, UT Car Insurance Rates (2021)

Car insurance in Erda, UT averages $296 a month. Erda, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Erda car insurance rates, compare quotes from the top car insurance companies in Erda, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Erda for teen drivers is Nationwide
  • Average car insurance rates in Erda, UT are $3,555/year
  • The cheapest car insurance company in Erda is USAA

If you need to buy Erda, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Erda, UT is right here.

You’ll find Erda car insurance rates, the cheapest Erda, UT car insurance companies, and information on Utah car insurance laws. You can also compare Erda, Utah car insurance rates to Sandy car insurance rates, South Jordan car insurance rates, and Ogden car insurance rates.

Ready to find affordable Erda, UT car insurance today? Enter your ZIP code for fast, free Erda car insurance quotes.

Cheapest Erda, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Erda, UT car insurance rates? Every Erda, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Erda, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,448 $2,255 $2,231 $2,227 $7,764 $8,672 $2,578 $2,547
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,145 $2,118 $1,896 $2,022 $9,099 $9,356 $2,429 $2,509
GEICO $1,794 $2,004 $1,984 $2,313 $5,379 $5,738 $1,553 $1,555
Liberty Mutual $2,398 $2,580 $1,987 $2,210 $9,342 $10,368 $2,532 $2,695
Nationwide $1,782 $1,800 $1,597 $1,678 $4,824 $6,118 $2,058 $2,201
Progressive $1,873 $1,735 $1,535 $1,640 $7,645 $8,472 $2,154 $2,240
State Farm $2,969 $2,969 $2,706 $2,706 $9,160 $11,383 $3,370 $3,855
USAA $1,464 $1,439 $1,313 $1,313 $5,141 $6,011 $1,783 $1,949

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Minimum Car Insurance in Erda, UT

Every driver must carry the minimum car insurance in Erda, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Erda, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Erda, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Erda, UT. Compare credit history car insurance rates in Erda from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Erda, Utah

Insurance Company Poor Fair Good
Allstate $5,142 $3,446 $2,932
American Family $4,451 $3,337 $2,838
Farmers $4,522 $3,754 $3,565
GEICO $4,249 $2,356 $1,765
Liberty Mutual $6,088 $3,748 $2,956
Nationwide $3,409 $2,582 $2,280
Progressive $3,855 $3,306 $3,074
State Farm $7,961 $4,005 $2,704
USAA $3,662 $2,331 $1,661

Cheapest Erda, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Erda, UT to rates for a clean record with top companies.

Annual Erda, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,231 $3,912 $4,568 $3,650
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,357 $4,372 $4,244 $3,815
GEICO $2,010 $3,137 $3,677 $2,337
Liberty Mutual $3,340 $4,581 $4,936 $4,199
Nationwide $2,195 $2,945 $3,444 $2,445
Progressive $2,888 $4,361 $3,023 $3,375
State Farm $4,440 $5,340 $4,890 $4,890
USAA $2,005 $2,536 $3,418 $2,247

Cheapest Erda, UT Car Insurance for Teen Drivers

Teen car insurance in Erda, UT can be expensive. Take a look at rates from the top car insurance companies in Erda for teenagers.

Annual Car Insurance Rates for Teen Drivers in Erda, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,764 $8,672
American Family $7,096 $9,328
Farmers $9,099 $9,356
GEICO $5,379 $5,738
Liberty Mutual $9,342 $10,368
Nationwide $4,824 $6,118
Progressive $7,645 $8,472
State Farm $9,160 $11,383
USAA $5,141 $6,011

Cheapest Erda, UT Car Insurance for Seniors

Take a look at Erda, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Erda, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,231 $2,227
American Family $1,815 $1,815
Farmers $1,896 $2,022
GEICO $1,984 $2,313
Liberty Mutual $1,987 $2,210
Nationwide $1,597 $1,678
Progressive $1,535 $1,640
State Farm $2,706 $2,706
USAA $1,313 $1,313

Cheapest Erda, UT Car Insurance Rates After a DUI

A DUI in Erda, UT increases car insurance rates. Compare Erda, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Erda, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,568
American Family $4,307
Farmers $4,244
GEICO $3,677
Liberty Mutual $4,936
Nationwide $3,444
Progressive $3,023
State Farm $4,890
USAA $3,418

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Cheapest Erda, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Erda, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Erda, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,840 $3,840
American Family $3,539 $3,544
Farmers $3,947 $3,947
GEICO $2,744 $2,836
Liberty Mutual $4,194 $4,334
Nationwide $2,757 $2,757
Progressive $3,412 $3,412
State Farm $4,764 $5,015
USAA $2,524 $2,580

The Best Cheap Car Insurance Companies in Erda, UT

Take a look at a side-by-side comparison of the top car insurance companies in Erda, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Erda, Utah

Insurance Company Average Annual Rates
Allstate $3,840
American Family $3,542
Farmers $3,947
GEICO $2,790
Liberty Mutual $4,264
Nationwide $2,757
Progressive $3,412
State Farm $4,890
USAA $2,552

Category Winners: Cheapest Car Insurance in Erda, Utah

Find the cheapest car insurance companies in Erda, UT for each category right here.

Best Annual Car Insurance Rates by Company in Erda, Utah

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Erda, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Erda car insurance rates. Find the cheapest Erda, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Erda, Utah

Insurance Company Low Medium High
Allstate $3,648 $3,832 $4,041
American Family $3,455 $3,588 $3,582
Farmers $3,600 $3,888 $4,352
GEICO $2,585 $2,778 $3,006
Liberty Mutual $4,066 $4,247 $4,479
Nationwide $3,013 $2,621 $2,638
Progressive $3,115 $3,301 $3,820
State Farm $4,577 $4,904 $5,188
USAA $2,442 $2,554 $2,660

What affects car insurance rates in Erda, Utah?

What factors can have an impact on Erda, UT car insurance? There are several reasons why Erda car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Erda, Utah.

Commute Time in Erda

The more time you spend in your car the higher the risk of an accident. The average commute length in Erda, UT is 30.1 minutes according to City-Data.

Compare Car Insurance Quotes in Erda, UT

Ready to find affordable Erda, Utah car insurance today? Enter your ZIP code for fast, free Erda, UT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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