Compare Ermine, KY Car Insurance Rates (2021)

Car insurance in Ermine, KY averages $553 a month. Ermine, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ermine car insurance rates, compare quotes from the top car insurance companies in Ermine, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ermine for teen drivers is USAA
  • The cheapest car insurance company in Ermine is USAA
  • Average car insurance rates in Ermine, KY are $6,640/year

If you need to buy Ermine, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Ermine, KY is right here.

You’ll find Ermine car insurance rates, the cheapest Ermine, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Ermine, Kentucky car insurance rates to Hopkinsville car insurance rates, Bowling Green car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Ermine, KY car insurance today? Enter your ZIP code for fast, free Ermine car insurance quotes.

Cheapest Ermine, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ermine, KY car insurance rates? Every Ermine, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ermine, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,761 $5,174 $4,074 $4,564 $20,144 $22,243 $4,937 $5,074
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $2,870 $2,711 $2,593 $2,593 $14,514 $16,476 $3,567 $3,624
State Farm $2,451 $2,451 $2,173 $2,173 $6,579 $8,358 $2,716 $2,992
Travelers $3,615 $3,682 $3,556 $3,556 $17,979 $28,919 $3,780 $4,404
USAA $2,168 $2,181 $1,955 $1,999 $5,756 $6,065 $2,751 $3,026

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Minimum Car Insurance in Ermine, KY

Every driver must carry the minimum car insurance in Ermine, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Ermine, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ermine, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ermine, KY. Compare credit history car insurance rates in Ermine from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ermine, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,766 $7,769 $6,079
Nationwide $9,520 $7,384 $6,351
Progressive $6,824 $5,967 $5,564
State Farm $5,355 $3,276 $2,579
Travelers $9,717 $8,186 $8,155
USAA $4,820 $2,697 $2,196

Cheapest Ermine, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ermine, KY to rates for a clean record with top companies.

Annual Ermine, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,352 $11,435 $8,849 $7,850
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,046 $7,534 $5,756 $6,138
State Farm $3,458 $4,015 $3,737 $3,737
Travelers $7,544 $7,770 $11,313 $8,119
USAA $2,436 $3,454 $4,127 $2,933

Cheapest Ermine, KY Car Insurance for Teen Drivers

Teen car insurance in Ermine, KY can be expensive. Take a look at rates from the top car insurance companies in Ermine for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ermine, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $20,144 $22,243
Nationwide $12,492 $15,331
Progressive $14,514 $16,476
State Farm $6,579 $8,358
Travelers $17,979 $28,919
USAA $5,756 $6,065

Cheapest Ermine, KY Car Insurance for Seniors

Take a look at Ermine, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ermine, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $4,074 $4,564
Nationwide $5,035 $5,213
Progressive $2,593 $2,593
State Farm $2,173 $2,173
Travelers $3,556 $3,556
USAA $1,955 $1,999

Cheapest Ermine, KY Car Insurance Rates After a DUI

A DUI in Ermine, KY increases car insurance rates. Compare Ermine, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ermine, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $8,849
Nationwide $10,149
Progressive $5,756
State Farm $3,737
Travelers $11,313
USAA $4,127

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Cheapest Ermine, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ermine, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ermine, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,871 $8,871
Nationwide $7,752 $7,752
Progressive $6,119 $6,119
State Farm $3,646 $3,827
Travelers $8,686 $8,686
USAA $3,114 $3,361

The Best Cheap Car Insurance Companies in Ermine, KY

Take a look at a side-by-side comparison of the top car insurance companies in Ermine, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ermine, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,871
Nationwide $7,752
Progressive $6,119
State Farm $3,737
Travelers $8,686
USAA $3,238

Category Winners: Cheapest Car Insurance in Ermine, Kentucky

Find the cheapest car insurance companies in Ermine, KY for each category right here.

Best Annual Car Insurance Rates by Company in Ermine, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ermine, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ermine car insurance rates. Find the cheapest Ermine, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ermine, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,332 $8,798 $9,484
Nationwide $7,743 $7,625 $7,887
Progressive $5,573 $6,005 $6,778
State Farm $3,490 $3,724 $3,996
Travelers $8,268 $8,719 $9,072
USAA $3,078 $3,229 $3,405

Compare Car Insurance Quotes in Ermine, KY

Ready to find affordable Ermine, Kentucky car insurance today? Enter your ZIP code for fast, free Ermine, KY car insurance quotes.

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